Credit Union One Bonuses: $200 Checking Promotion (MI)

Find the most recent Credit Union One bonuses, promotions, and offers here.

Update 5/22/25: There is currently a $200 checking bonus available for a limited time.

Credit Union One Bonuses Review

I’ll go over all Credit Union One offers below.

Credit Union One $200 Checking Bonus 

• What you’ll get: $200 Bonus
• Eligible account: Cash Back Checking Account
• Where it’s available: MI (Bank Locator)
• Credit inquiry: Soft Pull or Hard Pull? Let us know.
• Direct Deposit Required: Yes
• Monthly Fee: $6; waivable
• How to earn it:
  • Open a new Cash Back Checking account at a Credit Union ONE branch.
  • Simply follow the three steps below to become eligible within the first 90 days:
    • Set up and received a direct deposit,
    • Registered for Digital Banking,
    • Kept the account open for 90 days, and
    • Have an active Mastercard Debit Card.
  • $200 in bonus debit card rewards will be added only to the Primary Cardholder’s reward balance within Mastercard debit card rewards program by the 5th business day following the 90 day time frame.

(Limited time offer)

Fine Print

• $200 Bonus Debit Card reward is available to new Cash Back Checking accounts that, within the first 90 days being opened, have (1) set up and received a direct deposit, (2) registered for Digital Banking, (3) kept the account open for 90 days, and (4) have an active Mastercard Debit Card.
• Account must be opened in a Credit Union ONE branch.
• The 90 day time frame starts approximately two to three business days after the account has been opened.
• $200 in bonus debit card rewards will be added only to the Primary Cardholder’s reward balance within Mastercard debit card rewards program by the 5th business day following the 90 day time frame.
• Primary Account holder can receive one $200 reward per account, per the life of the offer.
• Any subsequent cash back accounts opened are not eligible for any additional $200 bonus debit card rewards.
• Joint account owners are not eligible.
• Member is responsible for any tax liability.
• Credit Union ONE reserves the right to change or discontinue this promotion at any time.

How To Waive Monthly Fees

• Cash Back Checking: Monthly Service fee of $6. Fee waived with any one of the following:
  • $500 monthly average balance in the checking account
  • incoming automatic deposit
  • Perform any combination of 15 qualifying transactions in a month. Qualifying transactions include debit card and bill pay transactions. Debit card transactions must be posted to the account by the last day of the month. Excludes ATM transactions.
  • are under 25 years or older than 64 years.

Conclusion

If you are in Michigan and looking for a credit union, this could be an offer for you. The requirements are pretty straightforward and this credit union has an A health rating! If you are interested, check out this bonus or follow up at a branch location to find out more.

I would also recommend checking out our best rates Savings, Money Market, and CD accounts.

• Best Savings/Money Market rates
• Best CD Account rates

If you’re not local to the area, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Feel free to comment on this post with any questions you may have about Credit Union One, their accounts they offer, or coupon codes.

Check back often for more Credit Union One Bonuses, Promotions, or Offers!