Here you can find the most updated Crystal Lake Bank bonuses, promotions, and offers here.
Right now, Crystal Lake Bank is offering bonuses of $300 when you sign up for a checking account and meet all the requirements.
About Crystal Lake Bank Promotions
Crystal Lake Bank is a part of the larger Wintrust Bank. In 1991, Wintrust’s current CEO and one of the company’s founders, Ed Wehmer, set up shop in a northern Chicago suburb with a simple idea: to provide an alternative to the big banks. Crystal Lake Bank was built in the Illinois area, for the area.
I’ll go over the Crystal Lake Bank offers below.
Crystal Lake Bank & Trust $500 Checking & Savings Bonus
For residents of Illinois, you can earn up to a $500 bonus when you use your checking account and maintain it for a year.
- What you’ll get: $500 Bonus
- Eligible account: Totally Access Checking & Statement Savings
- Where it’s available: IL (Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know
- Direct Deposit Required: Yes
- Monthly Fee: $0-$25; waivable
- How to earn it:
- Total Access $300:
- Open a new Total Access Checking account
- Tell them you are aware of this Total Access Checking account bonus offer at account opening
- Have at least monthly occurring direct deposits totaling $500.00 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened.
- Statement Savings $200:
- Open a new Statement Savings account
- Tell them you are aware of this Statement Savings account bonus offer at account opening
- Deposit $15,000.00 or more of new money, defined as money not held at any WTFC location
- Maintain a minimum balance of at least $15,000.00 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened.
- Total Access $300:
(Expires 01/29/2025)
Chase Private Client ($3,000 Bonus) | U.S. Bank Smartly® Checking ($400 Cash Bonus) |
KeyBank Checking ($200 bonus) | Fifth Third Preferred Checking ($325 Bonus) |
Fine Print
- General Bonus Information. Offers valid for accounts opened 2/1/24 — 1/29/25. Offers not available to existing or closed checking/savings account customers of Wintrust Financial Corporation (‘WTFC’) & its subsidiaries or employees. Limit 1 bonus payment per customer, regardless of number of accounts opened; may only be received from 1 WTFC location. Total Access Checking offer combinable with any WTFC savings offer; Statement Savings offer combinable with any WTFC checking offer. Bonus payment subject to IRS 1099-INT reporting & may be considered income for tax purposes.
- Total Access Checking Bonus Information. If you qualify for this Total Access Checking bonus offer, you are ineligible to receive this Total Access Checking bonus offer from any other WTFC location. If you qualify for any other WTFC savings offer it may be combined with this Total Access Checking account bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day. The $300.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.
- Statement Savings Bonus Information. If you qualify for any other WTFC checking offer it may be combined with this Statement Savings bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day. The $200.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.
Crystal Lake Bank $300 Checking Bonus
For residents of Illinois, you can earn up to a $300 bonus when you use your checking account and maintain it for a year.
- Direct Links:
- What you’ll get: $300 Bonus
- Eligible account: Totally Access Checking, White Sox Checking, Access Plus Checking, Premier Checking
- Where it’s available: IL
- Credit Inquiry: Hard Pull or Soft Pull? Let us know
- Direct Deposit Required: Yes
- Monthly Fee: $0-$25; waivable
- How to earn it:
- Open a new Total Access/Cubs/White Sox Checking account
- Tell us you are aware of this Total Access/Cubs/White Sox Checking account bonus offer at account opening
- Have at least monthly occurring direct deposits totaling $500.00 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened (‘Qualification Period’).
- Enroll in online banking and activate e-statements within the Qualification Period.
(Expires 01/29/2025)
U.S. Bank Smartly® Checking ($400 Cash Bonus) | Truist Checking ($400 bonus) |
Chase Total Checking ($300 Bonus) | KeyBank Checking ($200 bonus) |
Bank of America Checking ($200 Bonus Offer) | Fifth Third Bank Checking ($325 Bonus) |
Axos Bank Rewards Checking ($300 Bonus) |
Fine Print
- This bonus offer is not available to existing or closed checking account customers of Wintrust Financial Corporation (‘WTFC’) and its subsidiaries or its active employees.
- Limit 1 bonus payment per customer, regardless of the number of accounts opened.
- If you qualify for this checking bonus offer, you are ineligible to receive this bonus offer from any other WTFC location.
- If you qualify for any other WTFC savings offer it may be combined with this bonus offer.
- Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment.
- The $300.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.
How to Avoid Monthly Fees
- Total Access Checking: No monthly fees for this account
- Access Plus Checking: $10.00 monthly can be waived with $1,000 minimum daily balance or $2,500 average daily balance for the statement cycle.
- Premier Checking: $25.00 monthly can be waived with $10,000 average daily balance or $75,000 combined average relationship balance for the statement cycle.
- Cubs Checking: No monthly fees for this account
- White Sox Checking: No monthly fees for this account
- Student Checking: No monthly fees for this account
- Platinum Preferred Checking: $10.00 monthly can be waived with $1,000 minimum daily balance
- Money Smart Checking: No monthly fees for this account
- Entrepreneur Checking: $15.00 monthly when 75 transactions complete the $1,5000 minimum average collected balance
- Business Community Checking: $15.00 monthly if the $5,000 minimum average balance is not maintained
- Have-It-All Business Checking: $25.00 monthly if the $20,000 minimum average balance is not maintained
Conclusion
This is a generous bonus that isn’t too hard to achieve, so I would check it out if you live in Illinois. Be sure to maintain your minimum balance for the allotted time to get your bonus!
Additionally, feel free comment below and let us know about how it went and if you could fund your account with credit card or not. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
Additionally, CD accounts or Savings Accounts are also another great way to earn and save money. If you are interested, check out our nationwide lists here:
Furthermore, if you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
*Lastly, Check back on this page for updated Crystal Lake Bank promotions, bonuses, and offers.