Find the latest Elements Financial bonuses, promotions, and offers here.
Currently, Elements Financial is offering $250, $400, $500, $750 Checking, Wealth Management bonuses.
Elements Financial Bonuses Review
Elements Financial is headquartered in Indianapolis and is the 4th largest credit union in the state of Indiana. It is also the 189th largest credit union in the nation. It was established in 1976 and as of December of 2022, it had grown to 200 employees and 101,525 members at 2 locations. Elements Financial’s savings rates are 8X the national average, and it has an A health rating.
| Eligibility: Elements Financial is open to employees, students, retirees, or members of eligible Elements partners including Eli Lilly and Company, The Heritage Group, OneAmerica, Indy Chamber, College Park Church, Butler University or any one of the more than 135 select employer groups (a complete list can be found on the credit union’s website). Immediate family and household members may also join. Membership Requirements. |
I’ll go over the Elements Financial bonuses & offers below.
Elements Financial $400 Checking Bonus
Earn $4000 bonus when you open a checking account and meeting certain requirements.
- What you’ll get: $400 Bonus
- Eligible account: Checking
- Availability: Nationwide, branches in IN (Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fees: None listed
- How to earn it:
- Open a Basic Checking account with promo code CHECK400
- Requires a recurring minimum direct deposit of $500 or more to post to the account monthly within 60 days of account opening.
- a minimum direct deposit of $500 or more must post at least 2 times
- Cash bonus will be fulfilled as a one time, $400 taxable bonus dividend deposit into your Basic Checking account.
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | Truist Checking ($400 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | |
Fine Print
- Basic Checking $400 Cash Bonus Offer — Requires a recurring minimum direct deposit of $500 or more to post to the account monthly within 60 days of account opening.
- Example: If account is opened on January 25, 2024, a minimum direct deposit of $500 or more must post at least 2 times prior to March 25, 2024.
- Direct deposit is defined here as an electronic deposit of your paycheck from your employer, retirement/pension benefits, or government benefits (such as social security).
- Person to Person (P2P) payments such as Zelle© and transfers from external accounts are not considered direct deposits.
- Cash bonus will be fulfilled as a one time, $400 taxable bonus dividend deposit into your Basic Checking account.
- If the Basic Checking account is closed within six months, we reserve the right to deduct the cash bonus from your account.
- Health Savings Account and existing Elements checking accountholders not eligible. Offer subject to membership approval.
- Additional terms and conditions may apply.
- Elements reserves the right to amend or discontinue offers at any time.
- Please allow 4-6 weeks after qualifications are met for receipt of cash bonus.
- Product offers cannot be combined with other promotional offers for the same product.
- One offer per household.
- Fees may reduce earnings.
Elements Financial Up to $750 Wealth Management Bonus
Earn up to a $750 bonus when you open a wealth management account and meeting certain requirements.
- What you’ll get: $750 Bonus
- Eligible account: Wealth Management
- Availability: Nationwide, branches in IN (Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fees: None listed
- How to earn it:
- Earn up to a $750 Cash Bonus from Elements Financial when you invest with Elements Wealth Management
- Earn a $250 cash bonus with $100,000-$249,999 net investment
- Earn a $500 cash bonus with $250,000-$499,999 net investment
- Earn a $750 cash bonus with $500,000+ net investment
(Limited time offer)
| J.P. Morgan Self-Directed Investing (Up to $700 Cash) | TradeStation ($150 Cash) |
| E*Trade (Up to $6,000 Cash) | |
Fine Print
- Must keep funds invested for six months to receive bonus payout; bonus paid at that time.
- Bonus will be paid by Elements Financial to a separate non-investment account.
- Moving funds from another investment firm may be subject to a fee that neither Elements Financial nor Elements Wealth Management will reimburse.
- Elements Financial reserves the right to amend or discontinue offer at any time.
- Additional terms and conditions may apply.
- Bonus may be subject to taxes; please contact your tax advisor.
How To Waive Monthly Fee
- High Interest Checking: $5 monthly fee waived when enrolled in estatements
- Basic Checking: $5 monthly fee waived if you set up direct deposit, maintain a balance of $10,000 in your Elements accounts, or are age 50 or older or under age 25
- Student Edge Checking: No monthly fee
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Conclusion
If you live near an Elements Financial location, you have the opportunity to earn a generous bonuses. To earn these bonuses, simply open the eligible accounts and follow the procedures and the bonuses should be in your hands!
Although these bank promotions are rather generous, you can also utilize our list of Savings, Money Market, and CD rates.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Check back often for more Elements Financial Bonuses, Promotions, or Offers!
