Find an updated list of Equity Bank bonuses, promotions, and offers here.
Update 3/26/26:
- We’ve added a $1000 business checking bonus valid through 6/30/26.
- There’s currently a $400 checking bonus valid through 3/31/26.
Equity Bank $400 Checking Bonus
- What you’ll get: $400 Bonus
- Eligible account: Checking Account
- Where it’s available: AR, KS, OK, MO (Bank Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: $6-$10
- How to earn it:
- Open a new Checking and Savings account – Use code GOLD in person or online
- Receive $1000 in qualifying direct deposits
- Activate and use your Equity Bank debit card
- Once you complete these steps, your bonus will be deposited into your checking account.
(Expires 03/31/2026)
| KeyBank Checking ($300 bonus) | HSBC Premier Checking (Up to $5,000 Cash Bonus), |
Fine Print
- Gold Bonus Offers are available for a limited time and may be canceled without notice.
- Promotion is available from January 1, 2026, to March 31, 2026.
- One Gold offer permitted per household, available for new Frontier Bank and Equity Bank households only, and subject to review and approval.
- A new Frontier Bank and Equity Bank household for the Gold Bonus Offer is defined as applicant(s) not linked as an owner to an open Frontier Bank or Equity Bank consumer checking, savings or Money Market account within the past 180 days.
- The incentive may be paid for opening both a new checking and savings account during the promotion period.
- Incentive amount will be directly deposited into the customer’s qualifying checking account after approximately 45 days of account opening, assuming all qualifications are met.
- To qualify for offer, customer must (1) open and fund both a new checking and savings account no later than March 31, 2026, (2) maintain Frontier Bank or Equity Bank accounts in active and good standing at time of incentive payment, (3) receive a minimum of $1000 in combined qualifying direct deposits into the new checking account within 45 days of account opening; (4) activate and use Frontier Bank or Equity Bank debit card within 45 days of account opening; and (5) When opening accounts online, enter “Gold” under “Enter Promotional Code.”
- If customer opens the accounts at an Equity Bank location, mention “Gold” offer at time of opening.
- Promotion not available to current employees and employee household members of Equity Bancshares, Inc. or its subsidiaries.
- Customer will be issued a 1099-INT form for tax value of the incentive amount.
- Minimum $100 deposits may be required to open Frontier Bank and Equity Bank checking account.
- Member FDIC.
Equity Bank $1000 Business Checking Bonus
- What you’ll get: $1000 Bonus
- Eligible account: Business Checking Account
- Where it’s available: AR, KS, OK, MO (Bank Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: Varies
- How to earn it:
- To qualify for offer, customer must
- (1) open and fund a new business checking account no later than June 30, 2026,
- (2) maintain Equity Bank accounts in active and good standing at time of incentive payment,
- (3) receive a minimum of $20,000 in combined qualifying deposits into the new checking account, which do not include transfers from existing Equity Bank accounts, within 60 days of account opening;
- (4) activate and use Equity Bank debit card within 60 days of account opening; and
- (5) When opening account at an Equity Bank location, mention “Biz1000” offer at time of opening.
- The $1000 incentive amount will be directly deposited into the customer’s qualifying business checking account after approximately 60 days of account opening, assuming all qualifications are met.
- To qualify for offer, customer must
(Expires 06/30/2026)
| KeyBank Checking ($300 bonus) | HSBC Premier Checking (Up to $5,000 Cash Bonus), |
Fine Print
- Biz1000 offer is available for a limited time in select markets and may be canceled without notice.
- Biz1000 promotion is available from March 2, 2026 to June 30, 2026.
- One Biz1000 offer permitted per business, available for new Equity Bank business accounts only, subject to review and approval.
- A new Equity Bank business account is defined as applicant(s) not linked as an account owner to an open Equity Bank business checking or business savings account within the past 180 days.
- The $1000 incentive amount will be directly deposited into the customer’s qualifying business checking account after approximately 60 days of account opening, assuming all qualifications are met.
- To qualify for offer, customer must (1) open and fund a new business checking account no later than June 30, 2026, (2) maintain Equity Bank accounts in active and good standing at time of incentive payment, (3) receive a minimum of $20,000 in combined qualifying deposits into the new checking account, which do not include transfers from existing Equity Bank accounts, within 60 days of account opening; (4) activate and use Equity Bank debit card within 60 days of account opening; and (5) When opening account at an Equity Bank location, mention “Biz1000” offer at time of opening.
- Service fees may be assessed, and we may collect the bonus if the account is closed within the first 180 days after account opening.
- Promotion not available to current employees and employee household members of Equity Bancshares, Inc. or its subsidiaries.
- Customer will be issued a 1099-INT form for tax value of the incentive amount.
- Minimum $100 deposits may be required to open Equity Bank business checking account.
- Member FDIC.
Equity Bank Revolution Smart Toaster Checking Bonus (Expired)
- What you’ll get: Revolution Smart Toaster (~$350 value)
- Eligible account: Checking Account
- Where it’s available: AR, KS, OK, MO (Bank Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: $6-$10
- How to earn it:
- Open a new Preferred or Elite checking account with a minimum opening deposit of $100.
- Under the Additional Details section of the account application, select “Toaster” from the dropdown menu and get one step closer to your free revolutionary toaster.
- To receive offer, customer must enroll in online banking and direct deposit, and receive a debit card.
(Limited time offer)
| KeyBank Checking ($300 bonus) | HSBC Premier Checking (Up to $5,000 Cash Bonus), |
Fine Print
- Equity Bank’s Revolution™ toaster giveaway is a limited‑time offer subject to change without notice.
- Offer available to new Equity Bank checking accounts that are first in their household. Must be Preferred or Elite checking account, with balance of $2,000 at time of incentive redemption.
- Minimum $100 to open Preferred or Elite checking account.
- To receive offer, customer must enroll in online banking and direct deposit, and receive a debit card.
- Customer will be issued a 1099‑INT form for tax value of the incentive amount.
Equity Bank $200 Checking Bonus – Bank at Work (Expired)
Equity Bank is offering a $200 bonus when you open a new checking account. This bonus promotion is only for employees of companies they are affiliated with.
- What you’ll get: $200 Bonus
- Eligible account: Checking Account
- Where it’s available: AR, KS, OK, MO (Bank Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: $6-$10
- How to earn it:
- Earn $50 when you open an Equity Bank checking account
- Earn $50 for direct deposit and using an Equity Bank debit card
- Earn $100 when you open an Equity Bank savings account
(Limited time offer)
| KeyBank Checking ($300 bonus) | HSBC Premier Checking (Up to $5,000 Cash Bonus), |
Fine Print
- Limited time offer and may be canceled without notice.
- One offer per household, available for new Equity Bank households only, and subject to review and approval. Incentive amount will be directly deposited into customer’s qualifying account approximately 45-60 days after account opening, assuming qualifications are met.
- To qualify for offer, customer must (1) maintain Equity Bank account in active and good standing at time of incentive payment, (2) remain employed with company at time of incentive payment, (3) complete direct deposit forms at time of enrollment, (4) apply for, receive, and activate and use an Equity Bank debit card within first 45 days of account opening.
- Customer will be issued a 1099-INT form for tax value of the incentive amount.
- Minimum $100 deposit required to open Equity Bank checking account.
Equity Bank $300 Checking Bonus (Expired)
- What you’ll get: $300 Bonus
- Eligible account: Checking Account
- Where it’s available: AR, KS, OK, MO (Bank Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: $6-$10
- How to earn it:
- Open a new checking account – online or in person
- Set-up direct deposit – pay no monthly service charge with Simply Free Checking
- Open a new savings account – online or in person
- That’s it! Once you complete these steps, your bonus will be deposited into your accounts.
(Limited time offer)
| Bank of America Checking ($500 Bonus Offer) | KeyBank Checking ($300 bonus) |
| SoFi Checking & Savings Account ($425 bonus) | U.S. Bank Smartly® Checking ($400 Cash Bonus) |
Fine Print
- Limited time offer and may be canceled without notice.
- One offer per household, available for new Equity Bank households only, and subject to review and approval.
- Incentive amount will be directly deposited into customer’s qualifying account after approximately 45 days of account opening, assuming qualifications are met.
- To qualify for offer, customer must (1) maintain Equity Bank account in active and good standing at time of incentive payment, (2) complete direct deposit forms at time of enrollment.
- Promotion not available to current employees and employee household members of Equity Bancshares, Inc. or its subsidiaries.
- Customer will be issued a 1099-INT form for tax value of the incentive amount.
- Minimum $100 deposit required to open Equity Bank checking account.
- Member FDIC.
How To Waive Monthly Fees
- Preferred Checking: $10 monthly fee. Maintain a $2,000 minimum balance to avoid the monthly account fee
- Elite Checking: $6 monthly fee.
- Essential Checking: $7 monthly fee. Maintain a $100 minimum balance or one direct deposit of $100 or more per statement cycle to avoid the monthly account fee.
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Conclusion
This is the current offer from Equity Bank. Because this is only for the Bank at Work Program, this offer would be unavailable to most. However, we will continue to post updated promotions and bonus offers from Equity Bank!
Equity Bank doesn’t have the best rates for CDs and Savings. For the nationwide best, check out the best rates for Savings, Money Market, and CD accounts below.
If you’re not local to any of the states above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Feel free to leave a comment below if you have experience with this bank! Let us know if we missed anything.
Check back often for more Equity Bank Bonuses, Promotions, or Offers!
