Excite Credit Union Bonuses: $50, $300 Checking, Business, Referral Promotions (CA, NC)

Check out the most recent Excite Credit Union bonuses, promotions, and offers here.

Excite Credit Union is offering a $50, $300 bonuses when you open a checking and savings account and meet certain requirements.

Excite Credit Union Bonuses Review

Excite Credit Union is a new brand with history. Formerly known as Alliance, they’ve stepped up their brand into the modern era with a new name and purpose while holding true to their heritage. Now with over 40,000 members, their purpose has been re-imagined to give everyone a chance to build a financially stronger future, so together they can build a stronger community.

I’ll go over the Excite Credit Union bonuses & offers below.

Excite Credit Union $300 Checking Bonus

You can receive a $300 bonus when you open a checking account at Excite Credit Union.

• What you’ll get: $300 Bonus
• Eligible account: Checking Account
• Availability: CA, NC (Bank Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Required: Yes
• Monthly Fee: None
• How to earn it:
  • To qualify for the $300 bonus program, the following criteria must be met:
    • a) Applies to new Members (18+) or to existing Members provided that there was no open checking account in the past 180 days.
    • (b) Requires eStatements, perform a minimum of six debit card transactions, and direct deposit of $500 or more within the first 90 days.
    • (c) The $300 bonus is automatically deposited to the Member’s primary savings account on first day of the month after meeting criteria.

(Limited time offer)

Fine Print

• To qualify for the $300 bonus program, the following criteria must be met: a) Applies to new Members (18+) or to existing Members provided that there was no open checking account in the past 180 days. (b) Requires eStatements, perform a minimum of six debit card transactions, and direct deposit of $500 or more within the first 90 days. (c) The $300 bonus is automatically deposited to the Member’s primary savings account on first day of the month after meeting criteria.
• (2) Requires a minimum deposit of $25.
• There is no minimum balance and no monthly service fee.
• (3) Dividend rate of 1.242% and APY of 1.250% for balances of $0.01 to $20,000.
• Balances $20,000 and over earn 0.100% APY. APY is annual percentage yield.
• The daily balance method is used to calculate dividends on the account.
• This method applies a daily periodic rate to the principal in the account each day.
• Dividends begin to accrue on the business day the Member makes a deposit.
• Dividend period is monthly. Dividends will be compounded daily and credited monthly.
• Payment of the dividends requires the account to be set up for eStatements, have six posted debit card transactions per statement period and receive a minimum direct deposit of $500 into the Go Checking per statement period.
• The rate and yield may change at any time at Excite Credit Union’s discretion.

Excite Credit Union $300 Business Checking Bonus

You can receive a $300 bonus when you open a business checking account at Excite Credit Union.

• What you’ll get: $300 Bonus
• Eligible account: Checking Account
• Availability: CA, NC
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: None
• How to earn it:
  • To qualify for the $300 Bonus the following criteria must be met within the first 90 days of Go, Pro or Boss Business Checking account opening:
    • a. Become a Member and Open a New Go, Pro or Boss Business Checking account;
    • b. No prior/current Excite Business checking account(s) in the past 180 days;
    • c. Aggregate deposits of $1500 or higher occurring monthly and perform a minimum of 10 qualifying transactions (ATM withdrawals, debit card purchases, ACH Debits and paid checks) within the first 90 days.

(Limited time offer)

Fine Print

• To qualify for the $300 Bonus the following criteria must be met within the first 90 days of Go, Pro or Boss Business Checking account opening: a. Become a Member and Open a New Go, Pro or Boss Business Checking account; b. No prior/current Excite Business checking account(s) in the past 180 days; c. Aggregate deposits of $1500 or higher occurring monthly and perform a minimum of 10 qualifying transactions (ATM withdrawals, debit card purchases, ACH Debits and paid checks) within the first 90 days. Please note Internal transfers, fees, debit card refunds and transaction reversals do not count as qualifying transactions for bonus offer.

Excite Credit Union $50 Referral Bonuses

You can receive a $50 bonus when you refer friends and family to open a checking account at Excite Credit Union.

• What you’ll get: $50 Bonus
• Eligible account: Checking Account
• Availability: CA, NC
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: None
• How to earn it:
  • Register. Use the registration form on this page to provide your information and complete a referral.
  • Invite your friends and family. Provide contact information AND a valid email address for the friends or family members you would like to refer OR share the offer via social media. Your friends will receive an email notification containing registration instructions and offer requirements.
  • Get rewarded. Once your friend registers for the referral offer using your personal referral link and completes the offer listed below, you will each receive a Visa® Reward Card. The more friends you refer, the more you can earn – up to $500 per calendar year.
    • Receive a $50 Visa Reward Card when your friend registers, opens a new Excite Credit Union personal checking account and completes at least one of the following offer requirements within 90 days of account opening:
      • Completes six (6) debit card transactions (excluding ATM transactions) in each of two (2) calendar months.
      • Completes $600 in deposits in each of two (2) calendar months.
      • Your friend can earn a $50 Visa Reward Card too.

(Limited time offer)

Fine Print

• Please allow 4-6 weeks for delivery of your Reward Card after completing all offer requirements.

How To Waive Monthly Fees

• Go Checking: No monthly fees
• Youth Checking: No monthly fees
• Go Business Checking: No monthly fees
• Pro Business Checking: No monthly fees
• Boss Business Checking: No monthly fees

Conclusion

In my opinion, the bonus amount is not too generous, however it is very simple to earn. So if you are looking for a new banking experience and want to earn an easy $100, be sure to check out this bonus at Excite Credit Union. However, you might want to check with CSR regarding if this account triggers a hard pull or not.

Furthermore, feel free to comment on this post with any questions you may have about Excite Credit Union, their accounts they offer, or coupon codes.

Additionally I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.

• Best Savings/Money Market rates
• Best CD Account rates

However, if you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Lastly, check back often for more Excite Credit Union Bonuses, Promotions, or Offers!