Find an updated list of Farmer & Merchants State Bank promotions, bonuses and offers here.
Currently, Farmer & Merchants State Bank offers $250 bonuses when you open a checking account and meet all the requirements.
Farmers & Merchants State Bank Bonuses Review
KeyBank was established over 190 years ago and is one of the largest bank in the nation with a number of branch locations. Currently headquartered in Cleveland, Ohio, they have over 1,500 ATMs and nearly 1,200 branches nationwide.
I’ll go over all Farmer & Merchants State Bank offers below.
Farmers & Merchants State Bank $250 Checking Bonus
Farmers & Merchants is offering a $300 bonus when you open a new qualifying checking account.
- What you’ll get: $250 Bonus
- Eligible account: Checking
- Where it’s available: IN, OH
- Credit inquiry: Soft pull, which does not affect your credit
- Monthly fee: $0-$5; waivable
- How to earn it:
- Open a new personal checking account.
- Just fulfill the following requirement within the first 90 days of account opening; Establish one Direct Deposit or automatic payment (ACH) which posts and settles to the account.
- The account opening bonus will be deposited into your new Retail Account within 30 days after having met the requirement.
- Use Promo Code: BONUS250
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | Fifth Third Bank Checking ($400 Bonus) |
| SoFi Checking & Savings Account ($325 bonus) | Truist Checking ($400 bonus) |
Fine Print
- $250 Offer – You may be eligible for a $250 account opening bonus if you open a new Retail Checking Account.
- Just fulfill the following requirement within the first 90 days of account opening; Establish one Direct Deposit or automatic payment (ACH) which posts and settles to the account.
- The account opening bonus will be deposited into your new Retail Account within 30 days after having met the requirement.
- The account opening bonus will be treated as interest for IRS (Form 1099-INT) reporting purposes.
- No minimum balance is required to obtain this bonus.
- A minimum deposit may be required to open a new retail account.
- The Dream Builder Account is not included in this promotion.
- Offer is not available to existing F&M checking account customers or those with an F&M checking account closed within the last six months.
- Offer limited to one account per household and one account opening bonus per account per calendar year.
- If you close your new account within 180 days of account opening, the account opening bonus will be forfeited and it will be deducted from the account balance at closing.
- An account opening bonus will not be paid if an accountholder switches to another account from the original account that offered an account opening bonus.
- F&M employees and their immediate family members residing in the same household are not eligible for the account opening bonus.
- Account specific requirements may apply based on the account opened but would not affect the eligibility of receiving the bonus.
- Limited Time Offer
Farmers & Merchants State Bank $300 Checking Bonus (Expired)
Farmers & Merchants is offering a $300 bonus when you open a new qualifying checking account.
- What you’ll get: $300 Bonus
- Eligible account: Checking
- Where it’s available: IN, OH
- Credit inquiry: Soft pull, which does not affect your credit
- Monthly fee: $0-$5; waivable
- How to earn it:
- Open a new personal checking account to score a $300 bonus.
- Use promo code BG365
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | Fifth Third Bank Checking ($400 Bonus) |
| SoFi Checking & Savings Account ($325 bonus) | Truist Checking ($400 bonus) |
Fine Print
- Score $300 Offer – You may be eligible for a $300 account opening bonus if you open a new Personal Checking Account.
- The account opening bonus will be treated as interest for IRS (Form 1099-INT) reporting purposes.
- No minimum balance is required to obtain this bonus.
- A minimum deposit may be required to open a Personal Checking Account.
- Offer is not available to existing F&M checking account customers or those with an F&M checking account closed within the last six months.
- Offer limited to one account per household and one account opening bonus per account per calendar year.
- If you close your new Checking Account within 180 days of account opening, the account opening bonus will be forfeited and it will be deducted from the account balance at closing.
- F&M employees and their immediate family members residing in the same household are not eligible for the account opening bonus.
- Account specific requirements may apply based on the account opened but would not affect the eligibility for receiving the bonus.
- Health Savings Accounts are not included in this promotion.
- Limited time offer.
- Member FDIC
Farmers & Merchants State Bank $100 Checking Bonus (Expired)
Farmers & Merchants is offering a $100 bonus when you open a new qualifying checking account.
- What you’ll get: $100 Bonus
- Eligible account: Smart 25 Checking
- Where it’s available: IN, OH (Bank Locator)
- Credit inquiry: Soft pull, which does not affect your credit
- Monthly fee: $0-$5; waivable
- How to earn it:
- $100 account opening bonus will be paid on this account within 90 days of account opening if 8 Point-of-Sale (POS) purchases have posted and settled the account
- Designed for students and young adults age 25 and younger
- Primary account holder must be at least 17 years of age
- Have a $50 opening balance
(Limited time offer)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($400 Bonus) |
| KeyBank Checking ($300 bonus) | HSBC Premier Checking (Up to $2,500 Cash Bonus), |
Fine Print
- Debit Card established at account opening
- Nationwide ATM fees will be refunded up to $10.00 each monthly statement cycle
- Online Statements available each monthly statement cycle
- If paper statements are requested, a monthly paper statement fee of $5.00 will apply
- This account converts to a Pure Checking Account, or comparable account offered, at the end of the calendar year that account holder reaches Age 25
- Account subject to approval
- New account bonus payments will be reported on 1099-INT
How To Waive Monthly Fees
- Dream Builder Checking: None listed
- Smart Checking: No monthly fees
- Loyalty Rewards Checking: $5 monthly fee waived with eStatment and if any 1 of the qualifiers are met
- 20 POS Debit Card Transactions per monthly statement cycle. (Must post and settle)
- A Direct Deposit (credit) or ACH Payment (debit) of $500 or more per monthly statement cycle
- Combined Personal (Non-Business, Non-Ag) Deposit & Loan Relationship of $25,000 or more
- Bucks Back Checking: $5 monthly fee waived when qualifers are met
- 20 POS Debit Card Transactions per monthly statement cycle (PIN or Signature). *Must post and settle
- Enrolled in eStatements
- Secure Checking: $4.95 monthly fee
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Conclusion
This Farmer & Merchants State Bank is great because it doesn’t have any monthly service fees and has a variety of features/services. This account is aims towards young people, so be sure you qualify before you open one.
Farmers & Merchants rates aren’t that great, so check our best rates Savings, Money Market, and CD accounts.
If you’re not local to any of the States above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
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