Find an updated list of First Bank & Trust bonuses, promotions, and offers here.
Currently, First Bank & Trust is offering $300 or $600 bonuses when you open a Checking Account and meet all the requirements.
First Bank & Trust Bonuses Review
Founded by Barry Orr, First Bank & Trust is a financial institution that values profit through relationships, hard work, and determination. They aspire to be the best community bank in their area and they boast an A health rating.
I’ll go over all First Bank & Trust offers below.
First Bank & Trust $600 Checking Bonus
First Bank & Trust is offering a $600 bonus when you open a new qualifying checking account.
- What you’ll get: $600 Bonus
- Eligible account: Checking Account
- Where it’s available: TX
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: $9; waivable
- How to earn it:
- Open a Signature Series Checking Account.
- To receive a $300.00 bonus, you must have a balance of at least $50,000.00 or more in your new checking account 180 calendar days after the account open date.
- To receive a $300.00 bonus, you must have two direct deposits made into this account. Each direct deposit must be at least $1,000.00 or more posted to this account within 90 calendar days of account opening.
(Limited time offer)
Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
KeyBank Checking ($300 bonus) |
Fine Print
- Eligibility Requirements: This offer is for new consumer checking customers only. Existing customers with loans, savings, or business checking accounts are eligible for the offer.
- You are not eligible for this offer if: (1) You are a current FirstBank and Trust consumer checking account owner. (2) You have received a bonus for opening a FirstBank and Trust consumer checking account within the past 12 months. (3) You are a FirstBank and Trust employee.
- Bonus Requirements: To receive a $300.00 bonus, you must have a balance of at least $50,000.00 or more in your new checking account 60 calendar days after the account open date.
- To receive a $300.00 bonus, you must have two direct deposits made into this account.
- Each direct deposit must be at least $1,000.00 or more posted to this account within 60 calendar days of account opening.
- A qualifying direct deposit is an ACH (Automated Clearing House), automatic electronic deposit of your salary, pension, Social Security, or other regular income into your bank account.
- Confirm with your employer, agency or company making these payments that they use the ACH network.
- Transfers from one account to another, mobile deposits, Person to Person payments (such as Zelle®) or deposits made at a branch or ATM do not qualify as a direct deposit.
- If 60th calendar day falls on a weekend or holiday, the following business day will be used to qualify for the promotions.
- If the account is closed by the customer or bank within 90 business days after opening, a $25.00 account closing fee may apply.
- Bonus Payment: All bonus dollars will be paid to the newly opened Signature Checking account.
- All bonus dollars will be paid in September 2023 and completed by September 30th, if the qualification requirements are met, and will be deposited into the new checking account.
- Closing the account before bonus payout will negate any unearned or unpaid bonuses.
- The bonuses will be paid to the account opened first if multiple checking accounts are opened during the promotional bonus period under the same primary owner’s name.
- Limit one bonus per new consumer account relationship. An IRS 1099 form may be issued.
- You are responsible for any federal, state, or local taxes due on the bonus and will report income to the tax authorities if applicable.
- Consult your tax advisor.
- Additional Terms and Conditions: Offer expires May 5, 2023.
- Geographic restrictions may apply.
- Account opening is subject to approval.
First Bank & Trust $300 Checking Bonus
First Bank & Trust is offering a $300 bonus when you open a new qualifying checking account.
- What you’ll get: $300 Bonus
- Eligible account: Checking Account
- Where it’s available: TX
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- Open a new Free Checking with eStatement Account
- To receive a $300.00 bonus, you must have 2 direct deposits made into this account. Each direct deposit must be at least $300.00 or more posted to this account within 90 calendar days of account opening.
(Limited time offer)
Fine Print
- Eligibility Requirements: This offer is for new consumer checking customers only. Existing customers with loans, savings, or business checking accounts are eligible for the offer. You are not eligible for this offer if: (1) You are a current First Bank and Trust, a division of HTLF Bank consumer checking account primary or joint owner. (2) You have received a bonus for opening a First Bank and Trust, a division of HTLF Bank consumer checking account within the past 12 months.
- Eligibility Requirements To receive a $300.00 bonus, you must have 2 direct deposits made into this account. Each direct deposit must be at least $300.00 or more posted to this account within 90 calendar days of account opening. A qualifying direct deposit is an ACH (Automated Clearing House) automatic electronic deposit of your salary, pension, Social Security, or other regular income into your bank account. Confirm with your employer, agency or company making these payments that they use the ACH network. Transfers from one account to another, mobile deposits, Person to Person payments (such as Zelle®) or deposits made at a branch or ATM don’t qualify as a direct deposit. If 90th calendar day falls on a weekend or holiday, the following business day will be used to qualify for the promotion. If the account is closed by the customer or bank within 90 business days after opening, we may deduct any bonus earned and received at closing, and a $25.00 account closing fee may be assessed. Closing the account will negate any unearned bonus.
- Bonus Payment: All bonus dollars will be paid to the newly opened Free Checking with eStatement checking account. All bonus dollars will be paid in 30 days after the qualification requirements are met and will be deposited into the new checking account. The bonuses will be paid to the account opened first if multiple checking accounts are opened during the promotional bonus period under the same primary owner’s name. Limit one bonus per new consumer account relationship. An IRS 1099 form may be issued. You are responsible for any federal, state, or local taxes due on the bonus and will report income to the tax authorities if applicable. Consult your tax advisor.
- Additional Terms and Conditions: The offer may be discontinued or changed at any time without notice. Geographic restrictions may apply. Account opening is subject to approval.
First Bank & Trust $50 Referral Bonuses (Expired)
First Bank & Trust is offering a $50 bonus when you refer someone to open a new qualifying checking account.
- What you’ll get: $50 Bonus
- Eligible account: Checking Account
- Where it’s available: TX (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: Varies
- How to earn it:
- Fill out the coupon.
- Give it to a friend.
- When your friend opens any checking account with First Bank & Trust will credit your account $50.
(Limited time offer)
Chase Business Checking ($300 or $500 Bonus) | U.S. Bank Business Checking ( $500 or $900 Bonus) |
Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
Bluevine Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
Axos Business Premium Savings ($375 Bonus) |
Fine Print
- Coupon also services as a one-time waiver of my privacy rights as detailed
in the bank’s privacy policy as the referral source will be aware of this
account opening. - Must be a new customer and new money.
- $50 credit may be considered reportable on IRS 1099 form.
- Cannot be combined with any other offers.
- Member FDIC.
How to Waive Monthly Fees
- Platinum Checking: $12.00 monthly waived with $7,500 average daily balance
- Free Checking: $3.00 monthly waived with a paper statement free
- Signature Series Checking: $9.00 monthly waived with a $50,000 average balance or or $100,000 in total relationship balance for the cycle
- Check Free Banking: $5.00 monthly fees
- Small Business Checking: $5.00 monthly waived with $1,500 average daily balance
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Conclusion
If you are interested, make sure to check out First Bank & Trust to learn more about the current $300 or $50 Bonus. Simply meet the requirements above and you will be able to start a new banking experience with a variety of great account options tailored for you!
While they have a generous bonus, First Bank & Trust doesn’t have great rates for CDs and Savings, so be sure to check our best rates Savings, Money Market, and CD accounts.
If you’re not local to the state of Texas, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Feel free to comment on this post with any questions you may have about First Bank & Trust!
Check back often for more First Bank & Trust Bonuses, Promotions, or Offers!