Here you can find the most recent First Community Credit Union bonuses, promotions, and offers.
Update 4/22/26: You can currently earn a $150 bonus when opening a checking account & meeting the requirements. Offer valid through 9/30/26.
First Community Credit Union Bonuses Review
| Eligibility: Membership in First Community Credit Union is open to North Dakota residents who live (1) within a 75-mile radius of Devils Lake, Jamestown, or Portland; (2) within a 50-mile radius of Bismarck, Napoleon, Oakes, Steele, Valley City, Wahpeton, or Wishek; (3) within 40-mile radius of Bisbee or Larimore; or (4) in Marshall County and portions of Kittison County. Immediate family of an existing First Community Credit Union member qualify for membership, regardless of where they live. See current membership details. |
First Community Credit Union $150 Checking Bonus
- What you’ll get: $150 bonus
- Eligible account: Checking Account
- Where it’s available: MN, ND (Bank Locator)
- Credit inquiry: Soft Pull or Hard Pull? Let us know
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- To receive the $150 bonus, you must open a new Kasasa checking account and receive qualifying direct deposits totaling $1,000 or more within 90 days of account opening.
- Accounts that meet the bonus requirements will receive the $150 bonus within 120 days of account opening.
- Use promo code KC150 to receive $150 new account bonus for a limited time only.
(Expires 09/30/2026)
| Bank of America Checking ($500 Bonus Offer) | KeyBank Checking ($300 bonus) |
| SoFi Checking & Savings Account ($425 bonus) | U.S. Bank Smartly® Checking ($450 Cash Bonus) |
Fine Print
- $150 Checking Account Bonus Disclosure: Offer valid April 1, 2026 – September 30, 2026 for new FCCU checking account members only.
- Limit one bonus per member household and cannot be combined with other offers.
- To receive the $150 bonus, you must open a new Kasasa checking account and receive qualifying direct deposits totaling $1,000 or more within 90 days of account opening.
- Qualifying direct deposits are electronic deposits of your paycheck, pension, or government benefits (such as Social Security) made by your employer or a government agency.
- Transfers between accounts, mobile check deposits, person-to-person payments (including Zelle®), and deposits made at a branch or ATM do not qualify as direct deposits for this promotion.
- Accounts that meet the bonus requirements will receive the $150 bonus within 120 days of account opening.
- The account must be open and in good standing, with no restrictions, at the time the bonus is paid.
- Offer subject to change or cancellation without notice.
- FCCU employees are not eligible for this offer.
First Community Credit Union $50 Referral / $100 Checking Bonus (Expired)
- What you’ll get: $50 referral bonus; $100 checking bonus for person referred
- Eligible account: Checking Account
- Where it’s available: MN, ND (Bank Locator)
- Credit inquiry: Soft Pull or Hard Pull? Let us know
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- Receive $50 for each person you refer and they can earn $100!
- To earn the $100 bonus, you must open a new checking account and have qualified direct deposits totaling $1,000 or more made to this account within 90 days of opening the account.
- $50 will be deposited to the existing member (referrer’s) account upon qualification of the new member checking account.
(Expires 10/31/2024)
| KeyBank Checking ($300 bonus) | HSBC Premier Checking (Up to $5,000 Cash Bonus), |
Fine Print
- Insured by NCUA. Membership and account approval required.
- Offer valid for new FCCU members at least 18 years old.
- To earn the $100 bonus, you must open a new checking account and have qualified direct deposits totaling $1,000 or more made to this account within 90 days of opening the account.
- Your direct deposit needs to be an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government.
- $50 will be deposited to the existing member (referrer’s) account upon qualification of the new member checking account.
- For accounts that meet bonus requirements, the $100 new checking bonus and the $50 referral bonus will be paid within 120 days after account opening.
- To receive the bonus, the new account must not be closed or restricted at the time of the payout.
- Offer expires 10/31/24.
- FCCU reserves the right to extend offer end date.
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Conclusion
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
Use our bank bonuses page to find other offers if you are not eligible for this one. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Check back often for more First Community Credit Union Bonuses, Promotions, or Offers!
