FNBO Bonuses: $500 Business Checking Promotion (CO, IA, IL, KS, NE, SD, TX, MO, WI, WY)

Take a look at our updated list of First National Bank of Omaha / FNBO bonuses, promotions, and offers here!

Update 6/28/24: We’ve added a $500 business checking bonus valid through 12/31/24.

FNBO Bonuses Review

First National Bank of Omaha is headquartered in Omaha, Nebraska and was founded 1857. Since then they have grown to 120 locations and they boast an A+ health rating.

I’ll go over all FNBO bonuses & offers below.

FNBO $500 Business Checking Bonus

• What you’ll get: $500 Bonus
• Eligible account: Business Checking
• Where it’s available: Offer valid only in FNBO branded branches in CO, IA, IL, KS, NE, SD, TX, and WY
• Credit Inquiry: Soft Pull
• Direct Deposit Requirement: No
• Monthly Fee: $0
• How to earn it:
  • Open your account at a branch and mention promo code BIZCHECKING
  • Fund your account within 31 days of opening your account a qualifying deposit of $10,000 or more.
  • Maintain your balance for 93 days from account opening.
    • Deposit $10,000 – $19,999.99 and Earn $200
    • Deposit $20,000 and above and Earn $500

(Expires 12/31/2024)

Fine Print

• Account bonuses are subject to IRS reporting and will be reflected on a 1099-INT statement.
• The customer is responsible for providing the received promo code “BIZCHECKING” not (case sensitive) to a banker at time of account opening. Failure to do so may result in not receiving the bonus offer.
• The account must be open and in good standing3 to receive a bonus offer. Offer valid only in FNBO branded branches in CO, IA, IL, KS, NE, SD, TX, and WY. Offer valid for new Business Checking customers, one new account and limited to only one opening bonus offer. A new Business Checking customer is defined as an applicant who does not have an open Free Business Checking account at the time of the campaign launch. FNBO has discretion to determine what constitutes a new Business Checking customer. Accounts must be open by 12/31/2024 to be eligible.
• A qualifying deposit(s) is defined as a new money4. To receive the bonus offer, a minimum qualifying deposit(s) totaling $10,000.00- $19,999.99 must post to your Business Checking account within a 31-day periods and maintain a three- month balance of $10,000.00-$19,999.99. Transfers from a bank or brokerage account do not constitute as a deposit(s). The $200 bonus offer will be credited to your account with a $1.00 at time of account opening and $199.00 within a 93-day periods once the bonus offer requirements are fully met and the account is open and in good standing3 only. OR
• A qualifying deposit(s) is defined as a new money4. To receive the bonus offer, a minimum qualifying deposit(s) totaling $20,000.00 or above must post to your Business Checking account within a 31-day periods and maintain a three- month balance of $20,000.00 or above. Transfers from a bank or brokerage account do not constitute as a deposit(s). The $500 bonus offer will be credited to your account with a $1.00 at time of account opening and $499.00 within a 93-day periods once the bonus offer requirements are fully met and the account is open and in good standing3 only.

FNBO $50 Referral Bonus (Expired)

First National Bank is offering a $50 bonus when you open a new qualifying checking account.

• What you’ll get: $50 Bonus
• Eligible account: Consumer Checking Account
• Where it’s available: CO, IA, IL, KS, NE, SD, TX, MO, WI, WY
• Credit Inquiry: Soft Pull
• Direct Deposit Requirement: Yes
• Monthly Fee: $0
• How to earn it:
  • Complete the referral form.
  • Provide the contact information and email address for the friend/family member you’re referring.
  • Your friend/family member receives an email with the referral invitation, instructions, offer requirements and a link to the referral site.
  • Your friend/family member submits their information and opens a new First National Bank of Omaha consumer checking account with qualifying direct deposits.

(No Expiration Date Listed)

Fine Print

• You will earn $50 for yourself and $50 for your referral
• $50 bonus will be distributed as a direct deposit bonus and will be credited to your account within 60 days from the date the referred customer completes all of the bonus requirements.
• FDIC Insured up to $250,000

FNBO $500 Checking & Savings Bonus (Expired)

First National Bank is offering a $500 bonus when you open a new qualifying checking account.

• What you’ll get: $500 Bonus
• Eligible account: Checking & Savings Account
• Where it’s available: CO, IA, IL, KS, NE, SD, TX, MO, WI, WY (Bank/ATM Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Requirement: Yes
• Monthly Fee: $0
• How to earn it:
  • To earn you $300 checking bonus
    • Open an FNBO Checking account by March 20, 2023 using the promo code 700. You’ll see your $50 opening bonus within 30 days of opening your new account.
    • Set up and receive qualifying direct deposits in your new checking account. Direct deposits totaling $1,500 must post to your account three 31-day periods in a row.
    • Your $250 bonus will be deposited into your new checking account. You’ll see the bonus within 30 days of your third qualifying direct deposit.
  • To earn your $200 savings bonus
    • Open an FNBO Savings account the same day as checking. You’ll see a $10 opening bonus within 30 days of opening your new account.
    • Your $190 bonus will be deposited into your new savings account when you maintain a $3,000 balance for 90 days and you meet the checking account qualifications. You’ll see the bonus within 30 days of when qualifications are met.

(Expires 03/20/2023)

Fine Print

• Account bonuses are subject to IRS reporting and will be reflected on a 1099-INT statement.
• The customer is responsible for entering the promo code “700” during online account opening or mention the promotion to a banker.
• FNBO has discretion to determine what constitutes a new checking or savings customer.
• Accounts must be open by 03/20/23 to be eligible.
• FNBO reserves the right to recoup or withhold bonuses at its discretion.
• The account must be open to receive a bonus.
• Offer valid only in FNBO branded branches in CO, IA, IL, KS, NE, SD, TX, and WY.
• Offer valid online in CO, IA, IL, KS, NE, SD, MO, and limited areas of TX, WI, and WY.

How To Waive Monthly Fees

• Free Checking: None
• Savings: None
• Money Market: None
• Free Business Checking: None
• Business Savings: None
• Business Money Market: None
• Access Debit Checking: $4 monthly fee
• Premier Checking: $15 monthly fee. Maintain a $15,000 minimum average daily balance to avoid the monthly account fee
• Premium Business Checking: $10 monthly fee. Maintain a average daily balance of $5,000 in checking or $15,000 in all related business deposit accounts to avoid the monthly account fee

Conclusion

This promotion is definitely worth a look if you are interested in FNBO. However, with it only being available in one state, the offer would only apply to a handful of readers.

First National Bank has decent bonuses, but not so great CD and Savings rates, so check out our best rates Savings, Money Market, and CD accounts.

• Best Savings/Money Market rates
• Best CD Account rates

If you don’t live in the available areas, be sure to check out our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, Wells Fargo, Bank of America, CIT Bank, CitiBank and many more.

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