Find the latest Founders Federal Credit Union CD Rates, Offers, and Promotions here.
At the moment you can earn up to 5.88% APY.
About Founders Federal Credit Union
Founders Federal Credit Union is headquartered in Lancaster and is the largest credit union in the state of South Carolina. It is also the 102nd largest credit union in the nation. It was established in 1961 and as of June of 2023, it had grown to 790 employees and 256,931 members at 42 locations. Founders Federal Credit Union’s money market rates are 6X the national average, and it has an A health rating.
| Eligibility: Membership in Founders Federal Credit Union is open to those who live, work, attend school or worship in Chester, Chesterfield, Laurens, or Union Counties in South Carolina, the towns of Wellford or Duncan, South Carolina, and select census tracts in Spartanburg, Cherokee, or York. Membership is also open to employees or retirees of International Paper (Laurens, SC) and over 200 Select Employer Groups. See current membership details |
Founders Federal Credit Union CD Rates
Fixed Rate Certificates
| Term | APY Rate | Minimum Deposit |
| 12 Month Certificate | 4.84% | $500 |
| 24 Month Certificate | 5.09% | $500 |
| 36 Month Certificate | 5.61% | $500 |
| 48 Month Certificate | 3.80% | $500 |
| 60 Month Certificate | 3.55% | $500 |
| 84 Month Certificate | 3.03% | $500 |
| 84 Month Loyalty Certificate | 3.29% | $500 |
| Youth Certificate – 12 Months | 4.06% | $500 |
Fixed Rate IRA Certificates
| Term | APY Rate | Minimum Deposit |
| 12 Month IRA | 5.09% | $500 |
| 24 Month IRA | 5.35% | $500 |
| 36 Month IRA | 5.88% | $500 |
| 48 Month IRA | 4.06% | $500 |
| 60 Month IRA | 3.80% | $500 |
| 84 Month IRA | 3.29% | $500 |
| 84 Month Loyalty IRA | 3.55% | $500 |
(NCUA Insured)
| Technology Credit Union 5-Month No Penalty CD | 5.15% APY | Review |
| American First Credit Union 24-Month Certificate | 4.65% APY | Review |
| American First Credit Union 12-Month Certificate | 4.50% APY | Review |
| Discover Bank | Up to 4.05% APY | Review |
| Ponce Bank 3-Month High Yield CD | 3.90% APY | Review |
| Ponce Bank 4-Month No Penalty CD | 3.90% APY | Review |
| Blue Federal Credit Union 9-Month No Penalty CD | 3.85% APY | Review |
| Western Alliance Bank 3-Month CD | 3.80% APY | Review |
| Blue Federal Credit Union 15-Month Share Certificate | 3.80% APY | Review |
| Sallie Mae 14-Month CD | 3.75% APY | Review |
| Quontic Bank | Up to 3.75% APY | Review |
| First Mid Bank & Trust 9-Month CD | 3.50% APY | Review |
| Western Alliance Bank 6-Month CD | 3.50% APY | Review |
| Western Alliance Bank 12-Month CD | 3.30% APY | Review |
| CIT Bank 13-Month CD | 3.25% APY | Review |
| CIT Bank 11-Month No Penalty CD | 3.25% APY | Review |
| Ponce Bank 1-Month High Yield CD | 3.00% APY | Review |
Conclusion
Build your savings with this CD and earn a high, competitive rate on your funds.
However, if you are not currently interested, be sure to see our complete list of the Best CD Rates for all your banking needs!
Compare this CD to CIT Bank’s No Penalty CD and many other no penalty CDs here.
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
