Find the latest Frontwave Credit Union bonuses, promotions, and offers here.
Update 5/2/25: The prior $200 checking offer has been reduced to $100 available for a limited time. There is also a $100 referral bonus available.
Frontwave Credit Union Bonuses Review
For 70 years, Frontwave CU has evolved from serving military personnel to welcoming over 87,000 members worldwide, with 14 branch locations and international ATM access. Everyone living or working in San Diego, Riverside, and San Bernardino counties are now eligible to join.
Eligibility: Membership available for anyone who lives, works, worships, or attends school in the seven Southern California counties. To learn more, be sure to check out the membership eligibility section.
I’ll go over all Frontwave Credit Union offers below.
Frontwave Credit Union $100 Checking & Savings Bonus
Frontwave Credit Union is offering a $100 bonus when you open a qualifying account.
- What you’ll get: $100 Bonus
- Eligible account: Personal Checking/Savings Account
- Where it’s available: CA
- Credit Inquiry: Soft Pull via ChexSystems
- Direct Deposit Required: Yes
- Monthly Fees: $0-$5
- How to earn it:
- Open Primary Checking and Savings (approval required), enroll in e-statements and
- Set up a recurring direct deposit or ACH of $1,000+ within 90 days of account opening (internal transfers excluded).
- Ensure that this $1,000 direct deposit or ACH occurs within a single 30-day period during the first 90 days after account opening.
(Limited time offer)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Promotion Terms & Eligibility. Available to qualifying new members 18+ who open a Frontwave Checking and Savings account. Excludes Frontwave employees and volunteers. Other restrictions may apply. Incentive limited to one per new member. Frontwave may modify or cancel this offer without notice at any time. Incentives will be credited to a dividend-bearing savings account within 120 days, provided accounts remain in good standing. A 1099-INT will be issued for tax reporting purposes.
- Qualifications & Payment. To earn $100: Open Primary Checking and Savings (approval required), enroll in e-statements and set up a recurring direct deposit or ACH of $1,000+ within 90 days of account opening (internal transfers excluded). Ensure that this $1,000 direct deposit or ACH occurs within a single 30-day period during the first 90 days after account opening.
- To earn $125: Fund or refinance a new or used auto loan ($15,000+) or take out a personal loan ($3,000+) within 90 days. Personal lines of credit and existing Frontwave loans are excluded. Subject to credit approval.
- Referral Process & Account Requirements. If you were referred to Frontwave by a friend, make sure to include the referrer’s full name and account number on your new member application. If added later, the incentive will not be awarded. Both the referrer and the new member must have a Frontwave savings account to receive the incentive. If either party does not meet this requirement, the incentive is forfeited.
Frontwave Credit Union $100 Referral Bonus
Frontwave Credit Union is offering a $100 bonus when you refer a friend or family member.
- What you’ll get: $100 Bonus
- Eligible account: Personal Checking Account
- Availability: CA (Bank Locator)
- Credit Inquiry: Soft Pull via ChexSystems
- Direct Deposit Required: Yes
- Monthly Fees: $0-$5
- How to earn it:
- Get $100 when you refer a friend or family member to open a free Checking and Savings Account.
- To receive the $100 referral reward, the referring member must have an existing Frontwave account in good standing.
- The referral reward will be deposited into the referrer’s account once the new member opens a Checking and Savings account on the same day.
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Promotion Terms & Eligibility. Available to qualifying new members 18+ who open a Frontwave Checking and Savings account. Excludes Frontwave employees and volunteers. Other restrictions may apply. Incentive limited to one per new member. Frontwave may modify or cancel this offer without notice at any time. Incentives will be credited to a dividend-bearing savings account within 120 days, provided accounts remain in good standing. A 1099-INT will be issued for tax reporting purposes.
- Qualifications & Payment. To earn $100: Open Primary Checking and Savings (approval required), enroll in e-statements and set up a recurring direct deposit or ACH of $1,000+ within 90 days of account opening (internal transfers excluded). Ensure that this $1,000 direct deposit or ACH occurs within a single 30-day period during the first 90 days after account opening.
- To earn $125: Fund or refinance a new or used auto loan ($15,000+) or take out a personal loan ($3,000+) within 90 days. Personal lines of credit and existing Frontwave loans are excluded. Subject to credit approval.
- Referral Process & Account Requirements. To qualify, the referrer’s full name and account number must be included on the new member’s application at the time of submission. If added later, the incentive will not be awarded. Both the referrer and the new member must have a Frontwave savings account to receive the incentive. If either party does not meet this requirement, the incentive is forfeited.
Frontwave Credit Union $100 Checking & Savings Bonus (Expired)
Frontwave Credit Union is offering a $100 bonus when you open a qualifying account.
- What you’ll get: $100 Bonus
- Eligible account: Personal Checking/Savings Account
- Where it’s available: CA (In San Bernardino, San Diego, or Riverside counties Only)
- Credit Inquiry: Soft Pull via ChexSystems
- Direct Deposit Required: Yes
- Monthly Fees: $0-$5
- How to earn it:
- To receive $100 checking bonus, members must meet the following requirements:
- Open a new Frontwave Primary Checking account with a VISA debit card and Savings account;
- Deposit a minimum of $100 into Checking and deposit a minimum of $5 into Savings at account opening;
- Sign up for eStatements; and
- Have one or more direct deposit(s) with a minimum of $250 made into new Savings or Checking account within 60 days of account opening.
- After receipt of the direct deposit into the account, the $100 bonus will be deposited into the Savings account as a dividend adjustment within 120 days of account opening.
- Simply enter promo code NEW100 to get started today!
- To receive $100 checking bonus, members must meet the following requirements:
(Expires 12/31/2023)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- To receive $100 checking bonus, members must meet the following requirements: 1) Open a new Frontwave Primary Checking account with a VISA debit card and Savings account; 2) Deposit a minimum of $100 into Checking and deposit a minimum of $5 into Savings at account opening; 3) Sign up for eStatements; and 4) Have one or more direct deposit(s) with a minimum of $250 made into new Savings or Checking account within 60 days of account opening. Direct deposit(s) must be an electronic deposit of a paycheck, pension or government benefits (i.e. Social Security) from your employer or government.
- After receipt of the direct deposit into the account, the $100 bonus will be deposited into the Savings account as a dividend adjustment within 120 days of account opening.
- Bonus subject to tax reporting.
- Offer valid for accounts opened between 1/1/23 and 12/31/23.
- Limit one $100 bonus per unique Social Security Number per 12-month period.
- Bonus is not available to existing members with a Frontwave Checking and/or Savings account, nor to Frontwave employees.
- Offer not available to those with fiduciary accounts or those whose accounts have been closed within 90 days with a negative balance.
- Limited time offer; program subject to change without notice.
- Membership and credit subject to approval.
- Serving everyone in San Bernardino, San Diego, or Riverside counties.
- Cannot be combined with any other offer.
- Restrictions may apply.
How to Waive Monthly Fees
- Primary Checking: No monthly fees
- Teen Checking: No monthly fees
- Dividend Checking: $5.00 monthly, can be waived if:
- 55+ years old OR
- A $1,500 daily balance is maintained
- Savings Account: No monthly fees listed
- Business Primary & Business Dividend Checking: No monthly fees listed
- Business Savings Accounts: No monthly fees
 |
 |
Conclusion
Frontwave Credit Union offer is a great option for those looking to expand their banking experiences. Whether you are interested in a rather attractive bonus or would like a new account, this promotion is the one for you.
If you qualify, be sure to apply as soon as you can. However, if you are not interested, be sure to see our complete list of Bank Bonuses for all your banking needs.
This offer from Frontwave Credit Union is super simple to earn and I recommend taking advantage of this offer before it expires. Frontwave CU rates aren’t that great, so check our best rates Savings, Money Market, and CD accounts.
If you’re not local to California, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Check back for more Frontwave Credit Union promotions, bonuses, and offers.
