Gulf Coast Bank & Trust Bonuses: $50, $200, $225 Checking, Business, Referral Promotions (LA)

Find an updated list of Gulf Coast Bank & Trust bonuses, promotions, and offers here.

Currently, they have $50, $200, $225 bonuses when you meet all the requirements.

Gulf Coast Bank & Trust Bonuses Review

Gulf Coast Bank & Trust Co. is headquartered in New Orleans, Louisiana and was founded in 1990. Since then they have grown to 35 locations and they boast an A health rating.

I’ll go over all Gulf Coast Bank & Trust bonuses & offers below.

Gulf Coast Bank & Trust $225 Checking & Savings Bonus

• What you’ll get: $225 Bonus
• Eligible account: Checking
• Availability: LA (ATM/Bank Locator)
• Credit Inquiry: Unknown
• Direct Deposit Required: Yes
• Monthly Fee: $0-$12; waivable
• How to earn it:
  • Collect $200 with a new checking account.
    • Have at least one direct deposit OR
    • Have one ACH debit post to your account within 60 days of account opening.
    • The account must remain open for at least 60 days.
  • Collect an additional $25 bonus with a new savings account.
    • Open a new Personal Savings Account with money not currently on deposit with Gulf Coast Bank & Trust
    • A minimum opening deposit of $100.00 or more
    • Maintain the $100.00 minimum balance for at least 30 days from the account opening date

(Offer Expires 09/24/2022)

Fine Print

• CHECKING AND SAVINGS ACCOUNT PROMOTION ELIGIBILITY REQUIREMENTS: Offer only available to customers who receive this offer via a direct communication from Gulf Coast Bank and Trust. The offer is non-transferable, cannot be combined with any other offers.
• CHECKING ACCOUNT ELIGIBILITY AND REQUIREMENTS: To qualify for this promotion and receive $200, you must meet ALL of the following requirements: Open a new personal checking account (Free Checking, Interest Checking, Interest Checking Combo, Rewards Checking, Easy Checking, Educators Plus Checking, Select Checking) with money not currently on deposit with Gulf Coast Bank & Trust between August 14, 2022 and September 24, 2022. Have at least one direct deposit or one or more ACH debits post to the account within 60 days of account opening. The personal checking account must remain open for at least 60 days. This offer expires on September 24, 2022. As applicable, checking accounts are variable rates and subject to change before and after account opening. When qualifications are met, Interest Checking Annual Percentage Yield (APY) – accurate as of August 14, 2022 – is 0.40% for balances less than $20,000 and 0.40% for balances $20,000 and greater. APY is 0.05% if account qualifications are not met. Select Checking APYs – accurate as of August 14, 2022 – for balances below $25,000 0.20%; $25,000 and above 0.20%. Educators Plus APYs – accurate as of August 14, 2022 – for balances below $25,000 0.20%; $25,000 to $199,999.99 0.20%, $200,000 and above 0.20%. See the Truth In savings Disclosure for product specific rates and terms.
• SAVINGS ACCOUNT ELIGIBILITY AND REQUIREMENTS: To qualify for this promotion and receive $25, you must meet ALL of the following requirements: Open a new personal Savings Account with money not currently on deposit with Gulf Coast Bank & Trust between August 14, 2022 and September 24, 2022.. Minimum opening deposit is $100 or more. Maintain a $100 minimum balance for at least 30 days from the account opening date. This offer expires on September 24, 2022. As applicable, savings accounts are variable rates and subject to change before and after account opening. Annual Percentage Yields (APY) are accurate as of August 14, 2022. The APY for balances below $100,000 0.20%; $100,000 to $249,999.99 0.20%; $250,000 and above 0.20%. See the Truth In Savings Disclosure for product specific rates and terms.

Gulf Coast Bank & Trust $200 Business Checking Bonus

Gulf Coast Bank & Trust is offering a $200 when you open a new qualifying business account.

• What you’ll get: $200 Bonus
• Eligible account: Business Checking
• Availability: LA
• Credit Inquiry: Unknown
• Direct Deposit Required: Yes
• Monthly Fee: ?
• How to earn it:
  • Open a Gulf Coast Bank business checking account.
  • Have at least one direct deposit credited to this account within 90 days from the date the account is opened or at least one ACH debit posted to the account within 90 days from the date the account is opened.
  •  The account must be open for at least 90 days.

(Offer Expires 09/24/2022)

Fine Print

• CHECKING ACCOUNT ELIGIBILITY AND REQUIREMENTS: Offer only available to customers who receive this offer via a direct communication from Gulf Coast Bank and Trust. The offer is non-transferable and cannot be combined with any other offers. To qualify for this promotion and receive $200.00, you must meet ALL of the following requirements: Open a new business checking account (Business checking, Commercial Checking, Business Reward and Commercial Checking with Interest) with money not currently on deposit with Gulf Coast Bank & Trust between August 14, 2022 and September 24, 2022. Have at least one direct deposit credited to this account within 90 days from the date the account is opened or at least one ACH debit posted to the account within 90 days from the date the account is opened. The business checking account must remain open for at least 90 days from the account opening date. If you meet all the requirements for this bonus offer, we will deposit the $200.00 bonus incentive directly into your new business checking account within 30 days following the month end in which the 90 days qualification period ends. This offer expires on September 24, 2022. Gulf Coast Bank and Trust may change or terminate this offer at any time without notice. Offer valid only for Louisiana residents.

Gulf Coast Bank & Trust $50 Referral Bonus

Gulf Coast Bank & Trust is offering a $50 when you refer someone to open a new qualifying account.

• What you’ll get: $50 Bonus
• Eligible account: Checking
• Availability: LA
• Credit Inquiry: Unknown
• Direct Deposit Required:
• Monthly Fee: $0-$12; waivable
• How to earn it:
  • To qualify for this promotion and receive $50.00 credit to your account you must be referred by an existing Gulf Coast Bank customer and meet all of the following requirements:
    • Open a new personal checking account (Free Checking, Interest Checking, Interest Checking Combo, Reward Checking and Easy Checking, Educators Plus Checking, Select Checking) with money not currently on deposit with Gulf Coast Bank & Trust between August 9, 2021 and September 20, 2021.
    • Have at least one direct deposit credited to this account within 60 days from the date the account is opened or at least one ACH debit posted to the account within 60 days from the date the account is opened.
    • The personal checking account must remain open for at least 60 days from the account opening date.

(No Expiration Date Listed)

Fine Print

• The new personal checking account must be open and have a positive balance in order to receive the Bonus cash incentive.
• Your account does not qualify for the cash incentive until you provide all of the information we require in connection with opening the account.
• This includes information we require to identify each account owner, as well as all requirements for the personal checking account product selected.
• All account applications are subject to our normal approval process.
• Louisiana residents may open a personal checking account online at gulfbank.com or at Gulf Coast Bank Branch.
• Mississippi residents must open their account at a Gulf Coast Bank Branch.
• The minimum deposit required to open a personal checking is $20, except for Educators Plus which is $100.00 or Select Checking which is $1,000.00.
• Offer available for new customers or existing customers that do not currently have a personal checking account as of the date of the new account opening.
• Health Savings accounts, and non-personal checking or savings accounts are not eligible. This includes Trust Accounts, Fiduciary accounts, Succession accounts.
• The Referred Person (friend) may only receive one bonus award for opening an account and completing the requirements.
• When opening a Gulf Coast Bank & Trust Company personal checking account, you must provide the same email address used when registering for the Refer A Friend promotion.
• If all of the requirements are met, the Gulf Coast Bank & Trust customer making the referral will also receive the $50.00 Refer A Friend bonus either by crediting their GCB checking or savings account or by receipt of a $50.00 Gulf Coast Bank MasterCard® gift card.
• To make a referral, the Referrer must register for the program online at https://gulfbank.royalreferralcenter.com, agree to the Terms and Conditions, and submit a valid email address for both the Referrer and each Referred Person.
• Due to customer’s privacy, we will not disclose the identity of the customers who have opened an account to the referring customer.
• You will need to notify your friend if you wish to make them aware that you have opened an account through the Refer A Friend promotion.
• Bonuses are considered interest and will be reported on IRS form 1099-Int.
• Bonus offer cannot be combined with any other offer and is limited to one Bonus cash award only.
• GCB employees are not eligible to participate.

How to Avoid Monthly Fees

• Free Checking: No monthly fee
• Rewards Checking Account: $9.95 monthly fee waived if one of the following is met:
  • Average month to date balance of $5,000 or greater OR
  • Average month to date balance of $25,000 or greater in qualifying deposits
• Interest Checking Account: No monthly fee
• Easy Checking Account: No monthly fee
• Educator Plus Checking Account: No monthly fee
• Select Checking Account: $12 monthly fee waived if:
  • You maintain $75,000 or greater in combined average month to date balances in GCB qualifying personal/consumer deposits and investment dollars in GCB Wealth Management.
• Easy Student Checking Account: No monthly fee

Conclusion

Gulf Coast Bank & Trust is offering a $200 and $50 bonus when you complete a few requirements! They offer a variety of banking features and accounts so be sure to sign up if this interests you! Do note that you will need to have a direct deposit and read through a detailed fine print!

Gulf Coast Bank & Trust rates are not that competitive, so be sure to check our best rates Savings, Money Market, and CD accounts.

• Best Savings/Money Market rates
• Best CD Account rates

Interested in the promotion above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Check back often for more Gulf Coast Bank & Trust Bonuses, Promotions, or Offers!