Check out the latest Hanmi Bank bonuses, promotions, and offers here.
Update 1/16/26: There’s currently an up to 200,000 bonus points ($2000 value) business checking bonus valid through 12/31/26 and up to 20,000 bonus points ($200 value) personal checking bonus valid through 12/31/26.
Hanmi Bank Bonuses Review
Founded in 1982 and headquartered in Los Angeles, California, Hanmi Bank has established a coast-to-coast network of branches and loan production offices that provide a variety of financial services. They are committed to delivering personalized, relationship- based service, founded on quality financial products and services.
I’ll go over the Hanmi Bank offers below.
Hanmi Bank $200 Checking Bonus (20,000 Bonus Points)
- What you’ll get: Up to $200 Bonus
- Eligible account: Checking account
- Availability: CA, IL, NJ, NY, TX, VA (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fees: $6-$7
- How to earn it:
- Open a New Checking Account and unlock more rewards!
- You must order and activate your debit card.
- Enrollment in uChoose Rewards is required within 30 calendar days after the account opening date to qualify for the bonus points.
- Earn 10,000 Bonus Points: Open a checking account and maintain an average daily balance of $3,000 for the first three full months
- Earn 5,000 Bonus Points: Enroll in eStatements within 30 days of opening your account.
- Earn 5,000 Bonus Points: Make at least $250 in point-of-sale debit card purchases each month for the first three full months
- Account must remain open and have a 3-month average balance of $3,000 or higher for the 1st three full months.
- Points will be credited within 30 days after the 1st three full months and will expire 3 years from the month in which they were credited.
(Expires 12/31/2026)
| Bank of America Checking ($500 Bonus Offer) | KeyBank Checking ($300 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | |
Fine Print
- This offer is valid from 1/1/2026 to 12/31/2026.
- The offer is subject to change and may be discontinued at any time without notice.
- Offer is valid for new personal checking customers; new personal checking customer is defined as a customer who has not had an existing personal checking relationship with Hanmi within the past 60 days.
- Only one (1) eligible account per customer (SSN).
- You must order and activate your debit card.
- Enrollment in uChoose Rewards is required within 30 calendar days after the account opening date to qualify for the bonus points.
- You must remain enrolled in uChoose Rewards for point crediting on the payout date.
- Account must remain open and have a 3-month average balance of $3,000 or higher for the 1st three full months. 3-month average balance is calculated by dividing the sum of the daily balance (for the 1st three full months), by the total number of days in those three months.
- 5,000 points are awarded if customer enrolls in eStatement within 30 days after opening account; customer must be enrolled in Online Banking to enroll. $3,000 average daily balance for the 1st three full months is not required.
- 5,000 points are awarded if customer conducts $250 or higher in POS Debit Card transactions during each of the 1st three full months; ATM withdrawals are not qualified. $3,000 average daily balance for the 1st three full months is not required.
- Points will be credited within 30 days after the 1st three full months and will expire 3 years from the month in which they were credited.
- uChoose Rewards is not an affiliated of Hanmi Bank. All names and logos are registered trademarks of their respective owners.
Hanmi Bank 200,000 Points Business Checking Bonus
- What you’ll get: Up to 200,000 Points
- Eligible account: Business Checking account
- Where it’s available: CA, IL, NJ, NY, TX, VA
- Direct Deposit Required: No
- Monthly Fees: $0-$8
- How to earn it:
- Open a new business checking account and unlock more rewards!
- Enrollment in uChoose Rewards is required within 30 days after the account opening date to qualify for the bonus points.
- Earn 25,000 Bonus Points when meeting eligibility requirements and maintaining at least $15,000 average daily balance for the first 3 full months
- Earn 100,000 Bonus Points when meeting eligibility requirements and maintaining at least $50,000 average daily balance for the first 3 full months
- Earn 200,000 Bonus Points when meeting eligibility requirements and maintaining at least $100,000 average daily balance for the first 3 full months
- Points will be credited within 30 days after the 1st three full months and account must remain open at time of payout.
(Expires 12/31/2026)
| U.S. Bank Business Checking ($400 or $1200 Bonus) | U.S. Bank Basic Business Savings ($200 Bonus) |
| Axos Bank Basic Business Checking ($200 Bonus) | Axos Business Premium Savings ($600 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bank of America Business Checking ($400 or $750 bonus offer) | Chase Business Checking ($300 or $500 Bonus) |
Fine Print
- This offer is valid from 1/1/2026 to 12/31/2026. The offer is subject to change and may be discontinued at any time without notice.
- Offer is valid for new business checking customers; new business checking customer is defined as a customer who has not had an existing business checking relationship with Hanmi within the past 60 days. One eligible account per TIN. You must order and activate your debit card. Enrollment in uChoose Rewards is required within 30 days after the account opening date to qualify for the bonus points. You must remain enrolled in uChoose Rewards for point crediting on the payout date.
- Account must remain open and have a 3-month average daily balance of either $15,000, $50,000 or $100,000 or higher for the 1st three full months to qualify for the bonus points.
- Points will be credited within 30 days after the 1st three full months and account must remain open at time of payout. Points will expire 3 years from the month in which they were credited.
- uChoose Rewards® is not an affiliate of Hanmi Bank. All names and logos are registered trademarks of their respective owners. Cash value of 100 uChoose Rewards® points is $1.
How To Avoid Monthly Fees
- Kakao Friends Checking: $7 monthly maintenance charge can be waived if a minimum daily balance of $500, or average daily balance of $1,000 in each statement cycle, or have a minimum of $500 in ACH or Direct Deposit made into account each statement cycle
- Regular Checking: $7 monthly maintenance charge can be waived if a minimum daily balance of $500, or average daily balance of $1,000 during each statement is maintained
- Super Plus Checking: $6 monthly maintenance charge can be waived if a minimum daily balance of $2,500, or average daily balance of $5,000 during each statement is maintained
- Smart Business Checking: No monthly maintenance charge
- Regular Business Checking: $8 monthly maintenance charge can be waived if a minimum daily balance of $2,500, or average daily balance of $5,000 during each statement is maintained.
- Business Super Plus Checking: $6 monthly maintenance charge can be waived if a minimum daily balance of $2,500, or average daily balance of $5,000 during each statement is maintained.
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Conclusion
Although this bonus is quite generous, there are many qualifying activities you have to complete before you can get the maximum bonus amount. Furthermore, before you open this account, be sure to check if it triggers a hard or soft pull.
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Check back often for more Hanmi Bank Bonuses, Promotions, or Offers!
