Check out our updates on Harborstone Credit Union bonuses, promotions, and offers here!
Currently, they’re offering a great $150 bonus offer when you open a new checking account.
Harborstone Credit Union Bonus Review
Harborstone Credit Union is a not-for-profit cooperative. This means the money they earn is returned back to their members in the form of great rates and low fees, while a bank’s profits are generated for the interests of its shareholders.
Eligibility: Anyone in Washington State can join. See current membership details |
- Promotion Links:
- $50 Checking Bonus (05/31/2021)
- Account Type: Checking Account
- Availability: WA
- Branches: 15 (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Options: Yes
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
I’ll go over Harborstone Credit Union Bonuses below.
Harborstone Credit Union $50 Checking Bonus
Harborstone Credit Union is offering you military personnels a $50 bonus when they open a BreakFree checking account.
- What you’ll get: $50 Bonus
- Eligible account: BreakFree Checking
- Credit inquiry: Soft Pull
- Where it’s available: IA
- How to earn it:
- To receive your $50 incentive, open an account with Harborstone Credit Union
- Bring your Military ID with you if you open in one of their branch locations. You can also open your account online.
- Set up your direct deposit or allotment to automatically deposit at least $500 a month into your new BreakFree checking account.
- After your first direct deposit has posted to your account, you’ll receive your $50 bonus within 90 days.
- When you’ll receive it: The $50 bonus will be deposited into the member’s BreakFree checking account within 90 days of qualifying.
- Monthly fee: None
(Expires May 31, 2021)
U.S. Bank Smartly® Checking ($700 Cash Bonus) | SoFi Checking & Savings Account ($325 bonus) |
Chase Total Checking ($300 Bonus) | KeyBank Checking ($200 bonus) |
Bank of America Checking ($200 Bonus Offer) | Fifth Third Bank Checking ($200 Bonus) |
Axos Bank Rewards Checking ($300 Bonus) | Truist Checking ($400 bonus) |
How to Earn the $50 Bonus
- If you’re not yet a Harborstone member, join us today! To open an account:
- Schedule an appointment in advance or use our COVID-friendly walk-in services. Please note, however, that you may experience longer wait times.
- Make sure you bring your Military ID with you!
- Open your account online.
- Keep in mind you’ll need to open a savings account to establish yourself as a member before you can open a new checking account.
- Set up your direct deposit or allotment to automatically deposit at least $500 a month into your new BreakFree checking account.
- After your first direct deposit has posted to your account, you’ll receive your $50 bonus within 90 days.
- Earn a competitive annual percentage yield on balances up to $4,000.
- All balances earn the base annual percentage yield.
- Dividend rates are subject to change at any time.
- Fees may reduce earnings.
- BreakFree Checking dividends display on the monthly statement as two entries: “dividend credit” and “reward credit”.
- BreakFree Checking
- Monthly Service Fee: $0
- Ultimate Value Checking
- Monthly Service Fee: $0
- Unlimited Potential Checking
- Monthly Service Fee: $6.75
- Teen Checking
- Monthly Service Fee: $0
- Money Market
- Monthly Service Fee: If minimum balance of $1,000 is not met, $8
- If a new membership is created, a $5 fee will apply to establish your membership with Harborstone.
- Direct deposit or allotment of at least $500 a month must post to your BreakFree checking account by June 18, 2021 to qualify.
- Show a Harborstone team member your military ID (or enter it in the online application form) and we’ll sign you up to receive your bonus.
- Limit one bonus per member.
- One BreakFree checking account per social security number.
- $25 minimum deposit to open account.
Harborstone Credit Union $150 Checking Bonus (Expired)
To earn the $150 bonus, just open an eligible checking account and follow all of their requirements.
- What you’ll get: $150 Bonus
- Eligible account: Break Free Checking
- Credit inquiry: Soft Pull
- Where it’s available: IA
- How to earn it:
- To receive your $150 incentive, you must open a BreakFree Checking account by March 31, 2021, and qualify for BreakFree Rewards by April 30, 2021.
- When you’ll receive it: Payouts will happen within 90 days of qualifying.
- Monthly fee: No
(Expires March 31, 2021)
U.S. Bank Smartly® Checking ($700 Cash Bonus) | SoFi Checking & Savings Account ($325 bonus) |
Chase Total Checking ($300 Bonus) | KeyBank Checking ($200 bonus) |
Bank of America Checking ($200 Bonus Offer) | Fifth Third Bank Checking ($200 Bonus) |
Axos Bank Rewards Checking ($300 Bonus) | Truist Checking ($400 bonus) |
How to Earn the $150 Bonus
- To receive your $150 incentive, you must open a BreakFree Checking account by March 31, 2021, and qualify for BreakFree Rewards by April 30, 2021.
- To qualify for BreakFree rewards, follow these three easy steps below:
- Sign in to online banking at least once a month. Be sure to register for online banking as a primary BreakFree Checking account holder.
- Set up at least one direct deposit or automatic ACH withdrawal per month.
- Make a minimum of 12 debit card/point-of-sale transactions of $3 or more each month. These must post to and clear your account by the last business day of each month.
- No minimum balance
- Free Debit card with chip technology
- Get free online banking, mobile deposit, and bill pay
- Overdraft reserve limit of $500 (subject to approval)
- Competitive rates
- There is no monthly fee that comes with Choice checking accounts.
- Insured by NCUA.
- $25 minimum deposit to open account. Only one BreakFree Checking account per Social Security number.
- As of January 1, 2021, annual percentage yield is 0.52% on balances up to $4,000 when qualifications are met and 0.02% on balances over $4,000 or on any balance when qualifications are not met.
- Harborstone is not responsible for surcharge fees assessed by ATM owners. When qualifications are met, ATM surcharge fees will be refunded up to $10 for all non-Harborstone, non-CO-OP ATMs, with the exception of international ATMs, foreign ATM withdrawals, balance inquiries, and ATM deposit fees.
- Dividends and eligible ATM refunds are paid on the last business day of each month. Dividend rates are subject to change at any time.
- Fees may reduce earnings.
Conclusion
All in all, if you open a qualifying checking account, you’ll be able to receive a great bonus offer. Harborstone Credit Union’s checking accounts don’t have a monthly fee or minimum balance requirement. Not to mention, if you open a Charity checking account your transactions are helping charity organizations of your choosing. However, if you don’t reside in Iowa, then check out other bank bonuses better suited for you.
Furthermore, feel free to comment on this post with any questions you may have about Harborstone Credit Union, their accounts they offer, or any experiences you have had!
Additionally, check back often for more Harborstone Credit Union Bonuses, Promotions, or Offers!