Here you can find the most recent Heritage Financial Credit Union bonuses, promotions, and offers.
Update 1/23/25: There’s $300 checking bonus offer has been extended with no end date listed. Limited time offer.
Heritage Financial Credit Union Bonuses Review
| Eligibility: Heritage Financial Credit Union is open to those who live, work, worship, attend school, or volunteer in the New York counties of Dutchess, Orange, Ulster, Rockland, Sullivan, Pike, or Sussex. See current membership details. |
Heritage Financial Credit Union $300 Checking Bonus
- What you’ll get: $300 Bonus
- Eligible account: Checking Account
- Where it’s available: NY, PA (Bank Locator)
- Credit inquiry: Soft Pull or Hard Pull? Let us know
- Direct Deposit Required: Optional
- Monthly Fee: $10; waivable
- How to earn it:
- Open a Heritage Direct Checking account with a minimum of $500 and meet the product requirements
- Set up external deposits to your Heritage Direct Checking account that total $1,000 or more over 90 days
- Receive $300 in your account in the fourth statement cycle following account opening
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | Truist Checking ($400 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | |
Fine Print
- This offer is for new consumer checking customers only. Employees and volunteers of HFCU are eligible for the Heritage Direct Checking but are not eligible for the Bonus Offer. An existing member with an HFCU checking account may switch their checking account over to this new product, however, they will not receive the $300 bonus. They will receive the additional benefits listed for the Heritage Direct Checking account.
- To receive a one-time $300.00 bonus (“Bonus”) a member must: open a Heritage Direct Checking and within 90 days of account opening, enroll in e-statements and have 2 (two) or more new qualifying external electronic deposits totaling $1,000.00 or more (transfers from one account to another, wires, mobile deposits, P2P or deposits made at a branch or ATM are not considered a qualifying electronic deposit.) The Bonus will be credited to the account in the 4th statement cycle from the account opening, as long as the account is open, active and in good standing. Appropriate tax reporting will occur, please consult your tax advisor with questions. Only one bonus will be awarded per primary member, regardless of the number of accounts opened.
- The Heritage Direct Checking will have a $10.00 monthly service fee. To avoid the service fee the account must maintain a monthly minimum balance of $500.00 or have 10 (ten) Point of Sale (POS) external transactions per statement cycle and be enrolled in e-statements. Program criteria subject to change without notice. All account applications are subject to approval.
How To Waive Monthly Fees
- Heritage Direct Checking: $10 monthly fee which can be waived if a monthly minimum balance of $500 is maintained or 10 point of same (POS) external debit card transactions per statement cycle are made
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Conclusion
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
Use our bank bonuses page to find other offers if you are not eligible for this one. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Check back often for more Heritage Financial Credit Union Bonuses, Promotions, or Offers!
