HomeTrust Bank Bonuses: $25, $100, $400, $575 Checking, Referral Promotions (NC, SC, TN, VA)

Check out HomeTrust Bank bonuses, promotions, and offers here!

Update 1/28/25: The $400 checking bonus is back through 4/30/25. There is also a $25 referral bonus for reach person you refer to open a new account.

HomeTrust Bank Bonuses Review

Founded in 1926, HomeTrust Bank is headquartered in the city of Asheville, NC. Furthermore, they are a community-focused financial institution committed to providing value-added relationship banking through our talented, service-focused people.

I’ll go over the HomeTrust Bank offers below.

HomeTrust Bank $400 Checking Bonus

HomeTrust Bank is offering a $400 bonus when you open a new qualifying checking account.

• What you’ll get: $400 Bonus
• Eligible account: Checking Account
• Availability: NC, SC, TN, VA (Bank Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Required: Yes
• Monthly Fee: $0-$15; waivable
• How to earn it:
  • Open a new Premier, Everywhere Connect, or Simple Checking account with the promotional code “UPTO400.”
  • Meet the following to earn up to a $400 bonus:
    • Get $150 for qualified direct deposits totaling $2,500 or more in the first 90 days.
    • Get $150 for an opening balance of $10,000 or greater and maintaining that balance for the first 90 days.
    • Get $100 when you make at least 15 debit card purchases totaling $500 or more in one statement cycle in the first 90 days.

(Expires 04/30/2025)

Fine Print

• Eligible accounts may participate in HomeTrust Bank’s 2025 “Up to $400” Bonus program. Offer applies to new HomeTrust Bank customers only and is limited to our Premier, Everywhere Connect, or Simple Checking account products. Account must be opened between February 1, 2025, and April 30, 2025, with the promotional code “UPTO400.” Account must be opened with funds not already on deposit with HomeTrust Bank.
• You can earn up to $400 when you meet the qualifications for each cash bonus reward. See requirements below.
• Direct Deposit bonus: Earn $150 for direct deposits totaling $2,500 or more across two consecutive statement cycles within the first three statement cycles from account opening. Your direct deposit needs to be regular monthly income, such as an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. Transfers from one account to another or deposits made at a banking location or ATM do not qualify as Direct Deposit.
• $10K+ Account Balance bonus: Earn $150 when you deposit and maintain a $10,000 minimum daily balance in your new account for the first three statement cycles. Account must be opened with funds not already on deposit with HomeTrust Bank.
• Debit Card Activity bonus: Earn $100 when you make at least 15 debit card purchases equal to, or greater than, $500 in one statement cycle within the first three statement cycles. A statement cycle is approximately 30 days and ends on the 15th of each month. All transactions must post and settle to qualify.
• Bonuses may be credited at different times depending on account activity but will be credited no later than 120 days from account opening. Offer cannot be combined with other promotions, such as Refer A Friend, and is limited to two (2) incentives per household. Offer not available to households that have had a personal checking account at HomeTrust Bank within the last five years. Primary account holder must be 18 years or older and have a physical address within the HomeTrust Bank market footprint. If your account is closed within the first 180 days, an account closing fee equal to the bonus payment (between $100 and $400) you received will apply. HomeTrust Bank employees are not eligible to participate in promotion. Offer may be withdrawn at any time and is subject to change. Payments are subject to IRS tax reporting requirements.

HomeTrust Bank $25/$100 Referral Bonuses (Up to $575)

HomeTrust Bank is offering up to $575 in referral bonuses when you refer your friends/family to open a new account.

• What you’ll get: $25/$100 Referral Bonus (Up to $575)
• Eligible account: Checking Account
• Availability: NC, SC, TN, VA
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: $0-$15; waivable
• How to earn it:
  • When you refer a friend and they open an account:
    • Both parties will receive a $25 deposit between 90 and 120 days of account opening if all requirements are met.
    • Your fifth friend earns you $100!
  • It’s simple!
    • Complete a coupon and give it to a friend.
    • Your friend should sign and present this coupon when opening a personal checking account with a debit card.
    • Both parties will receive a $25 deposit between 90 and 120 days of account opening if all requirements are met and your fifth friend earns you $100!

(Limited time offer)

Fine Print

• Program is available to HomeTrust Bank consumer customers only. Referrer’s checking account must be open for at least 90 days to participate.Referral must be a new personal checking customer to the bank and a referral coupon must be presented at account opening. Referred customer must open a new HomeTrust Bank personal checking account and order a debit card at the time of account opening. Referred customer must open the account with money not currently on deposit with HomeTrust Bank.
• All accounts are subject to normal approval process and account opening requirements. Referrer and referred customer accounts will be reviewed for eligibility criteria after 90 days. Bonuses will be provided if both the referrer and the referred customer have a positive balance and a monthly average balance of at least $50. Both parties must meet the requirements stated above to receive their respective bonus.
• The referrer and the referred customer will each receive a $25 deposit between 90 and 120 days after qualified account opening. If the referrer has multiple accounts, the deposit will be made to the referrer’s primary checking account. The fifth referral earns the referrer $100. The referring customer can receive up to $575 (20 referrals) per calendar year.Signers on HomeTrust Bank checking accounts closed within prior three months are ineligible. HomeTrust Bank employees are ineligible to participate as referrer or referee.

HomeTrust Bank $100 Checking Bonus (Expired)

HomeTrust Bank is offering a $100 bonus when you open a new qualifying checking account.

• What you’ll get: $100 Bonus
• Eligible account: Checking Account
• Availability: NC, SC, TN, VA
• Credit Inquiry: Soft Pull
• Direct Deposit Required: Optional
• Monthly Fee: $0-$15; waivable
• How to earn it:
  • To earn the $100 bonus, you must
    • Enroll in electronic statements (eStatements) through Online or Mobile Banking
    • Have a minimum of three automated clearing house (ACH) debits per statement cycle for two consecutive statement cycles within the first three statement cycles
    • Make at least 15 debit card purchases equal to or greater than $500 per statement cycle for two statement cycles within the first three statement cycles.
    • Transactions must post and settle to qualify.

(Expires 12/15/2020)

Fine Print

• This offer applies to new customers and new checking accounts only and you must have a physical address within the HomeTrust Bank market footprint.
• Checking account must be opened with the promotional code 100UP from August 15, 2020, through November 15, 2020.
• Offer cannot be combined with other offers and is limited to two (2) incentives per household.
• HomeTrust Bank employees are not eligible to participate in the promotion.
• However, offer is not available to customers who have closed an account within the past 90 days.

How To Waive Monthly Fees

• Everywhere Connect: $10 monthly fee, waivable with 10 debit card transactions or 1 recurring direct deposit per monthly statement cycle
• Premier Checking: $15 monthly fee, waivable with an average deposit balance of $10,000 in your Premier Checking account, or an average combined deposit balance of $25,000
• Simple Checking: None
• HTB Business Foundation Checking: Contact CSR for more information
• HTB Business Advance Checking: Contact CSR for more information
• HTB Business Plus Checking: Contact CSR for more information
• Business Analysis Checking: $20 monthly fee
• Business Interest Checking: $12 monthly fee, waivable with $5,000 Monthly Average Collected Balance
• Business Money Market: $10 monthly fee, waivable with $2,500 Monthly Average Collected Balance

Conclusion

Lastly, make sure to check out HomeTrust Bank to learn more about the current bonuses. Additionally, you gain access to a range of features to better your financial experience.

Furthermore, don’t forget to comment on this post with any questions you may have about HomeTrust Bank, their accounts they offer, or coupon codes.

Additionally, our list of Savings, Money Market, and CD Rates is a great source to find other generous promotions you can take advantage of.

• Best Savings/Money Market rates
• Best CD Account rates

However, if you are not eligible for these promotions, use our bank bonuses page to find other offers. Furthermore, some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.

Lastly, check back often for more HomeTrust Bank Bonuses, Promotions, or Offers!