Here you can find the most updated Hudson Valley Federal Credit Union bonuses, promotions, and offers here.
Update 6/18/25: The $500 checking bonus is back through 8/22/25.
About Hudson Valley Federal Credit Union Promotions
Hudson Valley Federal Credit Union is headquartered in Poughkeepsie, New York and was founded in 1963. Since then they have grown to 21 locations and they boast an A health rating.
| Eligibility: Hudson Valley Credit Union is open to anyone who lives, works, worships, volunteers, or goes to school in Albany, Dutchess, Columbia, Greene, Orange, Rensselaer, Putnam, Rockland, Saratoga, Ulster, Westchester or Schenectady counties. See current membership details |
I’ll go over the Hudson Valley Federal Credit Union offer below.
Hudson Valley Federal Credit Union $500 Checking Bonus
For residents of New York, you can earn a $500 bonus when you use your checking account and complete the requirements.
- What you’ll get: $500 Bonus
- Eligible account: Checking
- Where it’s available: NY (Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Optional
- Monthly Fee: None
- How to earn it:
- Open your first new HVCU Classic Checking or Premier Checking with an HVCU Visa® Debit Card.
- Sign up for Online Banking. Effortlessly track your balances and manage your finances with Internet Banking and Mobile Banking anytime, anywhere – day or night.
- Start Spending. Within the first 90 days, spend a minimum of $1,500 with your new Visa Debit Card OR make $1,500 in direct deposits into your new account.
(Expires 08/22/2025)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Terms and Conditions applicable to $500 Bonus Checking Account Offer, valid from 6/2/2025 to 8/22/2025.
- The Annual Percentage Yield (APY) for a Classic checking account is 0.02% and a Premier checking account is 0.05%, and rates are accurate as of 5/15/2025. Rates are variable and subject to change after account opening. There is no minimum balance to open the account or earn the stated APY. Fees or other conditions could reduce earnings.
- Account holder has ninety (90) calendar days to meet the requirements to receive bonus.
- HVCU will deposit the $500 bonus into the account holder’s new checking account within five (5) business days after the completion of the ninety (90) calendar day qualification period, so long as the account holder fulfills each of the following three qualifications:
- Open your first checking account with an HVCU Visa® Debit Card;
- Enroll in Online Banking services;
- Use your new HVCU debit card and spend a minimum of $1,500 using the new checking account OR sign up for qualifying direct deposits with a cumulative minimum of $1,500 into your new checking account. A “qualifying direct deposit” is a direct deposit of regular monthly income, such as your salary, pension, or Social Security benefits, which are made by your employer or other payer, using account and routing numbers that you provide to them. Examples of non-qualifying direct deposits and transfers include: your initial ACH deposit to open the account, teller deposits, wire transfers, debit card transfers, ATM transfers or deposits, or Internet or Mobile banking transfers or deposits. Offer subject to member verification.
- Residents of Albany, Columbia, Greene, Rensselaer, Saratoga, Schenectady, and Sullivan Counties: This promotional offer is valid for current members and applicants that meet the above criteria. Only one bonus of $500 will be deposited to the new checking account within five (5) business days after the qualification period. This must be your first HVCU checking account to qualify for this bonus. Only Personal Classic and Premier checking accounts are eligible for this offer. Members under the age of 18 are not eligible to receive this bonus. No exceptions will be made or considered. Account must be in good standing and the qualifications satisfied to receive bonus. Good standing means you have on deposit at least the par value of one full share ($0.01) in the regular share savings account, have no delinquent loans (payment is not more than 30 days late), and have a positive balance in all share accounts. May be subject to IRS reporting; please consult your tax advisor. HVCU expressly reserves the right to terminate or modify this promotion at its discretion at any time and without further notice provided to you. Promotional offers cannot be combined.
Hudson Valley Federal Credit Union $1,500 Business Checking Bonus (Expired)
For residents of New York, you can earn a $1,500 bonus when you use your checking account and complete the requirements.
- What you’ll get: $1,500 Bonus
- Eligible account: Checking
- Where it’s available: NY (Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Optional
- Monthly Fee: None
- How to earn it:
- Earn $750 with Value Business Checking or $1,500 with Enhanced Business Checking.
- A Cash Incentive Will Be Deposited into Your Account Within 30 Days of Meeting the Offer Requirements:
- Open your first Value Business Checking or Enhanced Business Checking account.
- Enroll in Online Banking
- Complete a minimum of 10 qualifying transactions within 90 days of account opening. Qualifying transactions include deposits, ACH credits, wire transfers, Bill Pay, and debit card purchases.
- Make qualifying deposit(s) of at least $2,500 for Value Business Checking or $7,500 for Enhanced Business Checking, and maintain the respective average balance in the account through the end of the third full calendar month after account opening.
(Expires 05/23/2025)
| Chase Business Checking ($300 or $500 Bonus) | Axos Business Premium Savings ($375 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bluevine Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
Fine Print
- This offer is available to new and existing business members who do not currently have an HVCU business checking account. Existing members with a business checking account are not eligible for this promotion. Accounts are subject to approval. Limit one offer per business member.
- Offer valid from 03/03/2025 to 05/23/2025. After all requirements are met, the cash incentive will be deposited into your new business checking account within 30 days. To receive the cash incentive, your account(s) must be open and in good standing, as applicable.
- Offer is valid for one-time use per business member. Employees of HVCU are not eligible. HVCU reserves the right to withdraw this offer at any time without notice. The cash incentive may be subject to IRS reporting. Consult a tax professional regarding reporting requirements, as this offer is not intended to provide tax advice or guidance.
Hudson Valley Federal Credit Union $400 Checking Bonus (Expired)
For residents of New York, you can earn a $400 bonus when you use your checking account and complete the requirements.
- What you’ll get: $400 Bonus
- Eligible account: Checking
- Where it’s available: NY (Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Optional
- Monthly Fee: None
- How to earn it:
- Open a new HVCU Premier or Classic Checking Account with a Visa Debit Card
- Sign up for Internet Banking & eStatements
- Spend a minimum of $1,500 with your new Debit Card OR make $1,500 in direct deposits into your new account within the first 90 days
(Expires 12/31/2023)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Only one bonus of $400 will be paid to the primary checking account owner.
- This must be your first HVCU checking account to qualify for this bonus.
- Only Personal Classic and Premier checking accounts are eligible for this offer.
- Members under the age of 18 are not eligible to receive this bonus.
- No exceptions will be made or considered.
- Account must be in good standing and the qualifications satisfied to receive bonus.
- Good standing means you have on deposit at least the par value of one full share ($0.01) in the regular share savings account, have no delinquent loans (payment is not more than 30 days late), and have a positive balance in all share accounts.
- May be subject to IRS reporting; please consult your tax advisor.
- HVCU expressly reserves the right to terminate this promotion at its discretion at any time and without further notice provided to you.
How To Waive Monthly Fees
- Personal Checking: None
- Value Business Checking: $10 monthly fee. Maintain a $2,500 minimum balance to avoid the monthly account fee
- Enhanced Business Checking: $30 monthly fee. Maintain a $10,000 minimum balance to avoid the monthly account fee
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Conclusion
If you live near a Hudson Valley Federal Credit Union location, you have the chance to earn a $750 checking bonus. This bonus amount is fairly high however there are a fair amount of requirement to open an account.
Additionally, CD accounts or Savings Accounts are also another great way to earn and save money. If you are interested, check out our nationwide lists here:
Furthermore, if you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Additionally, feel free comment below and let us know about how it went and if you could fund your account with credit card or not. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
*Lastly, Check back on this page for updated Hudson Valley Federal Credit Union promotions, bonuses, and offers.
