Illinois Bank & Trust Bonuses: $200, $600 Checking Promotions (IL)

Take advantage of the latest Illinois Bank & Trust bonuses, promotions and offers here.

Currently, Illinois Bank & Trust is offering $200 and $600 bonuses.

Illinois Bank & Trust Bonuses Review

Established in 1995, Illinois Bank & Trust is a local partner with that continuously strives to make significant impacts for their neighbors through innovative products, intelligent financial solutions, and strong relationships.

I’ll review the current Illinois Bank & Trust bonuses below.

Illinois Bank & Trust $600 Checking Bonus

Earn a $600 bonus from Illinois Bank & Trust when you open a new Checking Account.

• What you’ll get: $600 Bonus
• Eligible account: Checking Account
• Where it’s available: IL (Branch Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Required: Yes
• Monthly Fee: $9; waivable
• How to earn it:
  • Open a Signature Series Checking Account.
  • To receive a $300.00 bonus, must have a current balance of at least $50,000.00 or more in your new checking account 180 calendar days after account open date.
  • To receive a $300.00 bonus, a minimum of two direct deposits of $1,000.00 or more must be posted to your new checking account within 90 calendar days of account opening.

(Limited time offer)

Fine Print

• To receive a $300.00 bonus, must have a current balance of at least $50,000.00 or more in your new checking account 180 calendar days after account open date.
• If 180th calendar day falls on a weekend or holiday, balance on the following business day will be used to qualify for the promotion.
• To receive a $300.00 bonus, a minimum of two direct deposits of $1,000.00 or more must be posted to your new checking account within 90 calendar days of account opening.
• Direct Deposit examples include payroll, pension, Social Security or other government benefits.
• Offer is not available to existing Illinois Bank & Trust, a division of HTLF Bank consumer checking customers or those who have been paid a new account opening bonus in the last 12 months.
• Bonuses only apply when opening a new consumer checking account at Illinois Bank & Trust, a division of HTLF Bank during the promotional bonus period.
• If the account is closed by the customer or bank within 90 business days after opening, we may deduct bonuses earned and received at closing and a $25.00 account closing fee may be assessed.
• Closing the account will negate any unearned bonuses. All bonus dollars will be paid to the newly opened checking account.
• If multiple checking accounts are opened during the promotional bonus period under the same primary owner’s name, the bonuses will be paid to the account that was opened first.
• Limit one bonus per new consumer account relationship.
• All bonus dollars will be paid on the business day after the qualification requirements are met.
• If the pay-out day falls on a weekend or holiday, pay-out will be on the next business day.
• An IRS 1099 form may be issued. Geographic restrictions may apply.
• Account opening is subject to approval.

Illinois Bank & Trust $200 Checking Bonus

Earn a $200 bonus from Illinois Bank & Trust when you open a new Checking Account.

• What you’ll get: $200 Bonus
• Eligible account: Checking Account
• Where it’s available: IL (Branch Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Required: Yes
• Monthly Fee: $0
• How to earn it:
  • Open a new Free Checking with eStatement Account
  • To receive a $200.00 bonus, a minimum of two direct deposits of $300.00 or more must be posted to your new checking account within 90 calendar days of account opening.

(Limited time offer)

Fine Print

• Free Checking with eStatement terms may change after the account is opened at the bank’s discretion.
• Minimum deposit to open account is $25.00. $3.00 monthly paper statement fee if not enrolled in eStatement.
• Free Checking with eStatement is a Consumer Checking account.
• Only Free Checking with eStatement account is eligible for this promotion.
• No other checking accounts are eligible for the promotion.
• To receive a $200.00 bonus, a minimum of two direct deposits of $300.00 or more must be posted to your new checking account within 90 calendar days of account opening.
• Direct Deposit examples include payroll, pension, Social Security or other government benefits.
• If 90th calendar day falls on a weekend or holiday, balance on the following business day will be used to qualify for the promotion.
• Offer is not available to existing Illinois Bank & Trust, a division of HTLF Bank consumer checking customers or those who have been paid a new account opening bonus in the last 12 months.
• Bonuses only apply when opening a new consumer checking account at Illinois Bank & Trust, a division of HTLF Bank during the promotional bonus period.
• If the account is closed by the customer or bank within 90 business days after opening, we may deduct bonuses earned and received at closing and a $25.00 account closing fee may be assessed.
• Closing the account will negate any unearned bonuses.
• All bonus dollars will be paid to the newly opened checking account.
• If multiple checking accounts are opened during the promotional bonus period under the same primary owner’s name, the bonuses will be paid to the account that was opened first.
• Limit one bonus per new consumer account relationship.
• All bonus dollars will be paid on the business day after the qualification requirements are met.
• If the pay-out day falls on a weekend or holiday, pay-out will be on the next business day.
• An IRS 1099 form may be issued. Geographic restrictions may apply.
• Account opening is subject to approval.

Illinois Bank & Trust $50 Referral Bonuses (Expired)

Earn a $50 bonus from Illinois Bank & Trust when you refer someone to open a new Checking Account.

• What you’ll get: $50 Bonus
• Eligible account: Checking Account
• Where it’s available: IL
• Credit Inquiry: Soft Pull
• Direct Deposit Required:
• Monthly Fee:
• How to earn it:

(Limited time offer)

Fine Print

• Coupon also services as a one-time waiver of my privacy rights as detailed in the bank’s privacy policy as the referral source will be aware of this account opening.
• Must be a new customer and new money. $50 credit may be considered reportable on IRS 1099 form.
• Cannot be combined with any other offers.
• Member FDIC.

How To Waive Monthly Fees

• Free Checking With eStatements: None
• Performance Money Market: None
• Check Free Banking: $5 monthly fee
• Platinum Checking: $12 monthly fee. Maintain a $7,500 minimum average daily balance to avoid the monthly account fee
• Signature Series Checking: $10 monthly fee. Maintain a $50,000 average daily balance or $100,000 in total relationship balance for the cycle month to avoid the monthly account fee
• Small Business Checking: $5 monthly fee. Maintain a $1,500 minimum average daily balance to avoid the monthly account fee

Conclusion

If you are interested, make sure to check out Illinois Bank & Trust to learn more about the current bonuses. Additionally, you will have access to account features such as online/mobile banking, a financial team resource, and the Savvy Money Management tool! Without a doubt, you will be in good hands with Illinois Bank & Trust!

While these bank promotions are rather attractive, you can also take advantage of our list of Savings, Money Market, and CD rates.

• Best Savings/Money Market rates
• Best CD Account rates

However, if you do not live in Illinois, definitely take a look at our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Feel free to comment on this post with any questions you may have about Illinois Bank & Trust, their accounts they offer, or any experiences you have had!

Check back often for more Bonuses, Promotions, or Offers!