Here you can find the most recent Lafayette Federal Credit Union bonuses, promotions, and offers.
Update 6/11/25: The $150 checking bonus is back through 12/31/25.
Lafayette Federal Credit Union Bonuses Review
Since 1935, they have provided their members a safe and convenient place to bank with rates and terms more favorable than those of other financial institutions. They are federally insured through the NCUA so you can have peace of mind knowing that your money is safe.
I’ll go over the Lafayette Federal Credit Union bonuses & offers below.
Lafayette Federal Credit Union $150 Checking & Savings Bonus
When you open a checking and savings account and meet other requirements, you can receive a $150 bonus.
- What you’ll get: $150 Bonus (up to $750)
- Eligible account: Checking and Savings Account
- Where it’s available: DC, MD, VA
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: $0
- How to earn it:
- Open new Lafayette Federal checking account with just $50, get your debit card, and enroll in online banking.
- Deposit $500 or more per month to qualify for the bonus to receive an additional $100.
- Earn and receive the $150 bonus—$50 upon account opening and $100 within 45 days.
(Expires 12/31/2025)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Lafayette Federal membership is required.
- Offer is valid from February 1, 2025 through December 31, 2025.
- Lafayette Federal will match the required par value by depositing $50 into the checking account at account opening.
- Member must open a Lafayette Federal checking account, debit card, and online banking to be eligible.
- To receive an additional $100, member must set up and maintain at least one (1) qualified direct deposit (QDD) of at least $500 per month.
- Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency.
- QDD must be established within 45 days of account opening.
- $100 will be deposited within 90 days of account opening.
- $50 minimum balance required to open and earn 0.10% APY (Annual Percentage Yield) on LFCU share savings account balances.
Lafayette Federal Credit Union $100 Checking Bonus
When you open a checking account and meet other requirements, you can receive a $100 bonus. Use promo code DD2022.
- What you’ll get: $100 Bonus
- Eligible account: Checking Account
- Where it’s available: DC, MD, VA (Bank Locator)
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: $0
- How to earn it:
- Members who open a checking account and initiate a qualified direct deposit to Lafayette Federal Credit Union will receive a $50 deposit to their savings account
- An additional $50 will be awarded after first direct deposit which must be deposited no later than 45 days after account opening
- Qualified direct deposit of at least $500 into a checking account on a month-to-month basis made by an outside organization or agency
- $50 minimum balance required to open
(No expiration date listed)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Offer subject to change without notice.
- Lafayette Federal is an equal opportunity lender.
- Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment.
- Please visit LFCU.ORG/BIG3 for full checking account requirements.
- If account is closed within first 6 months, initial $50 promotional deposit will be deducted from account.
Lafayette Federal Credit Union $25 Referral Bonuses
Lafayette Federal Credit Union is offering $25 bonus per qualifying referrals made. You can earn up to $125 yearly with this promotion!
- What you’ll get: $25 Bonus
- Eligible account: Savings Account
- Where it’s available: DC, MD, VA
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: $0
- How to earn it:
- Refer a friend or family member, and get $25 deposited into your savings account, and your referral’s savings account, after he or she joins the credit union.
- Refer as many people for membership as you like and earn up to $125
(No Expiration Date Listed)
Fine Print
- Offer subject to change without notice.
- Cannot be combined with any other new member offers.
- Cash rebate to be deposited to Lafayette Federal Share Savings account within 14 days of account opening.
- Must be eligible for membership.
- $50 minimum balance required to open and earn 0.10% APY on Lafayette Federal share savings account balances.
- $5 minimum balance required to open and earn 2.04% APY on LFCU checking account balances up to $25,000 and 0.025% APY on checking balances over $25,000.
- Please visit LFCU.ORG/2for22 for full checking account requirements.
How To Waive Monthly Fees
- Distinct Checking: None
- Business Basic Checking: $5 monthly fees, waived by meeting just one of the following criteria: (1) Maintain an average monthly checking balance of $500 or greater (2) Open a Lafayette Federal Business Credit Card or Line of Credit (3) Use one or more Lafayette Federal Business Service products (Remote Deposit Capture, ACH SmartPay, Paychex Payroll, or FirstData Merchant Services)
- Business Performance Checking: $20
- Money Market: None
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Conclusion
If you live near a Lafayette Federal Credit Union branch, I would check out these bonuses to receive $100 or $25 when you meet the requirements.
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
If you don’t have a branch near you, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Don’t hesitate to comment on this post with any questions you may have about Lafayette Federal Credit Union, their accounts they offer, or coupon codes.
Check back often for more Lafayette Federal Credit Union Bonuses, Promotions, or Offers!
