Here you can find the most recent Lafayette Federal Credit Union bonuses, promotions, and offers.
Update 4/13/26: There’s currently a $150 checking bonus and $100 direct deposit bonus valid through 12/31/26.
Lafayette Federal Credit Union Bonuses Review
Since 1935, they have provided their members a safe and convenient place to bank with rates and terms more favorable than those of other financial institutions. They are federally insured through the NCUA so you can have peace of mind knowing that your money is safe.
I’ll go over the Lafayette Federal Credit Union bonuses & offers below.
Lafayette Federal Credit Union $150 Checking Bonus
When you open a checking account and meet other requirements, you can receive a $150 bonus.
- What you’ll get: $150 Bonus (up to $750)
- Eligible account: Checking Account
- Where it’s available: DC, MD, VA
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: $0
- How to earn it:
- Open a new Lafayette Federal checking account with just $50, get your debit card, and enroll in online banking.
- Deposit $500 or more per month to qualify for the bonus to receive an additional $100.
- Earn and receive the $150 bonus – $50 upon account opening and $100 within 90 days
(Expires 12/31/2026)
| Bank of America Checking ($500 Bonus Offer) | KeyBank Checking ($300 bonus) |
| SoFi Checking & Savings Account ($425 bonus) | U.S. Bank Smartly® Checking ($400 Cash Bonus) |
Fine Print
- Lafayette Federal membership is required.
- Offer is valid from December 31, 2026.
- Offer is subject to change without notice.
- Offer not available to existing Lafayette Federal members.
- You can receive only one checking account related bonus per membership.
- Promo is good for one-time use per membership.
- Lafayette Federal will match the required par value by depositing $50 into the checking account at account opening.
- Member must open a Lafayette Federal checking account, debit card, and online banking to be eligible.
- To receive an additional $100, member must set up and maintain at least one (1) qualified direct deposit (QDD) of at least $500 per month.
- Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency. QDD must be established within 45 days of account opening.
- $100 will be deposited within 90 days of account opening.
- $50 minimum balance required to open and earn 0.10% APY (Annual Percentage Yield) on LFCU share savings account balances.
- Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer and standard fraud prevention screening.
- We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
- Early access is available for personal accounts only, and is offered at the discretion of the Credit Union.
- We reserve the right to cancel the service at any time without notice.
- Dividends will begin to accrue on the day early pay funds are received.
- Your savings are federally insured up to $250,000 by the National Credit Union Administration, an agency of the U.S. government.
Lafayette Federal Credit Union $100 Checking Bonus
- What you’ll get: $100 Bonus
- Eligible account: Checking Account
- Where it’s available: DC, MD, VA (Bank Locator)
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: $0
- How to earn it:
- In order to earn the $100 direct deposit bonus you must be an existing member with a checking account. Follow our steps to earn below.
- Log into Online Banking.
- Begin the Direct Deposit Process. Select the menu icon in the top left of your window pane to begin the direct deposit process.
- Next, navigate to the “More” tab to locate the direct deposit switch tool.
- Follow the Prompts and Earn Your $100 Cash Bonus. Select “Direct Deposit” and start maximizing your earnings. Use our direct deposit tool to connect with your payroll provider’s website and earn your bonus within 90 days of establishing direct deposit with Lafayette Federal.
(Expires 12/31/2026)
| KeyBank Checking ($300 bonus) | HSBC Premier Checking (Up to $5,000 Cash Bonus), |
Fine Print
- Lafayette Federal membership is required.
- Offer not available to existing Lafayette Federal members with previously established direct deposit.
- You can receive only one direct deposit related bonus per membership.
- Offer is good for one-time use per membership.
- Offer is valid through December 31, 2026.
- Member must set up and maintain at least one (1) qualified direct deposit (QDD) of at least $500 per month.
- Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency. $100 will be deposited within 90 days of verification of member’s initial QDD.
- $50 minimum balance required to open and earn 0.10% APY (Annual Percentage Yield) on LFCU share savings account balances.
- Your savings are federally insured up to $250,000 by the National Credit Union Administration, an agency of the U.S. government.
Lafayette Federal Credit Union $25 Referral Bonuses
Lafayette Federal Credit Union is offering $25 bonus per qualifying referrals made. You can earn up to $125 yearly with this promotion!
- What you’ll get: $25 Bonus
- Eligible account: Savings Account
- Where it’s available: DC, MD, VA
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: $0
- How to earn it:
- Refer a friend or family member, and get $25 deposited into your savings account, and your referral’s savings account, after he or she joins the credit union.
- Refer as many people for membership as you like and earn up to $125
(No Expiration Date Listed)
Fine Print
- Offer subject to change without notice.
- Cannot be combined with any other new member offers.
- Cash rebate to be deposited to Lafayette Federal Share Savings account within 14 days of account opening.
- Must be eligible for membership.
- $50 minimum balance required to open and earn 0.10% APY on Lafayette Federal share savings account balances.
- $5 minimum balance required to open and earn 2.04% APY on LFCU checking account balances up to $25,000 and 0.025% APY on checking balances over $25,000.
- Please visit LFCU.ORG/2for22 for full checking account requirements.
How To Waive Monthly Fees
- Distinct Checking: None
- Business Basic Checking: $5 monthly fees, waived by meeting just one of the following criteria: (1) Maintain an average monthly checking balance of $500 or greater (2) Open a Lafayette Federal Business Credit Card or Line of Credit (3) Use one or more Lafayette Federal Business Service products (Remote Deposit Capture, ACH SmartPay, Paychex Payroll, or FirstData Merchant Services)
- Business Performance Checking: $20
- Money Market: None
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Conclusion
If you live near a Lafayette Federal Credit Union branch, I would check out these bonuses to receive $100 or $25 when you meet the requirements.
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
If you don’t have a branch near you, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Don’t hesitate to comment on this post with any questions you may have about Lafayette Federal Credit Union, their accounts they offer, or coupon codes.
Check back often for more Lafayette Federal Credit Union Bonuses, Promotions, or Offers!
