Here you can find the most recent Lake Michigan Credit Union bonuses, promotions, and offers.
Update 10/24/26: There’s currently a $193 bonus (up from $100) per referred member through 11/30/26. If you have a referral link, feel free to post yours in the comment section!
Lake Michigan Credit Union Bonuses Review
| Eligibility: Membership in Lake Michigan Credit Union is available to anyone by contributing $5 to the ALS (Amyotrophic Lateral Sclerosis) Foundation. Membership is also open to those who live, work, or worship anywhere in Michigan’s Lower Peninsula or anywhere in Florida. Immediate family members of current Lake Michigan Credit Union also qualify, no matter where they live. See current membership details. |
Lake Michigan Credit Union $193 Referral Bonus
- What you’ll get: $193 Bonus
- Eligible account: Checking Account
- Where it’s available: Nationwide, Branches in FL, MI (Bank Locator)
- Credit inquiry: Soft Pull or Hard Pull? Let us know
- Direct Deposit Required: Yes
- Monthly Fee:
- How to earn it:
- You share your referral link with friends and loved ones via email, text, or social media.
- Your friend opens an LMCU checking account and holds two or more recurring direct deposits totaling $500 or more for 60 days.
- LMCU deposits $193 into your account and $193 into your friend’s. Simple!
(Expires 11/30/2026)
| Chase Total Checking ($400 Bonus), | Chase Secure BankingSM ($175 bonus), |
| Bank of America Checking ($100 Bonus Offer) | KeyBank Checking ($300 bonus) |
| SoFi Checking & Savings Account ($425 bonus) | U.S. Bank Smartly® Checking ($450 Cash Bonus) |
Fine Print
- Both Advocate and Friend must be over the age of 18 and a permanent resident of Michigan or Florida to qualify for the reward.
- Advocate must be a primary member of LMCU in good standing with a valid email address on file and refer an eligible prospect (Friend) to LMCU.
- Friend must open a qualified LMCU membership with checking account using Advocate’s referral link and meet the program criteria.
- The Friend must hold two or more recurring direct deposit(s) totaling $500.00 or more for 60 days.
- Following qualification, LMCU will deposit $193 into the Advocate’s primary savings account and $193 into the Friend’s primary savings account within 14 business days.
- Total referral rewards may not exceed $1,200 annually.
- $193 promotion offer is valid 10/19/26 – 11/30/26 only.
- See terms and conditions for full details.
How To Waive Monthly Fees
- Max Checking: No monthly fees
- Free Checking: No monthly fees
- Investor Checking: There’s no monthly fee if you maintain a balance of $2,500 or more ($10 per month if you don’t).
- Advantage 50 Checking: No monthly fees
 |
 |
 |
Conclusion
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
Use our bank bonuses page to find other offers if you are not eligible for this one. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Check back often for more Lake Michigan Credit Union Bonuses, Promotions, or Offers!
