MidFirst Bank Bonuses: $25, $300, $350 Checking, Savings, Business Promotions (AZ, OK, TX)

Here you will find the latest MidFirst Bank bonuses, offers, and promotions. 

Update 2/16/26:

• There’s currently a $300 business checking bonus has been extended through 3/31/26.
• The $300/$350 checking bonus is now extended through 3/31/26.

MidFirst Bank Bonuses Review

They are one of the largest privately owned banks in the United States and this combination of size and private ownership provides our customers with a special brand of banking. Additionally, MidFirst Bank competes effectively with larger banks in terms of products and services, but provides customers the service and flexibility of a community bank.

I’ll go over the MidFirst Bank bonuses & offers below.

MidFirst Bank $350 Checking Bonus 

• What you’ll get: Up to $350 Bonus
  • $350 bonus For Houston, TX residents (Expires 03/31/2026)
  • $350 bonus For AZ residents (Expires 03/31/2026)
  • $300 bonus For OK residents (Expires 03/31/2026)
• Eligible account: Checking & Savings
• Where it’s available: AZ, OK, TX
• Credit Inquiry: Soft Pull or Hard Pull? Let us know.
• Direct Deposit Required: Yes
• Monthly Fee: $0-$15; waivable
• How to earn it:
  • To receive $350, customer must open an eligible checking account and
    • Have direct deposits totaling $1,000 or more made to their new account within 90 days of account opening.
    • Credit will be made to new account within 30 days of meeting the checking requirement.
  • To receive $300, customer must open an eligible checking account and
    • Have direct deposits totaling $1,000 or more made to their new account within 90 days of account opening.
    • Credit will be made to new account within 30 days of meeting the checking requirement.
  • Use promo code 2026-CK-AO when opening your account to claim your offer.

Fine Print

• Account Information: $100 minimum deposit to open. Accounts closed within 90 days of opening may forfeit the amount equal to the promotional account credit received.
• Checking Offer: To receive $350, customer must open an eligible checking account and have direct deposits totaling $1,000 or more made to their new account within 90 days of account opening. Direct deposits must be electronic deposits of the account owner’s paycheck, pension or government benefits (such as Social Security). Electronic deposits made from one consumer account to another, such as Zelle®, PayPal®, Venmo® or small-dollar verification transactions, do not qualify. Credit will be made to new account within 30 days of meeting the checking requirement.

MidFirst Bank $250 Business Checking Bonus

Earn a $250 bonus when you open a new business checking account at MidFirst Bank.

• What you’ll get: $250 Bonus
• Eligible account: Business Checking Account
• Where it’s available: AZ, OK (Bank Locator)
• Credit Inquiry: Soft Pull or Hard Pull? Let us know.
• Direct Deposit Required: No
• Monthly Fee: $0-$15; waivable
• How to earn it:
  • Open a new Momentum Business Checking Account at any MidFirst banking center.
  • Maintain a $7,500 average monthly balance.
  • Your $300 will be deposited within 110 days.

(Expires 03/31/2026)

Fine Print

• Offer Information: New Momentum Business Checking customers may qualify for $300 by opening a Momentum Business Checking account and meeting certain requirements.
• To receive $300, the new qualifying account must be opened in Arizona, Oklahoma or Texas between 1/1/2026 and 3/31/2026 AND maintain an average ledger balance of at least $7,500 during the first 90 days.
• This offer is subject to change without notice and not valid with any other business checking, savings or money market offers.
• Limited to one promotional account per business relationship with no existing or previous MidFirst business checking account, and meeting offer requirements.
• Promotion offer not available to those whose MidFirst Bank accounts have been closed at any time with a negative balance.
• Account must remain open, active and in good standing at the time of account credit.
• Accounts closed within 90 days of opening may be subject to an account closing fee and will forfeit amount equal to the offer value.
• Qualifying account will receive promotional credit within 110 days from account opening.
• Account credits are considered interest and will be reported on IRS Form 1099-INT or applicable tax form.
• Account and related services are subject to the standard pricing per the Fee Schedules for Business and Commercial Checking Accounts, and Treasury Management and Online Banking Services.
• Additional fees may apply.

MidFirst Bank $25 Savings Bonus

MidFirst Bank is offering a $25 bonus when you open a new checking account with them.

• What you’ll get: $25 Bonus
• Eligible account: LiveFree Checking Account
• Where it’s available: AZ, OK
• Credit Inquiry: Soft Pull or Hard Pull? Let us know.
• Direct Deposit Required: No
• Monthly Fee: $0-$90; waivable
• How to earn it:
  • To receive new checking offer , must open a new checking account and complete one of the following:
    • Have direct deposit of $250 or more made to the new account. The direct deposit must be an electronic deposit of the account owner’s paycheck, pension or government benefits (such as Social Security)
    • OR complete 10 debit card purchases. Multiple swipes for the same purchase amount at the same merchant do not qualify, and ATM transactions are not eligible.

(Limited time offer)

Fine Print

• Checking and referral promotional offers are available in Oklahoma and Arizona area banking centers only and are not available to those whose accounts have been closed within one year or closed with a negative balance.
• Must be 17 or older.
• Promotional offers subject to change without notice and are not valid with any other promotional offers.
• Accounts must be open and in good standing to receive an account credit.
• Existing MidFirst Bank checking customers are not eligible for the checking offer.
• Checking offer is limited to one new promotional checking account per household.
• Referral offer is valid for existing MidFirst consumer checking customers referring eligible new consumer checking customers.

How to Waive Monthly Fees

• LiveFree Checking: No monthly service charge with eStatements
• eChecking: $10 monthly fee. Maintain $250 monthly recurring direct deposit or $500 average daily balance
• M Account: $10 monthly fee. Maintain $250 or more monthly recurring direct deposit, a $1,000 minimum average daily balance or when you have $50,000 in combined deposits
• M+ Account: $15 monthly fee. Maintain $2,500 minimum average daily balance or when you have $50,000 in combined deposits
• Go! Checking: None
• Free Business Checking: None
• Performance Business: $20 monthly fee. Maintain average monthly ledger balance is $10,000 or if combined average monthly ledger balances in company’s checking, savings or money market accounts are $30,000 or more
• Business Advantage Checking: $90 monthly fee. Maintain combined monthly average ledger balance in company’s checking, savings and/or money market accounts falls below $100,000
• Commercial Checking: $20. Tiered earnings credit on balances may offset fees
• Commercial Checking Plus: $35. Tiered earnings credit on balances may offset fees
• IOLTA: None

Conclusion

We will be updating this page with new MidFirst Bank bonuses and offers so check back regularly! In my opinion, I recommend taking advantage of the $250 bonus since it is higher and the requirements are generally the same.

Furthermore, our list of Savings, Money Market, and CD Rates is something worth checking out to find some generous promotions that you can take advantage of.

• Best Savings/Money Market rates
• Best CD Account rates

In addition, our bank bonuses page lists many offers you can take a look at if you are not eligible for this promotion. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

If you have experience with MidFirst Bank, feel free to leave a comment below informing our readers about what you like and dislike! Additionally, if you are looking for more checking promotions with a generous bonus, take a look at our complete list of Bank Bonuses.