Here you will find the latest MidFirst Bank bonuses, offers, and promotions.
Update 11/26/24: We’ve added a $350 bonus for Houston, TX residents that’s valid through 3/31/25.
MidFirst Bank Bonuses Review
They are one of the largest privately owned banks in the United States and this combination of size and private ownership provides our customers with a special brand of banking. Additionally, MidFirst Bank competes effectively with larger banks in terms of products and services, but provides customers the service and flexibility of a community bank.
I’ll go over the MidFirst Bank bonuses & offers below.
MidFirst Bank $350 Checking Bonus
- What you’ll get: Up to $350 Bonus
- $350 bonus For Houston, TX residents (Expires 03/31/2025)
- $350 bonus For AZ residents
- $300 bonus For OK residents
- Eligible account: Checking & Savings
- Where it’s available: AZ, OK, TX
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: $0-$15; waivable
- How to earn it:
- To receive $350, the requirement below must be completed within 90 days of opening a new qualifying consumer checking account:
- Have direct deposit of $1,000 or more made to your new account.
- Credit will be made to new account within 30 days of meeting the checking requirement.
- To receive $300, the requirement below must be completed within 90 days of opening a new qualifying consumer checking account:
- Have direct deposit of $1,000 or more made to your new account.
- Credit will be made to new account within 30 days of meeting the checking requirement.
- To receive $350, the requirement below must be completed within 90 days of opening a new qualifying consumer checking account:
(Expires 12/31/2024)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | Truist Checking ($400 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | |
Fine Print
- Account Information: No minimum deposit required to open accounts in a banking center. Accounts opened online require $100 minimum deposit to open. Accounts closed within 90 days of opening may forfeit the amount equal to the promotional account credit received.
- Checking Offer: To receive $350, the requirement below must be completed within 90 days of opening a new qualifying consumer checking account: Have direct deposit of $1,000 or more made to your new account. Direct deposit must be an electronic deposit from your employer or government of the account owner’s paycheck, pension or government benefits, such as Social Security. Electronic deposits made from one consumer account to another, such as Zelle®, PayPal®, Venmo® or small-dollar verification transactions, do not qualify. Credit will be made to new account within 30 days of meeting the checking requirement.
- Checking Offer: To receive $300, the requirement below must be completed within 90 days of opening a new qualifying consumer checking account: Have direct deposit of $1,000 or more made to your new account. Direct deposit must be an electronic deposit from your employer or government of the account owner’s paycheck, pension or government benefits, such as Social Security. Electronic deposits made from one consumer account to another, such as Zelle®, PayPal®, Venmo® or small-dollar verification transactions, do not qualify. Credit will be made to new account within 30 days of meeting the checking requirement.
MidFirst Bank $25 Savings Bonus
MidFirst Bank is offering a $25 bonus when you open a new checking account with them.
- What you’ll get: $25 Bonus
- Eligible account: LiveFree Checking Account
- Where it’s available: AZ, OK
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: No
- Monthly Fee: $0-$90; waivable
- How to earn it:
- To receive new checking offer , must open a new checking account and complete one of the following:
- Have direct deposit of $250 or more made to the new account. The direct deposit must be an electronic deposit of the account owner’s paycheck, pension or government benefits (such as Social Security)
- OR complete 10 debit card purchases. Multiple swipes for the same purchase amount at the same merchant do not qualify, and ATM transactions are not eligible.
- To receive new checking offer , must open a new checking account and complete one of the following:
(Limited time offer)
| Western Alliance Bank High-Yield Savings Premier (4.46% APY) | Live Oak Bank Savings ($300 Bonus + 4.30% APY) |
| SoFi Checking & Savings ($325 Bonus + 4.00% APY) | Harborstone Credit Union Money Market (4.55% APY) |
Fine Print
- Checking and referral promotional offers are available in Oklahoma and Arizona area banking centers only and are not available to those whose accounts have been closed within one year or closed with a negative balance.
- Must be 17 or older.
- Promotional offers subject to change without notice and are not valid with any other promotional offers.
- Accounts must be open and in good standing to receive an account credit.
- Existing MidFirst Bank checking customers are not eligible for the checking offer.
- Checking offer is limited to one new promotional checking account per household.
- Referral offer is valid for existing MidFirst consumer checking customers referring eligible new consumer checking customers.
MidFirst Bank $250 Business Checking Bonus (Expired)
Earn a $250 bonus when you open a new business checking account at MidFirst Bank.
- What you’ll get: $250 Bonus
- Eligible account: Business Checking Account
- Where it’s available: AZ, OK (Bank Locator)
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: No
- Monthly Fee:
- How to earn it:
(Expires March 31, 2022)
| Chase Business Checking ($300 Bonus) | U.S. Bank Business Checking ( $400 or $900 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Live Oak Bank Business Savings ($200 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | Bluevine Business Checking ($300 Bonus) |
How to Earn Bonus
- Open a new business checking account and complete the following requirements within 90 days of account opening:
- Maintain a year-to-date average ledger balance of at least $750 and
- Enroll in Business Online Banking.
- You can also get up to three Treasury Management products free for three months with any business checking account. Products include Remote Deposit, a Fraud Prevention Package and Business Online Payroll
Fine Print
- Offer available in select banking centers only.
- Offer is limited to a business relationship with no existing or previous MidFirst business checking account.
- Offer valid for accounts opened before 3/31/22.
- Offer subject to change without notice and is not valid with any other offers.
- Limit one promotional account per business relationship.
- Account must remain open, active, and in good standing at the time of account credit.
- Accounts closed within 90 days of opening may be subject to an account closing fee and will forfeit amount equal to the offer value.
How to Waive Monthly Fees
- LiveFree Checking: No monthly service charge with eStatements
- eChecking: $10 monthly fee. Maintain $250 monthly recurring direct deposit or $500 average daily balance
- M Account: $10 monthly fee. Maintain $250 or more monthly recurring direct deposit, a $1,000 minimum average daily balance or when you have $50,000 in combined deposits
- M+ Account: $15 monthly fee. Maintain $2,500 minimum average daily balance or when you have $50,000 in combined deposits
- Go! Checking: None
- Free Business Checking: None
- Performance Business: $20 monthly fee. Maintain average monthly ledger balance is $10,000 or if combined average monthly ledger balances in company’s checking, savings or money market accounts are $30,000 or more
- Business Advantage Checking: $90 monthly fee. Maintain combined monthly average ledger balance in company’s checking, savings and/or money market accounts falls below $100,000
- Commercial Checking: $20. Tiered earnings credit on balances may offset fees
- Commercial Checking Plus: $35. Tiered earnings credit on balances may offset fees
- IOLTA: None
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Conclusion
We will be updating this page with new MidFirst Bank bonuses and offers so check back regularly! In my opinion, I recommend taking advantage of the $250 bonus since it is higher and the requirements are generally the same.
Furthermore, our list of Savings, Money Market, and CD Rates is something worth checking out to find some generous promotions that you can take advantage of.
In addition, our bank bonuses page lists many offers you can take a look at if you are not eligible for this promotion. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
If you have experience with MidFirst Bank, feel free to leave a comment below informing our readers about what you like and dislike! Additionally, if you are looking for more checking promotions with a generous bonus, take a look at our complete list of Bank Bonuses.
