Find an updated list of MIDFLORIDA Credit Union bonuses, promotions, and offers here.
Right now, you and a friend can earn a $50, $200 or $300 bonus when you open a qualifying account and complete the requirements.
MIDFLORIDA Credit Union Bonuses Review
MIDFLORIDA began in 1954 as Polk County Teachers Credit Union. From meager beginnings of a shoebox, MIDFLORIDA has grown to nearly 50 branches, more than 800 employees and assets over $3.3 billion. Presently, they are servicing more than 314,000 members in the Central Florida area with products and services that rival any local bank, while maintaining the credit union philosophy of excellent personal attention.
| Eligibility: Membership in MIDFLORIDA Credit Union is open to those who live, work, worship, or attend school in Brevard, Citrus, Charlotte, DeSoto, Hardee, Glades, Hernando, Hardee, Highlands, Hillsborough, Indian River, Lake, Manatee, Marion, Martin, Okeechobee, Orange, Osceola, Pasco, Pinellas, Polk, Sarasota, Seminole, St. Lucie, Sumter, or Volusia Counties in Florida. For more information on eligibility requirements please check out their full list of membership requirements. |
I’ll go over all MIDFLORIDA Credit Union bonuses & offers below.
MIDFLORIDA Credit Union $200 Checking Bonus
MIDFLORIDA Credit Union is offering a $200 bonus when you open a qualifying checking account and meet the requirements.
- What you’ll get: $200 Bonus
- Eligible account: Personal Checking Account
- Where it’s available: FL (Bank Locator)
- Credit Inquiry: Hard Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$12; waivable
- How to earn it:
- Open a new MIDFLORIDA Credit Union Free Checking.
- Set up direct deposit.
- Apply and get approved on a credit card.
- Receive $200 into your new Free Checking account.
(No expiration date listed)
| Furthermore, I would compare this offer to some of the best offers available. Current bonuses such as U.S. Bank Smartly® Checking ($800 Cash Bonus), and TD Bank Beyond Checking ($300 Bonus), Fifth Third Preferred Checking ($200 Bonus), KeyBank Checking ($200 bonus). |
Fine Print
- The $200 will be deposited to new Free Checking account after the qualifications have been met and will be reported to the IRS.
- Other checking products may qualify with restrictions.
- See associate for details regarding terms and fees.
MIDFLORIDA Credit Union $300 Business Checking Bonus
Earn $300 bonus credit from MIDFLORIDA Credit Union when you open a new Free Business Checking account and complete the requirements.
- What you’ll get: $300 Bonus
- Eligible account: Business Checking Account
- Where it’s available: FL
- Credit Inquiry: Hard Pull
- Direct Deposit Required: No
- Monthly Fee: $0-$25; waivable
- How to earn it:
- To qualify for the $300 incentive, the business must open a Business Savings account (minimum $100 to open), and open a Business Checking account (Free Business Checking (minimum $100 to open), Premier Business Checking (minimum $500 to open) or Business Checking with Interest (minimum $500 to open)),
- Accept and open Online Banking, eStatement, eNotice, and a debit card, and must make deposits totaling at least $5,000 in a calendar month for two of the first six months of account opening and complete five transactions (deposits, withdrawals, etc.) within the first 45 days.
(No expiration date listed)
| For other business checking accounts, take a look at our Chase Business Checking ($300 Bonus), U.S. Bank Business Checking ($350 or $800 Bonus), Axos Bank Basic Business Checking ($400 Bonus), Axos Bank Business Interest Checking ($400 Bonus), Huntington Unlimited Plus Business Checking ($1,000 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
Fine Print
- Offer valid as of July 1, 2022 and may be canceled at any time without notice.
- Eligibility and membership requirements for business and business owner(s) apply.
- To qualify for the $300 incentive, the business must open a Business Savings account (minimum $100 to open), and open a Business Checking account (Free Business Checking (minimum $100 to open), Premier Business Checking (minimum $500 to open) or Business Checking with Interest (minimum $500 to open)), accept and open Online Banking, eStatement, eNotice, and a debit card, and must make deposits totaling at least $5,000 in a calendar month for two of the first six months of account opening and complete five transactions (deposits, withdrawals, etc.) within the first 45 days.
- Any business EIN that has previously received a business checking incentive will not qualify for the $300 incentive.
- The $300 will be deposited to the new Free Business Checking account after the qualifications have been met, and will be reported to the IRS.
MIDFLORIDA Credit Union $50 Referral Bonus
MIDFLORIDA Credit Union is offering a $50 bonus when you refer someone to open a qualifying checking account and meet the requirements.
- What you’ll get: $50 Bonus
- Eligible account: Personal Checking Account
- Where it’s available: FL
- Credit Inquiry: Hard Pull
- Direct Deposit Required: No
- Monthly Fee: $0-$12; waivable
- How to earn it:
- Refer your friends and family and earn $50 for each referral when they open a new checking account—up to $500 total for a maximum of 10 referrals.
- Print out the member referral card, fill in your information and hand it out to those you wish to refer.
- Incentive will be posted to the referring member’s account after the referred friend opens a checking account and completes five transactions (deposits/withdrawals, etc.) within 30 days.
(No expiration date listed)
| Additionally, you can take advantage of some of the best offers available for entry level checking accounts such as U.S. Bank Smartly® Checking ($800 Cash Bonus), Chase Total Checking ($200 Bonus), and Bank of America Checking ($200 Bonus Offer), Axos Bank Rewards Checking ($300 Bonus), Fifth Third Bank Checking ($200 Bonus), KeyBank Checking ($200 bonus). |
Fine Print
- To qualify for the referral, new customer must not share household with the referring member.
- You cannot refer your own account, and secondary checking accounts do not qualify for this offer.
- Incentive is paid out to the referring member regardless of type of checking account opened by new customer.
- Limit 10 referrals per member.
- Offer valid as of October 1, 2021, and may be canceled at any time without notice.
MIDFLORIDA Credit Union $50 Business Referral Bonus
MIDFLORIDA Credit Union is offering a $50 bonus when you refer someone to open a qualifying business checking account and meet the requirements.
- What you’ll get: $50 Bonus
- Eligible account: Business Checking Account
- Where it’s available: FL
- Credit Inquiry: Hard Pull
- Direct Deposit Required: No
- Monthly Fee: $0-$25; waivable
- How to earn it:
- Refer your friends and family and earn $50 for each referral when they open a new business checking account—up to $500 total for a maximum of 10 referrals.
- The referring member must have a checking account and may make multiple copies of this card to refer multiple businesses for this offer.
- To receive the referral incentive, a full copy of this card must be presented at account opening.
- Incentive will be posted to the referring member’s account after the referred business opens a business checking account and completes five transactions (deposits/withdrawals, etc.) within 45 days.
(No expiration date listed)
| For other business checking accounts, take a look at our Chase Business Checking ($300 Bonus), U.S. Bank Business Checking ($350 or $800 Bonus), Axos Bank Basic Business Checking ($400 Bonus), Axos Bank Business Interest Checking ($400 Bonus), Huntington Unlimited Plus Business Checking ($1,000 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
Fine Print
- To qualify for the referral, new customer must not share household with the referring member.
- You cannot refer your own business account, and secondary checking accounts do not qualify for this offer.
- Incentive is paid out to the referring member regardless of type of business checking account opened by new customer.
- Limit 10 referrals per member.
- Member responsible for any applicable taxes.
MIDFLORIDA Credit Union $300 Checking Bonus (Expired)
MIDFLORIDA Credit Union is offering a $300 bonus when you open a qualifying checking account and meet the requirements.
- What you’ll get: $300 Bonus
- Eligible account: Personal Checking Account
- Where it’s available: FL
- Credit Inquiry: Hard Pull
- Direct Deposit Required:
- Monthly Fee: $0-$12; waivable
- How to earn it:
- Open a new MIDFLORIDA Credit Union Free Checking
- To qualify for the $300 incentive, you must borrow from a new loan account (consumer loan, line of credit or credit card) within 45 days of account opening
- The incentive for a new checking account alone is $200.
(No expiration date listed)
| Additionally, you can take advantage of some of the best offers available for entry level checking accounts such as U.S. Bank Smartly® Checking ($800 Cash Bonus), Chase Total Checking ($200 Bonus), and Bank of America Checking ($200 Bonus Offer), Axos Bank Rewards Checking ($300 Bonus), Fifth Third Bank Checking ($200 Bonus), KeyBank Checking ($200 bonus). |
Fine Print
- Offer valid as of January 19, 2020 and may be cancelled at any time without notice. Eligibility requirements apply. See associate for details regarding fees and terms.
- To qualify for the $300 incentive, you must open a new Free Checking account and borrow from a new loan account (consumer loan, line of credit or credit card) within 45 days of account opening.
- The incentive for a new checking account alone is $200. No dividends are paid on Free Checking. Annual Percentage Yield is 0.00%.
- Anyone who has held a checking account with MIDFLORIDA in the past year will not qualify for the incentive.
- Opening a new Free Checking account requires accepting and opening online banking, online bill payment, eStatement, eNotice, direct deposit ($500 cumulative which must post within 45 days of account opening) and accepting a debit card.
- The incentive will be deposited to new Free Checking account after the qualifications have been met, and will be reported to the IRS. Minimum to open Free Checking is $50.
How To Waive Monthly Fee
- Debit Card Banking: None
- Free Checking: None
- Freedom Banking: $4 monthly fee. Must you complete 20 debit card purchase transactions each month
- Investor Checking: $6 monthly fee. Maintain a $1,000 daily balance.
- Relationship Checking: $12 monthly fee. Maintain a balance of $1,500 or more and maintain a combined balance of $10,000 or more in deposits or loans.
- Absolutely Free Student Checking: None
- Holiday Club: None
- Regular Savings: None
- Money Market: None
- Youth Savings: None
- Extreme Yield: $10 monthly fee. Maintain a $10,000 daily minimum balance.
- Relationship Savings: $12 monthly fee. Maintain at least $10,000 is maintained in deposits
- Free Business Checking: None
- Business Checking with Interest: $25 monthly fee. Maintain a $5,000 average daily balance.
- Freedom Business Checking: $15 monthly fee
- Premier Business Checking: $25 monthly fee. Maintain a $25,000 average daily balance, $50,000 combined average daily balance, or $75,000 in loans.
- Business Savings: $10 monthly fee. Maintain an average daily balance of $100, a $50,000 combined average daily balance, or $75,000 in business loans
- Business Money Market: $15 monthly fee. Maintain a $1,000 average daily balance, $50,000 combined average daily balance, or $75,000 in business loans
- Extreme Business Savings: $50 monthly fee. Maintain a $50,000 daily minimum balance.
Conclusion
Lastly, make sure to check out MIDFLORIDA Credit Union to learn more about the current bonuses. Simply meet the requirements above and you will be able to start a new banking experience! However, remember that there are a couple of requirements your referral must meet, but after that you’re all set!
Furthermore, feel free to leave a comment below if you want to leave you info for the referral bonus. Remember both parties receive the $100 bonus. Additionally, definitely let us know your experience, as they make our sites better!
MIDFLORIDA Credit Union has decent rates for CDs and Savings, but always check out our best rates for Savings, Money Market, and CD accounts from the links below.
However, if you’re not local to any of the states above, use our bank bonuses page to find other offers. Furthermore, some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Additionally, check back often for more MIDFLORIDA Credit Union Bonuses, Promotions, or Offers!
