Find an updated list of MIDFLORIDA Credit Union bonuses, promotions, and offers here.
Update 11/29/24: There’s currently a $400 checking bonus available through 12/7/24.
MIDFLORIDA Credit Union Bonuses Review
MIDFLORIDA began in 1954 as Polk County Teachers Credit Union. From meager beginnings of a shoebox, MIDFLORIDA has grown to nearly 50 branches, more than 800 employees and assets over $3.3 billion. Presently, they are servicing more than 314,000 members in the Central Florida area with products and services that rival any local bank, while maintaining the credit union philosophy of excellent personal attention.
| Eligibility: Membership in MIDFLORIDA Credit Union is open to those who live, work, worship, or attend school in Brevard, Citrus, Charlotte, DeSoto, Hardee, Glades, Hernando, Hardee, Highlands, Hillsborough, Indian River, Lake, Manatee, Marion, Martin, Okeechobee, Orange, Osceola, Pasco, Pinellas, Polk, Sarasota, Seminole, St. Lucie, Sumter, or Volusia Counties in Florida. For more information on eligibility requirements please check out their full list of membership requirements. |
I’ll go over all MIDFLORIDA Credit Union bonuses & offers below.
MIDFLORIDA Credit Union $400 Checking Bonus
MIDFLORIDA Credit Union is offering a $400 bonus when you open a qualifying checking account and meet the requirements.
- What you’ll get: $400 Bonus
- Eligible account: Personal Checking Account
- Where it’s available: FL (Bank Locator)
- Credit Inquiry: Hard Pull (recent reprots of Soft Pull)
- Direct Deposit Required: Yes
- Monthly Fee: $0-$12; waivable
- How to earn it:
- Open a new MIDFLORIDA Credit Union Free Checking account.
- Set up direct deposit. Receive a direct deposit of $500 or more to your new checking account. Note: cash app transfers don’t qualify.
- Set up online access. Enroll in online banking and eStatement to receive paperless statements. Be sure to log in and accept the disclosures.
- Use your debit card. Pick up a free debit card (or have one mailed to you) and use it to make 5 purchases within one calendar month. ATM transactions don’t qualify.
(Expires 12/07/2024)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | HSBC Premier Checking (Up to $2,500 Cash Bonus), |
Fine Print
- Offer valid November 27 through December 7, 2024, and may be canceled at any time.
- MIDFLORIDA Credit Union membership and eligibility requirements apply.
- $400 incentive not available for Absolutely Free Student Checking.
- Paper statements are not routinely provided for Free Checking accounts.
- See associate for details regarding fees and terms.
- To qualify for the $400 incentive, you must open a new Free Checking account online or at any MIDFLORIDA branch with direct deposit ($500 cumulative which must post within 60 days of account opening; Cash transfer app deposits do not qualify); accept and open online banking, eStatement, and a debit card; and complete 5 debit card purchase transactions which must post in one calendar month (to be completed within the first 60 days of account opening).
- No dividends are paid on Free Checking. Annual Percentage Yield is 0.00%.
- Limit one incentive per Social Security number.
- Past checking account holders and previous recipients of checking account incentives are ineligible.
- The incentive will be deposited to the new Free Checking account within two weeks after all qualifications have been met and will be reported to the IRS.
- Minimum to open Free Checking is $50.
MIDFLORIDA Credit Union $300 Business Checking Bonus
Earn $300 bonus credit from MIDFLORIDA Credit Union when you open a new Free Business Checking account and complete the requirements.
- What you’ll get: $300 Bonus
- Eligible account: Business Checking Account
- Where it’s available: FL
- Credit Inquiry: Hard Pull
- Direct Deposit Required: No
- Monthly Fee: $0-$25; waivable
- How to earn it:
- To qualify for the $300 incentive, the business must open a Business Savings account (minimum $100 to open), and open a Business Checking account (Free Business Checking (minimum $100 to open), Premier Business Checking (minimum $500 to open) or Business Checking with Interest (minimum $500 to open)),
- Accept and open Online Banking, eStatement, eNotice, and a debit card, and must make deposits totaling at least $5,000 in a calendar month for two of the first six months of account opening and complete five transactions (deposits, withdrawals, etc.) within the first 45 days.
(Limited time offer)
| Chase Business Checking ($300 Bonus) | U.S. Bank Business Checking ( $400 or $900 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Live Oak Bank Business Savings ($200 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | Bluevine Business Checking ($300 Bonus) |
Fine Print
- Offer valid as of July 1, 2022 and may be canceled at any time without notice.
- Eligibility and membership requirements for business and business owner(s) apply.
- To qualify for the $300 incentive, the business must open a Business Savings account (minimum $100 to open), and open a Business Checking account (Free Business Checking (minimum $100 to open), Premier Business Checking (minimum $500 to open) or Business Checking with Interest (minimum $500 to open)), accept and open Online Banking, eStatement, eNotice, and a debit card, and must make deposits totaling at least $5,000 in a calendar month for two of the first six months of account opening and complete five transactions (deposits, withdrawals, etc.) within the first 45 days.
- Any business EIN that has previously received a business checking incentive will not qualify for the $300 incentive.
- The $300 will be deposited to the new Free Business Checking account after the qualifications have been met, and will be reported to the IRS.
MIDFLORIDA Credit Union $100 Referral Bonus
- What you’ll get: $100 Bonus
- Eligible account: Personal Checking Account
- Where it’s available: FL
- Credit Inquiry: Hard Pull
- Direct Deposit Required: Yes for the referred
- Monthly Fee: $0-$12; waivable
- How to earn it:
- When your friends and family open a new Free Checking account with MIDFLORIDA, you’ll earn $100 for each referral.
- To receive the referral incentive, the prospective member must present the referral code or completed referral card at account opening.
- Incentive will be posted to the referring member’s account after the referred friend opens a checking account (excluding Freedom Banking accounts) and qualifies for the $200 checking incentive within 45 days.
- To qualify for the $200 incentive, you must open a new Free Checking account with direct deposit ($500 cumulative which must post within 60 days of account opening); accept and open online banking, online bill payment, eStatement, and a debit card; and complete 5 debit card purchase transactions in one calendar month (to be completed within the first 60 days of account opening).
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | Truist Checking ($400 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | |
Fine Print
- Offer valid as of January 1, 2024, and may be canceled at any time without notice.
- The referring member must have a MIDFLORIDA checking account.
- To receive the referral incentive, the prospective member must present the referral code or completed referral card at account opening.
- Incentive will be posted to the referring member’s account after the referred friend opens a checking account (excluding Freedom Banking accounts) and qualifies for the $200 checking incentive within 45 days.
- To qualify for the referral, new customer must not share household with the referring member.
- You cannot refer your own account, and secondary checking accounts do not qualify for this offer.
MIDFLORIDA Credit Union $50 Business Referral Bonus
MIDFLORIDA Credit Union is offering a $50 bonus when you refer someone to open a qualifying business checking account and meet the requirements.
- What you’ll get: $50 Bonus
- Eligible account: Business Checking Account
- Where it’s available: FL
- Credit Inquiry: Hard Pull
- Direct Deposit Required: No
- Monthly Fee: $0-$25; waivable
- How to earn it:
- Refer your friends and family and earn $50 for each referral when they open a new business checking account—up to $500 total for a maximum of 10 referrals.
- The referring member must have a checking account and may make multiple copies of this card to refer multiple businesses for this offer.
- To receive the referral incentive, a full copy of this card must be presented at account opening.
- Incentive will be posted to the referring member’s account after the referred business opens a business checking account and completes five transactions (deposits/withdrawals, etc.) within 45 days.
(Limited time offer)
| Chase Business Checking ($300 Bonus) | U.S. Bank Business Checking ( $400 or $900 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Live Oak Bank Business Savings ($200 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | Bluevine Business Checking ($300 Bonus) |
Fine Print
- To qualify for the referral, new customer must not share household with the referring member.
- You cannot refer your own business account, and secondary checking accounts do not qualify for this offer.
- Incentive is paid out to the referring member regardless of type of business checking account opened by new customer.
- Limit 10 referrals per member.
- Member responsible for any applicable taxes.
How To Waive Monthly Fee
- Debit Card Banking: None
- Free Checking: None
- Freedom Banking: $4 monthly fee. Must you complete 20 debit card purchase transactions each month
- Investor Checking: $6 monthly fee. Maintain a $1,000 daily balance.
- Relationship Checking: $12 monthly fee. Maintain a balance of $1,500 or more and maintain a combined balance of $10,000 or more in deposits or loans.
- Absolutely Free Student Checking: None
- Holiday Club: None
- Regular Savings: None
- Money Market: None
- Youth Savings: None
- Extreme Yield: $10 monthly fee. Maintain a $10,000 daily minimum balance.
- Relationship Savings: $12 monthly fee. Maintain at least $10,000 is maintained in deposits
- Free Business Checking: None
- Business Checking with Interest: $25 monthly fee. Maintain a $5,000 average daily balance.
- Freedom Business Checking: $15 monthly fee
- Premier Business Checking: $25 monthly fee. Maintain a $25,000 average daily balance, $50,000 combined average daily balance, or $75,000 in loans.
- Business Savings: $10 monthly fee. Maintain an average daily balance of $100, a $50,000 combined average daily balance, or $75,000 in business loans
- Business Money Market: $15 monthly fee. Maintain a $1,000 average daily balance, $50,000 combined average daily balance, or $75,000 in business loans
- Extreme Business Savings: $50 monthly fee. Maintain a $50,000 daily minimum balance.
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Conclusion
Lastly, make sure to check out MIDFLORIDA Credit Union to learn more about the current bonuses. Simply meet the requirements above and you will be able to start a new banking experience! However, remember that there are a couple of requirements your referral must meet, but after that you’re all set!
Furthermore, feel free to leave a comment below if you want to leave you info for the referral bonus. Remember both parties receive the $100 bonus. Additionally, definitely let us know your experience, as they make our sites better!
MIDFLORIDA Credit Union has decent rates for CDs and Savings, but always check out our best rates for Savings, Money Market, and CD accounts from the links below.
However, if you’re not local to any of the states above, use our bank bonuses page to find other offers. Furthermore, some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Additionally, check back often for more MIDFLORIDA Credit Union Bonuses, Promotions, or Offers!
