Here you will find the latest Navigator Credit Union bonuses, offers, and promotions.
For qualified residents of Alabama and Mississippi, Navigator Credit Union is offering customers a maximum bonus of $300 through their Save ‘N Up program. When you sign up for the Save ‘N Up program, they will round up your debit card purchases and round it up to the nearest dollar to save you more money.
About Navigator Credit Union
Navigator Credit Union first opened in 1938 to help fishermen in the area build credit to fund their businesses. They have since expanded their services across Mississippi and Alabama. If you want to find out more about the bank, visit a local branch and get started.
- Availability: AL, MS (Bank Locator)
- Routing Number: 265377950
- Customer Service: 1-800-344-3281
Eligibility: Membership to Navigator CU is available to residents who live, work, attend school or worship in Mobile and Baldwin communities of Alabama and Jackson, Mississippi. Additionally, if you are related to a current member you are eligible to join. For a full list of eligible towns see their full list of membership requirements. |
CDs and Savings Accounts are another great way to earn and save money. However, this bank doesn’t offer the best rates. Click the links to see the full list of the best Best Bank Rates and CD Rates to get the best deal for you!
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
I’ll go over the Navigators Credit Union bonuses below.
Navigator Credit Union $300 Savings Bonus
You can earn up to a $300 bonus each year using a Save’N Up Savings Account at Navigator Credit Union.
- What you’ll get: $300 Bonus
- Eligible account:Save’N Up Savings Account
- Credit inquiry: Soft Pull
- Where it’s available: AL, MS
- How to earn it:
- Daily Round Up will be made at the end of each day for both signature transactions
- 100% Match will be paid to members enrolled in e-Statements for funds accumulated in the first thirty (30) days
- 10% Match will be paid after the first 30 days
- Quarterly Match will be credited to the Save’N Up share at the end of each quarter based on the accumulated round-up contributions
- $300 Annual Match will be available to every person enrolled
- When you’ll receive it: Quarterly Match will be credited to the Save’N Up share at the end of each quarter based on the accumulated round-up contributions
- Monthly fee: Not Listed
(No Expiration Date Listed)
I recommend you check out some promotions from other popular banks such as the following. Chase Bank offers $200 & $300 bonuses, TD Bank offers $150 & $300 bonuses, Huntington Bank offers $150 & $200 bonuses, Discover Bank offers $360 bonus, and HSBC Bank offers $350 & $750 bonuses.
How To Earn The $300 Bonus
- Open a Save’N Up Savings Account from Navigator Credit Union.
- Every purchase you make with your Navigator debit card will automatically round up to next dollar.
- The difference between the amount of the purchase and the next whole dollar amount will be transferred from your checking account to your Save’N Up Savings Account.
- As another savings incentive, Navigator will match up to $300 each year on the amount you’ve saved through rounding up when you use your debit card in the credit/signature mode and are enrolled to receive e-Statements.
- A 100% match will be made the first month you’re in Save’N Up, with a 10% match after 30 days.
- Then, at the end of each quarter, the match will be applied to your Save’N Up Savings Account based on the accumulated round-up contributions.
- The dividend rate and annual percentage yield (“APY”) may change every dividend period. We may change the dividend rate for your account as determined by the credit union Board of Directors.
- Dividends will be compounded every month. Dividends will be credited to your account every month.
- The applicable dividend rate is paid on the entire balance in your account.
- There are no minimum balance requirements to open or maintain this savings account.
- There may be monthly service fees for this account and we suggest you contact a CSR to make sure before applying for this account.
- When you enroll in the Save’N Up Debit Card Savings Program, Navigator Credit Union will round-up the amount of any debit card purchases associated with your checking account to the next whole dollar amount, and transfer the amount in excess of the purchase amount from your checking account to your Save’N Up account.
- Navigator will aggregate the rounded-up amounts from purchases that post to your checking account each business day and make a single transfer (“daily round-up transfer”) at the end of the business day. If, on a business day you do not have sufficient available funds in your checking account, or if any transaction has overdrawn your checking account, we will not round up purchases posted on that business day and will cancel the daily round-up transfer for that day.
- If your debit card purchase is subsequently cancelled or reversed, such as a returned purchase, the corresponding daily round-up transfer will remain in the Save’N Up savings account. Credit transactions or adjustment transactions will not be rounded-up.
- If you close your Save’N Up savings account before the Navigator match amount is posted to the account, you will not receive the Navigator match for that calendar quarter.
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A daily transfer will not occur in any of the following situations. Partial amounts will not be transferred.
- A negative balance already exists
- The transfer will create a negative balance
- The amount of the daily transfer is not available (i.e. on hold)
Conclusion
We will be updating this page with new Navigator Credit Union Bonuses and offers so check back regularly! In my opinion, this offer is decent considering it triggers a soft pull. If you are interested, act soon before the promotion ends.
Feel free to comment on this post with any questions you may have about Navigator Credit Union , their accounts they offer, or coupon codes.
Check back often for more Navigator Credit Union Bonuses, Promotions, or Offers!
The Best Bank Offers are updated here. See the below pages to get started with some of the best offers: • Chase Bank Offers. Chase offers a range of attractive Checking, Savings and Business Accounts. Chase has a great selection of sign-up bonuses in comparison to other big banks. • HSBC Bank Offers. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • Huntington Bank Offers. Huntington Bank has high bonus amounts available through their Checking and Business Checking. Huntington also offers a Business Premier Money Market Account. • Discover Bank Offers. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. • TD Bank Offers. TD Bank consistently offers a fantastic selection of checking accounts to cater to your banking needs. However, savings account offers are less frequently available. |