Here you will find the latest Navy Federal Credit Union bonuses, offers, and promotions.
Currently, they have a $50 and $100 bonus offer when you sign up with a credit union.
Navy Federal Credit Union Review
Navy Federal Credit Union has a long-standing history catered to active/retired military service members. Today, Navy Federal Credit Union is headquartered in Vienna, Virginia, and serves more than 8 million members. The credit union serves its members through numerous locations in states all across the country. If you want to find out more about the bank, visit a local branch, and get started.
Eligibility: Membership is open to members of active duty Army, Marine Corps, Navy, Air Force, Coast Guard, Army and Air National Guard, Department of Defense Officer Candidate/ROTC, Department of Defense Reservists, retirees from military service, Department of Defense civilian employees and contractors and retirees, U.S. Government Employees Assigned to Department of Defense Installations. Membership is also open to immediate family of current members or those eligible for membership. For a full list of eligibility see their full list of membership requirements. |
- Availability: Nationwide (Bank Locator)
- Credit Inquiry: Soft Pull
Navy Federal Credit Union has a decent bonus, but not so great CD and Savings rates, so check out our best rates Savings, Money Market, and CD accounts.
If you’re not local to the state of Indiana, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
I’ll go over all Navy Federal Credit Union offers below.
Navy Federal Credit Union $100 Referral Bonus
Navy Federal Credit Union is offering a $100 bonus when you refer new Senior NCOs to the credit union. There is no expiration date listed.
- What you’ll get: $100 Bonus
- Eligible account: Personal Checking Account
- Where it’s available: Nationwide
- How to earn it:
- Refer new Senior NCOs to the credit union
- Senior NCOs are considered Active Duty, National Guard, and Reserves E-7 through E-9 and be at least 18 years of age.
- Once the account is open get $100, up to $500 in referral bonus
- When you’ll receive it: Bonus will be credited to your account once your referral opens their account.
(No Expiration Date Listed)
U.S. Bank Smartly® Checking ($700 Cash Bonus) | SoFi Checking & Savings Account ($325 bonus) |
Chase Total Checking ($300 Bonus) | KeyBank Checking ($200 bonus) |
Bank of America Checking ($200 Bonus Offer) | Fifth Third Bank Checking ($200 Bonus) |
Axos Bank Rewards Checking ($300 Bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Earn a $100 bonus when you refer new Senior NCOs to the credit union
- Have your referral open a new personal checking account and complete the minimum opening deposit
- Once account is open get $100, up to $500 in referral bonus
- Senior NCOs are considered Active Duty, National Guard and Reserves E-7 through E-9 and be at least 18 years of age.
- Offer can expire anytime without prior notice.
- To receive the $100 bonus, the person referred for membership must be Active Duty, National Guard, and Reserves E-7 through E-9 and be at least 18 years of age.
- Referring members must be at least 18 years of age and in good standing.
- Recruiters are not eligible to refer to recruits.
- Accounts must be in good standing
- Limit 5 referrals per member.
- Navy Federal employees and their immediate family are not eligible to participate in this program.
- The recipient is solely responsible for any personal tax liability arising out of the acceptance of this incentive.
[Expired]Navy Federal Credit Union $50 IRA Bonus
Navy Federal Credit Union is offering a $50 bonus when you open a new IRA account and complete the requirements.
- What you’ll get: $50 Bonus
- Eligible account: IRA Account
- Where it’s available: Nationwide
- How to earn it:
- To qualify for the $50 bonus, members must open their first IRA plan and deposit a minimum of $50 in the new IRA account no later than 45 days after account opening.
- Once the $50 required minimum balance has been deposited to the IRA, Navy Federal will credit the bonus directly into the new IRA account within 45 days.
- When you’ll receive it: Bonus will be credited to your account once your referral opens their account.
(No Expiration Date Listed)
J.P. Morgan Self-Directed Investing (Up to $700 Cash) | TradeStation ($3500 Cash) |
M1 Finance (Up to $500 Cash) |
How To Earn Bonus
- To qualify for the $50 bonus, members must open their first IRA plan and deposit a minimum of $50 in the new IRA account no later than 45 days after account opening.
- Once the $50 required minimum balance has been deposited to the IRA, Navy Federal will credit the bonus directly into the new IRA account within 45 days.
- The bonus will be credited to the IRA in the form of a dividend and will not be reportable as a contribution.
- Account must be in good standing for credit to be processed.
- Penalties apply for early withdrawals from the certificate, including any earned dividends.
- Members should consult a tax consultant or obtain legal advice regarding any tax implications related to the dividend.
- Taxes related to the $50 IRA bonus are the member’s responsibility.
- Navy Federal does not provide tax advice.
- Other restrictions may apply.
How To Avoid Monthly Fees
No monthly fees
Conclusion
We will be updating this page with new Navy Federal Credit Union Bonuses and offers so check back regularly! In my opinion, this offer is decent considering it triggers a soft pull. However, definitely act soon as this promotion may end at any time!
Feel free to comment on this post with any questions you may have about Navy Federal Credit Union, their accounts they offer, or coupon codes.
Check back often for more Navy Federal Credit Union Bonuses, Promotions, or Offers!
Lia says
ACCESS NUMBER:6218077
Name: Corneal Stewart
Feel free to use if you are military affiliate or did employee.
Lia says
Dod employee
Sherry says
Y’all want to get your account frozen and canceled? Cause that’s how you do it. When they find out that you have NO affiliation with the military – and they will– they will immediately freeze your account and you will not have access to your money, CC. CD etc. it’s fraud to use someone’s info that you are not related to. NFCU is for military and immediate family and DOD/Gov employees only. Lots of people have had to send birth certificate, drivers license, SS number and then found out. Don’t be the next. It’s fraud!
Terrell says
Are u serious??? So u don’t get the 250 dollars if u refer 5 people
Nicole Thomas says
I can help if needed
Nette says
Sent you an e-mail
Nicole Thomas says
Email me if you still want the $50.00 bonus. It is indeed still going on.
[email protected]
Brian says
How long will it take to receive your referral bonus?
Smiley Bapes says
If anyone is looking to join Navy Federal Credit Union, please email me. I’d be more than willing to help! [email protected]
Thank you!!
smith says
Sent you an email.
Catina Godbolt says
I’m a member and I referred my daughter and I was wondering how long will it take before we receive our bonus?
Catina Godbolt says
I understand all that but yall website said it’s offer to any member and the person they sponsored.
Robyn Brown says
I referred 2 people. I got one incentive for one and the other I’m waiting on that too. How do you receive and additional $50?
Angela W. says
Navy federal is a good bank to have… I often tell people that they dont charge your account every month that you have it and they usually hop on this deal immediately…This will be my bank forever!!!
Sarah says
Do you still get the $50 bonus if a friend apples online and uses your access number. We live in the same household.