Check out the most recent Neighborhood Credit Union bonuses, promotions, and offers here.
When you open a checking account, Neighborhood Credit Union will give you a $100 bonus or refer a friend and earn a $25 bonus.
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Neighborhood Credit Union Bonuses Review
Neighborhood Credit Union is the oldest credit union in the Dallas-Fort Worth metroplex. Unlike traditional banking institutions, their goal is to not to make a profit from their customers. As a not-for-profit organization, they are in the business of helping people achieve their short and long-term financial goals for their families.
| Eligibility: When you become a member of Neighborhood Credit Union, you will be required to open our Prize Savings Account with a minimum $25 deposit. See more about membership eligibility here. |
I’ll go over the Neighborhood Credit Union offers below.
Neighborhood Credit Union $200 Checking Bonus
Receive a $200 bonus for opening a new checking account and meeting certain requirements.
- What you’ll get: $200 Bonus
- Eligible account: Checking Account
- Availability: TX (Bank Locator)
- Credit Inquiry: Hard Pull
(Expires 12/31/2022)
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To qualify for the $200 checking bonus: You must be a new Waxahachie Neighborhood CU consumer checking customer who has not had a Neighborhood CU consumer checking account open within the last 6 months. Eligible accounts include Neighborhood CU’s Kasasa Cash Checking, Kasasa Cash Back Checking, Priority Checking and Fresh Start.
- Within sixty (60) days of account opening, must have one (1) electronic Direct Deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government in the amount of at least $500 post to the new checking account.
- Checking accounts subject to approval. Kasasa Cash minimum opening deposit is $100, all other checking accounts have a minimum opening deposit of $25.
- For details on Neighborhood CU checking accounts, visit myncu.com/bank/checking.
- Additional terms and fees may apply.
- See fee schedule for details. Products, features and benefits offered with accounts are subject to change at any time.
- Limit one Kasasa Cash account per household. Kasasa Cash, when qualifications are met, has an Annual Percentage Yield of 1.05% on balances up to $50,000, balances over $50,000 earn 0.10% APY on portion of balance over $50,000, resulting in 1.50% to 0.57% APY depending on the balance.
- If qualifications are not met, all balances earn 0.01% APY.
- The rate may change after account opening. APY is accurate as of 08/01/2021.
- Fees may reduce earnings.
- To qualify for the $200 checking bonus: You must be a new Waxahachie Neighborhood CU consumer checking customer who has not had a Neighborhood CU consumer checking account open within the last 6 months. Eligible accounts include Neighborhood CU’s Kasasa Cash Checking, Kasasa Cash Back Checking, Priority Checking and Fresh Start.
- Within sixty (60) days of account opening, must have one (1) electronic Direct Deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government in the amount of at least $500 post to the new checking account.
- Qualifying electronic Direct Deposits do not include payments received into your account from payment apps such as Paypal, Venmo and other similar payment service providers.
- Offer cannot be combined with other offers.
- We reserve the right to deduct the bonus amount if the account is closed within 12 months of opening.
- Account must be open and in good standing with a balance greater than or equal to $0.00 at the time of payment in order to receive the new account bonus.
- Neighborhood CU may report the value of the bonus to the IRS as required by law.
- Any person(s) whose tax status would require Neighborhood CU to impose tax withholding of any sort will not be eligible for this bonus. $100 bonus cannot be used to fund the account.
- Offer available until December 31, 2022.
Neighborhood Credit Union $100 Checking Bonus
Receive a $100 bonus for opening a new checking account and meeting certain requirements.
- What you’ll get: $100 Bonus
- Eligible account: Checking Account
- Availability: TX (Bank Locator)
- Credit Inquiry: Hard Pull
(No expiration date listed)
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new checking account with promo code HAPPY100
- New members must have a monthly direct deposit of at least $500 and be 18 years or older
- To qualify for the $100 checking bonus: Must be 18 years of age or older.
- You must meet the membership requirements, including purchase and maintenance of the minimum required share(s) (“membership share”) of $25 as set forth in the Credit Union’s bylaws.
- You authorize us to check your account, credit and employment history, and obtain reports from third parties, including credit reporting agencies, to verify your eligibility for the accounts and services you request.
- You must be a new Neighborhood CU consumer checking customer who has not had a Neighborhood CU consumer checking account open within the last 6 months.
- Promo code HAPPY100 must be used at application input to be eligible for this bonus.
- Eligible accounts include Neighborhood CU’s Kasasa Cash Checking, Kasasa Cash Back Checking, Choice Checking and Fresh Start.
- Within sixty (60) days of account opening, must have one (1) electronic Direct Deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government in the amount greater than $500 post to the new checking account (or split between your new checking account and your savings account).
- We reserve the right to deduct the bonus amount if the account is closed within 12 months of opening.
- Account must be open and in good standing with a balance greater than or equal to $25.00 at the time of payment in order to receive the new account bonus.
- Neighborhood CU may report the value of the bonus to the IRS as required by law.
- Any person(s) whose tax status would require Neighborhood CU to impose tax withholding of any sort will not be eligible for this bonus.
- Bonus will be deposited into member’s savings account within ninety (90) days if all criteria met.
- New checking accounts must be opened and funded by the end of the month in which the email is sent. $100 bonus cannot be used to fund the account.
- Qualifying electronic Direct Deposits do not include payments received into your account from payment apps such as Paypal, Venmo and other similar payment service providers.
Neighborhood Credit Union $100 Checking Bonus
You can receive $100 when you open a checking account at Neighborhood Credit Union.
- What you’ll get: $100 Bonus
- Eligible account: Kasasa Cash Back Account
- Availability: TX (Bank Locator)
- Credit Inquiry: Hard Pull
(No expiration date listed)
Editor’s Note: If you live in Prosper, Texas, you can take advantage of the same $100 checking bonus when you apply at the new branch using the promo code, Prosper.
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Kasasa Cash Back checking account at Neighborhood Credit Union
- Offer valid for New Anna Branch Members on first checking account opened only.
- No minimum balance required to earn bonus.
- Account must be funded to receive bonus
- Bonus is awarded within 30 days of account funding by deposit into the checking account.
- If account is closed before bonus has been awarded, bonus is forfeit.
- A 1099-INT or applicable tax form for the value of the promotional account credit will be issued to the account holder
- Some restrictions apply
- NCUA Insured
Neighborhood Credit Union $25 Referral Bonus
You can receive $25 bonus when you refer a friend to open a checking account at Neighborhood Credit Union.
- What you’ll get: $25 Bonus
- Eligible account: Kasasa Cash Back Account
- Availability: TX (Bank Locator)
- Credit Inquiry: Hard Pull
(No expiration date listed)
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To qualify for the referral program, all entrants must be at least 18 years of age and a member in good standing with Neighborhood Credit Union.
- Youth accounts age 12 and under are not eligible, including Looney Tunes and TUTMA accounts.
- Member is paid $25 for a new membership referral after the referred membership and/or checking account has been maintained a minimum of six months.
- The $25 referral offer is not valid with any other offers or promotions, additional restrictions may apply.
- Youth accounts age 12 and under are not eligible, including Looney Tunes and TUTMA accounts.
- If account is closed before bonus has been awarded, bonus is forfeit.
- A 1099-INT or applicable tax form for the value of the promotional account credit will be issued to the account holder
- Some restrictions apply
- NCUA Insured
How To Waive Monthly Fees
- Kasasa Cash: None
- Kasasa Cash Back: None
- Priority Checking: $11.99 monthly fee. Complete the following to avoid the monthly account fee:
- Enroll in eStatements and opt-out of paper statements: $1 credit per month
- Signature-based debit card purchase that posts and settles within cycle: $0.20 credit each
- Fresh Start Checking: $20 monthly fee
Conclusion
If you have a Neighborhood Credit Union near you, I recommend checking this promotion out to earn a rather generous bonus and an account with no monthly fees and many features. Before opening, though, I would make sure to check with your local CSR to see if this triggers a hard or soft pull.
If you want to find other generous promotions, our list of Savings, Money Market, and CD Rates has some that are worth checking out.
Use our bank bonuses page to find other offers if you are not eligible for this one. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Check back often for more Neighborhood Credit Union Bonuses, Promotions, or Offers!
