Available in Maryland and Pennsylvania, Patriot Federal Credit Union is offering a 1.75% APY on their Dividend Checking account. Continue reading to learn more about the rate and account.
Patriot Federal Credit Union Dividend Checking Review
Patriot has been helping members achieve their financial success in our community since 1965, when the Credit Union was formed. Once you join, you’ll be immediately eligible for low or no-fee financial services, lower interest rates for loans, and higher yield investment and savings accounts.
Eligibility: Membership is open to anyone who lives, attends school, works, regularly conducts business or worships in Franklin County, Pennsylvania; Frederick County, Maryland; Washington County, Maryland and the Eastern Panhandle of West Virginia – Berkeley, Jefferson and Morgan Counties. Learn more about membership eligibility here. |
In addition to this rate, also check out our list of best rates Savings, Money Market, and CD accounts.
Furthermore, if you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and also many more.
I’ll review Patriot Federal Credit Union Dividend Checking below.
Patriot Federal Credit Union Dividend Checking Rate
The Dividend Checking account earns you high dividends on the money you keep, and it also gives you more options and flexibility for the money you spend.
- What you’ll get: 1.75% APY
- Eligible account: Dividend Checking
- Credit Inquiry: Soft Pull or Hard Pull? Let us know!
- Where it’s available: MD, PA (Branch Locator)
- Opening Deposit: $2,500
- Monthly fee: To avoid a monthly service fee maintain an average daily balance of $2,500 PLUS direct deposits of $1,500 or 15 completed debit card non-PIN purchases.
- Early Termination Fee: None
(NCUA Insured)
How to Earn Patriot Federal Credit Union Rate
APY Rates | Requirements |
1.75% |
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Patriot Federal Credit Union Account Features
- Online & Mobile Banking Access with Card Controls
- Bill Pay Access
- Withdrawals at Patriot ATMs
- FREE Withdrawals at other Institutions’ ATMs
- Refund of ATM Surcharge Fees1
- Access to over 55,000 surcharge-free ATMs worldwide in the Allpoint surcharge-free ATM network
- Linked Account Transfers from Prime Savings Account
- Unlimited Check Writing
- Fraud Prevention to Protect Your Money
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Conclusion
This account is not structured like other rewards checking accounts because you don’t have to complete monthly qualification requirements. However, you must maintain a minimum balance of $2,500 and meet some other requirements in order to waive the monthly fee.
Let us know about your experience with this bank and comment below. Furthermore, you can also find other great Rewards Checking Accounts here.
Finally, check back often to see the latest info on Patriot Federal Credit Union Dividend Checking Account.