Provident Bank Bonuses: $300 Checking Promotion (NJ, PA)

Take a look at the most recent Provident Bank bonuses, promotions, and offers here.

Update 6/9/26: There’s currently a $300 checking bonus valid through 7/19/26.

Provident Bank Bonuses Review

For more than 180 years, Provident Bank has served individuals, families, and businesses in our local communities with personal and business banking services. They strive to deliver a mix of innovative services, social impact, and real connection to simplify your life and power your dreams—always with commitment you can count on.

I’ll go over the Provident Bank offers below.

Provident Bank $300 Checking Bonus

When you open a new qualifying checking account and meet the requirements, you can receive a $300 bonus.

• What you’ll get: $300 Bonus
• Eligible account: Checking account
• Where it’s available: NJ, PA (Bank Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Required: Yes
• Monthly fee: None
• How to earn it:
  • Open Your Checking Account. Open a new account online and deposit $50 at account opening.
  • Direct Deposit. Make 2 separate direct deposits of at least $500 each within 60 days of opening the account.
  • Get Your $300 Cash Bonus. Receive your checking account bonus within 120 days after opening the account and completing the qualifying requirements.

(Expires 07/19/2026)

Fine Print

• Offer available through July 19, 2026.
• To receive the $300 cash bonus: open a new Provident Basic Checking account – only accounts opened online qualify and the accountholder must live in New Jersey, New York, or Pennsylvania; deposit $50 or more in the account at account opening; and make two (2) separate direct deposits of at least $500 each within 60 days from the date of account opening.
• Qualifying direct deposits include payroll, salary, pension, or government payments; they do not include deposits made through Real-Time Payments (RTP) networks and payments through peer-to-peer networks like PayPal, Venmo, Zelle or similar networks or from other Provident bank accounts.
• To qualify the account holder(s) cannot have held another personal checking account with Provident Bank in the 12 months prior to the online account opening date.
• The one-time $300 cash bonus will be credited into your account within 120 days following account opening and after the qualification requirements are met.
• This bonus offer is limited to one cash bonus per Basic Checking account and per tax identification number.
• Any other promotional offers that appear on third-party websites that are not authorized by Provident Bank will not be honored.
• The value of the cash bonus for qualifying account holders may constitute taxable income to you.
• To facilitate tax reporting, Provident Bank will issue the required IRS Form 1099-INT to you that reflects the value of the bonus as of December 31, 2026.
• This cash bonus offer may be withdrawn at any time and without notice.

Provident Bank $600 Business Checking Bonus (Expired)

Earn up to a $600 bonus when you open a business checking account.

• What you’ll get: $600 Bonus
• Eligible account: Business Checking
• Where it’s available: NJ, PA
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly fee: None
• How to earn it:
  • Receive $400 checking bonus when you open a new Provident BusinessAdvantage Checking account.
    • Deposit $50 or more at account opening; and
    • Maintain an ‘average balance for the period’ of $25,000 of new money (funds not already on deposit at Provident Bank) for each of the first 2 full statement periods following the account opening dateR
  • Receive $200 checking bonus when you enroll in Business Bill Payment through ProvidentConnect for Business Online Banking within the first 2 full statements periods following the account opening date; and maintain an ‘average balance for the period’ of $25,000 of new money (funds not already on deposit at Provident Bank) for each of the first 2 full statement periods following the account opening date.

(Expires 05/31/2023)

Fine Print

• Qualification requirements to receive up to $600 checking bonus: (1) receive $400 checking bonus when you open a new Provident BusinessAdvantage Checking account; deposit $50 or more at account opening; and maintain an ‘average balance for the period’ of $25,000 of new money (funds not already on deposit at Provident Bank) for each of the first 2 full statement periods following the account opening date; (2) receive $200 checking bonus when you enroll in Business Bill Payment through ProvidentConnect for Business Online Banking within the first 2 full statements periods following the account opening date; and maintain an ‘average balance for the period’ of $25,000 of new money (funds not already on deposit at Provident Bank) for each of the first 2 full statement periods following the account opening date.
• After you have completed the requirements, including satisfactory management of your account, we’ll deposit the checking bonus(es) in your new account within 90 days of the last day of the promotion (last day of the promotion is May 31, 2023).
• Limited to one account and cash bonus offer per business tax ID.
• Offer subject to change or cancellation at any time without notice.
• The value of the checking bonus for qualifying account holders may constitute taxable income to you.
• To facilitate tax reporting, Provident Bank will issue the required IRS Form 1099-INT to you that reflects the value of the bonus as of December 31, 2023.
• Please consult your tax advisor, as neither Provident Bank, its affiliates, nor their employees provide tax advice.
• Employees of Provident Bank and its subsidiaries, members of their families and suppliers of Provident Bank are not eligible to participate.

Provident Bank $25/$50 Referral Bonuses (Expired)

You and a friend can earn $25 when you refer them to open a checking account or $50 if they open a business account.

• What you’ll get: $25/$50 Bonus
• Eligible account: Provident Checking, Provident Business
• Where it’s available: NJ, PA
• Credit Inquiry: Soft Pull
• Direct Deposit Required: Yes
• Monthly fee: None
• How to earn it:
  • Fill Out An Online Form
  • Refer A Friend, Family Member Or Colleague
  • When your referral opens a new checking account with us, we will credit your account and theirs with $25
  • When your referral opens a new business account with us, we will credit your account and theirs with $50

(Limited time offer)

Fine Print

• Participants must be at least 18 years old.
• Cash bonus will be credited to the account at the end of the fourth statement period.
• Cash bonus payments subject to IRS tax reporting requirements.
• Program subject to change/cancellation at any time without notice.
• Members of their families and suppliers of Provident Bank are not eligible to participate.
• Loan customers without a deposit account are not eligible for this promotion.

How To Waive Monthly Fees

• Provident Basic Checking: No monthly fees ($2.00 monthly fee charged if account holders choose to receive paper statement)
• Provident Cash Back Checking: No monthly fees
• Provident Platinum Checking: No monthly fees
• Provident Senior Checking: No monthly fees
• Provident Smart Checking: No monthly fees
• BusinessAdvantage Checking: If the transaction limit is exceeded, fees will apply
• Business Checking with Interest: $10 monthly fee
• Commercial Checking: No monthly fees
• Community Advantage Checking: Not listed

Conclusion

This bonus at Provident Bank is rather generous, and I recommend you to check it out while it lasts. Additionally, it has a soft pull, which means it won’t harm your credit score. Furthermore, be sure to check out the referral bonuses for even more extra cash!

I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.

• Best Savings/Money Market rates
• Best CD Account rates

If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Feel free to comment on this post with any questions you may have about Provident Bank, their accounts they offer, or coupon codes.

Check back often for more Provident Bank Bonuses, Promotions, or Offers!