The RCI Elite Rewards Mastercard from Barclaycard has an introductory offer of: 2,500 bonus rewards when your first purchase has been made. We value these rewards to be worth around $25. It’s a good welcome bonus offer when you compare it to other rewards cards that have no annual fees. See our list for other travel cards such as the Marriott Bonvoy Bold Credit Card.
RCI is a huge exchange network that allows their card owners to swap or rent out their timeshares. Associated properties can be found in 110 countries at more than 4,300 resorts.
RCI Elite Rewards Mastercard is a simple straightforward rewards card designed for those who often stay at RCI timeshare properties. You will be able to receive 5x rewards for RCI expenses, 2x rewards on qualifying traveling expenses, and 1x points for all other purchases. You even get a 5% rewards refunded each time you redeem your points.
However, if you don’t like RCI then you should consider rewards cards that are associated with your favorite hotels.
RCI Elite Rewards Card Quick Facts
Bonus Available | Receive 2,500 bonus rewards after making your first card purchase. |
Bonus Value | $25 |
Travel Credit | Get a $250 vacation credit towards one RCI vacation when you there’s at least $10,000 spent in purchases each calendar year. |
Ongoing Rewards/Benefits | Gain 5x rewards for each $1 used for qualifying RCI purchases.
Earn 2x rewards for each $1 used for qualifying travel purchases. Receive 1x rewards for each $1 used for all other purchases. Gain 5% rewards back each time you redeem. |
Foreign Transaction Fees? | No |
Annual Fee | $0 |
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
*RCI Elite Mastercard is issued by Barclays. Compare this card to other credit card offers.*
Pros
- No annual fee
- Annual spend bonus
- Redemption rebate
- No foreign transaction fees
Cons
- Good-Excellent credit needed to qualify
- Small welcome bonus
Editor’s Alternate Pick
The Marriott Bonvoy Bold® credit card offers 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening. You'll earn: • Up to 14X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy • 2X points for all other travel purchases • 1X points per $1 spent on all other purchases This card comes with no annual fees or foreign transaction fees and you'll get 15 elite night credits each calendar year! |
RCI Elite Rewards Card 2,500 Bonus Rewards Offer
Make use of the RCI Elite Rewards card’s introductory offer of: 2,500 bonus rewards. The evaluation for the value of the rewards are worth about $25 (more on that below).
You must charge your card with your first purchase to be able to qualify. There are no spending or time limits placed on your card.
What are RCI Elite Rewards Worth?
Compared to other different credit cards offered, depending on how you chose to use your points will reflect their value. The evaluation for the value of the RCI Elite rewards are worth about $0.01. It would be equal the industry average.
You have a few choices when you want to redeem your rewards such as:
- RCI Member Rewards credits
- Cash back direct deposits and statement credits
- Travel booked through BarclaysUS.com, including flights, hotel stays and car rentals.
- Gift cards
- Merchandise
- Experiences
- Charitable donations
RCI does run redemption discounts every now and then that can increase the rewards’ values. There will be a promotional discount offered if you wait a little bit for it to appear.
RCI Elite Rewards Card Top Features
Each calendar year, you’re qualified for a $250 vacation credit for a RCI vacation when you have charged a minimum of $10,000 to your RCI Elite Rewards card. Then you would have to spend at least $833 each month.
Here are some ideas on meeting the spending requirement:
Get a 5% rewards rebate each time you redeem to use for the next redemption you make. Like if you want to redeem 40,000 rewards points, then you would be able to receive 2,000 rewards for your bonus.
Buy things overseas without stressing over any foreign transaction fees. Even though you see this benefit more often in other credit card offers nowadays, it is still worth remembering.
Bottom Line
Getting a RCI Elite Mastercard would benefit you if you are:
- Timeshare owners and members of RCI
- Those who rent vacation space through RCI
- RCI property guests
You’ll be able to receive bonus rewards for RCI and traveling expenses, and are given different choices to redeem our bonus rewards.
However, if RCI timesharing doesn’t interest you, then you should consider getting a credit card that has larger rewards offers and bonuses.
(Visit RCI Elite Mastercard for more information)
What’s the Competition?
There are some of RCI Elite Rewards Mastercard’s top competitors listed below.
The Hilton Honors American Express Card offers 80,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. You'll earn: • 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio. • 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations. • 3X Points for all other eligible purchases on your Card. Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year. This card comes with $0 annual fee and no foreign transaction fees, so you can enjoy international travel without additional fees on purchases made abroad. (See Rates & Fees) Terms Apply. |
The Capital One VentureOne Rewards Card offers 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel. Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months. You'll earn: • 1.25 Miles per dollar on every purchase, every day. • 5 Miles per dollar on hotels and rental cars booked through Capital One Travel. This card comes with no annual fees and no foreign transaction fees which is a great choice as your go-to travel card! |