Find an updated list of Republic Bank bonuses and promotions for their best checking offers here.
Currently, Republic Bank is offering $200 bonuses.
Republic Bank Bonuses Review
Republic Bank is headquartered in Louisville, Kentucky. It is also the largest bank in Kentucky. It was established in 1982 and has 46 locations in 5 states. For more information, check out a local branch and see why banking “is made easier” there!
I’ll go over all Republic Bank offers below.
Republic Bank $200 Business Checking Bonus
Earn a $200 bonus with this offer from Republic Bank.
- What you’ll get: $200 Bonus
- Eligible account: Business Checking Account
- Where it’s available: FL, IN, KY, OH, TN
- Credit Inquiry: Hard Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$25; waivable
- How to earn it:
- Open a Republic Bank Business Checking Account online using promo code MKT
- To obtain the reward, the personal or business checking account opened must conduct a combination of five (5) or more of the following transactions within any one of the first three statement cycles:
- Direct deposit (an ACH credit ) of at least $100,
- A Bill Pay Debit of at least $25,
- A Point-of-Sale (POS) Debit of at least $10 (this does not include transactions through an ATM or POS transactions pending at the end of statement cycle) or
- An ACH Debit of at least $25.
- All cash rewards will be deposited into your account on the first business day of the statement cycle following the statement cycle which the qualifying activities were completed.
(Expires 12/31/2024)
| Chase Business Checking ($300 Bonus) | U.S. Bank Business Checking ( $400 or $900 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Live Oak Bank Business Savings ($200 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | Bluevine Business Checking ($300 Bonus) |
Fine Print
- To be eligible to earn the reward on a new checking account, applicants opening a business checking account cannot have any existing business checking account relationship (primary, secondary, joint, or signer), and applicants opening a personal checking account cannot have any existing personal checking account relationship (primary, secondary, joint, or signer) and Account conversions are not eligible.
- Newly opened checking accounts are eligible for only one transaction-based reward within the first three (3) statement cycles.
- To obtain the reward, the personal or business checking account opened must conduct a combination of five (5) or more of the following transactions within any one of the first three statement cycles: Direct deposit (an ACH credit ) of at least $100, a Bill Pay Debit of at least $25, a Point-of-Sale (POS) Debit of at least $10 (this does not include transactions through an ATM or POS transactions pending at the end of statement cycle) or an ACH Debit of at least $25.
- All cash rewards will be deposited into your account on the first business day of the statement cycle following the statement cycle which the qualifying activities were completed.
- Offer subject to change without notice.
- Rewards are reportable on 1099-INT.
- This program may be modified or canceled at any time without notice to either party.
- Republic Bank employees are not eligible.
- Accounts for which a Republic Bank employee is a signer (Business & Personal Accounts) are not eligible. Savings accounts are not eligible.
- Offer valid with promo code only.
- Some restrictions apply.
- Valid identification required.
- Refer to RepublicBank.com for current information on Republic Bank checking account products including APY, rates, fees, minimum opening deposit requirements, as applicable.
- Offer expires 12/31/2024.
Republic Bank $75 Referral Bonuses (Expired)
Get a referral bonus for referring friends to this bank. Both parties benefit from this bonus however the referral will get a $75 bonus instead.
- What you’ll get: $75 Bonus
- Eligible account: Checking Account
- Where it’s available: FL, IN, KY, OH, TN (Bank Locator)
- Credit Inquiry: Hard Pull
- Direct Deposit Required: No
- Monthly Fee: $0-$25; waivable
- How to earn it:
- Complete this coupon and give it to a friend. Ask them to open any of our personal or business checking accounts.
- Ask your friend to present this coupon when opening the account.
- The new account holder will receive $75 and, as a thank you, you will receive $75 for the referral in your active Republic Bank checking account the first business day of the statement cycle following the statement on which the qualifying activity appears.
(Expires 12/31/2023)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | Truist Checking ($400 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | |
Fine Print
- To be eligible to earn the reward on a new checking account, the referring party must have an existing Republic Bank active personal or business checking account in good standing and the applicant that is being referred must open a personal or business checking account and cannot have any existing personal checking account relationship (primary, secondary, joint, or signer) and applicants opening a business checking account cannot have any existing business checking account relationship (primary, secondary, joint, or signer).
- Account conversions are not eligible.
- By participating in this program, each party may be aware the other has opened or intends to open a Republic Bank account.
- Newly opened checking accounts are eligible for only one transaction-based reward within the first three (3) statement cycles.
- To obtain the reward, the personal or business checking account opened must conduct a combination of five (5) or more of the following transactions within any one of the first three statement cycles: Direct deposit (an ACH credit) of at least $100, a Bill Pay Debit of at least $25, a Point-of-Sale (POS) Debit of at least $10 (this does not include transactions through an ATM or POS transactions pending at the end of statement cycle) or an ACH Debit of at least $25.
- All cash rewards will be deposited into your account on the first business day of the statement cycle following the statement cycle which the qualifying transactions were completed.
- Offer subject to change without notice.
- Rewards are reportable on 1099-INT.
- This program may be modified or canceled at any time without notice to either party.
- Republic Bank employees are not eligible.
- Accounts for which a Republic Bank employee is a signer (Business & Personal Accounts) are not eligible.
- Savings accounts are not eligible.
- Offer valid with promo code only. Some restrictions apply.
- Valid identification required.
- Refer to RepublicBank.com for current information on Republic Bank checking account products including APY, rates, fees, minimum opening deposit requirements, as applicable.
- Offer expires 12/31/2023.
(Expired) Republic Bank $150 Checking Bonus
Earn $150 in bonuses with this offer from Republic Bank.
- What you’ll get: $150 Bonus
- Eligible account: Ultimate Account
- Where it’s available: FL, IN, KY, OH, TN
- Credit Inquiry: Hard Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$25; waivable
- How to earn it:
- After you open the Ultimate Account:
- Set up direct deposit and earn a $100 bonus
- Make 50 Point-of-Sale transactions to earn an additional $25 bonus
- Earn another $25 by making an in-person deposit of at least $50 in one of our banking centers by the end of the first statement cycle
- After you open the Ultimate Account:
(Expired)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | HSBC Premier Checking (Up to $2,500 Cash Bonus), |
Fine Print
- Offer available for new account only (excludes account conversions)
- All cash bonuses are reportable as interest on a 1099-INT
- Offer subject to change. Some restrictions apply
- Valid identification required
- Check orders processed after first deposit
(Expired) Republic Bank $75 Checking Bonus
University of South Florida Medical Residents can now earn up to $75 in bonuses when they open a new Ultimate Checking account and meet the eligible requirements.
- What you’ll get: $75 Bonus
- Eligible account: Ultimate Checking Account
- Where it’s available: FL, IN, KY, OH, TN
- Credit Inquiry: Hard Pull
- Direct Deposit Required: No
- Monthly Fee: $0-$25; waivable
- How to earn it:
- $50 cash bonus earned for receipt
of direct deposit (provided that direct deposit occurs within 90 days of account opening and upon receipt of at least $50). - $25 cash bonus earned for receipt of the first paper (e.g. cash or check) deposit if made before any direct deposit and within 30 days of account opening and upon receipt of first deposit of at least $50
- $50 cash bonus earned for receipt
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | Truist Checking ($400 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | |
Fine Print
- Offer available for new account only (excludes account conversions). Minimum opening deposit $50.
- Ultimate account bonuses limited to one each per client per calendar year.
- All cash bonuses earned will be deposited into account on the first business day of the following
statement cycle. - Account must remain open for 12 months or bonuses will be debited at closing.
- As of 3/9/11, 0.02% Annual Percentage Yield (APY) for accounts that have at least one direct deposit/ACH, 12 debit/
POS transactions, and receive e-statement during statement cycle. - Offer and rates subject to change.
- Fees may reduce earnings.
- Some restrictions apply.
- Valid identification required.
- Check and CheckCard orders processed after first deposit.
How to Avoid Monthly Fees
- Easy Checking: No monthly fees
- Flex Checking: $12.00 monthly, can be waived with:
- One direct deposit
- 10 debit card POS transactions per statement cycle
- Pinnacle Checking: $25.00 monthly can be waived when you maintain at least $5,000 average daily balance.
- MoneyManager Free Business Checking: No monthly fees
- MoneyManager Commercial Checking: $15.00 monthly, can be waived when you maintain a $5,000 minimum daily balance
- Business Now: $5.00 monthly, can be waived when you maintain a $1,000 minimum daily balance
- Total Business Checking: $15.00 monthly, waived when you maintain $10,000 average collected balance
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Conclusion
Lastly, these are all the current bonus offers from Republic Bank. It looks like the requirements for both referrals are exactly the same so if you are looking to refer someone, definitely use the link that gives the referral a $100 bonus.
Additionally, if you don’t have an account yet you can take advantage of the $200 checking bonus that expires at the end of the year. However, it does not look like the bonus offers can be combined.
Republic Bank rates aren’t that great compared to other banks such as online banks. Additionally, be sure to check our best rates for Savings, Money Market, and CD accounts at the links below.
However, if you’re not a resident near a branch, use our bank bonuses page to find other offers. Comparatively, some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Furthermore, if you would like to leave your contact info below to take advantage of the referral bonus feel free!
Check back often for more Republic Bank Bonuses, Promotions, or Offers!
