Seacoast Bank Bonuses: $250, $500, $600 Checking, Savings, Business Promotions (FL)

Continue reading below for the most up-to-date list of Seacoast Bank bonuses, promotions, and offers.

Update 3/10/25: The $600 checking and savings bonus and $600 business checking bonus has been extended through 12/31/25.

Seacoast Bank Bonuses Review

I’ll go over all Seacoast Bank bonuses & offers below.

Seacoast Bank $600 Checking & Savings Bonus

• What you’ll get: Up to $600 Bonus
• Eligible account: Checking & Savings/Money Market account
• Availability: FL
• Credit Inquiry: Soft Pull
• Direct Deposit Required: Yes
• Monthly Fee: $0-$15; waivable
• How to earn it:
  • To receive the $400 checking bonus:
    • 1) Open a new Seacoast Classic, Senior Classic, Premium or Premium Elite Checking account AND
    • 2) Have your direct deposit of $1,000 or more made to this account within 90 days of account opening.
  • After you have completed all the above checking account requirements, we’ll deposit the bonus in your new account within 95 days of account opening.
  • To receive the $200 savings bonus:
    • 1) Open a new eligible Seacoast money market or savings account, which is subject to approval;
    • 2) Deposit a total of $15,000 or more in new money into the new account within 10 business days of account opening; AND
    • 3) Maintain at least a $15,000 balance for 90 days from the date of deposit. The new money cannot be funds currently maintained in a Seacoast Bank account.
  • After you have completed all the above savings account requirements, we’ll deposit the bonus in your new account within 95 days of account opening.

(Expires 12/31/2025)

Fine Print

• Offer(s) valid from 1/1/25-12/31/25. May be subject to change at any time without notice. Offer may not be combined with any other checking or savings bonus offers. Limit one CON600 offer per new checking or savings household. Valid for Florida residents only. You must be 18 years or older. All existing Seacoast Bank personal checking or savings customers, including those with accounts closed within the last twelve months, are not eligible for New Customer Bonus. Seacoast Bank associates are not eligible. Minimum $50 balance is required at account opening. Seacoast Bank reserves the right to cancel or modify this offer at any time without notice. In addition, the account must remain open and in good standing to be bonus eligible. All account openings are subject to approval. We reserve the right to determine the eligibility of customers for this offer. Bonuses are considered interest and may be reported on IRS Form 1099-INT.
• To receive the $400 checking bonus: 1) Open a new Seacoast Classic, Senior Classic, Premium or Premium Elite Checking account AND 2) Have your direct deposit of $1,000 or more made to this account within 90 days of account opening. Your direct deposit needs to be a recurring direct deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency. After you have completed all the above checking account requirements, we’ll deposit the bonus in your new account within 95 days of account opening. Please refer to the Deposit Account Agreement located at seacoastbank.com/agreements-and-disclosures for details regarding other fees that may apply.
• To receive the $200 savings bonus: 1) Open a new eligible Seacoast money market or savings account, which is subject to approval; 2) Deposit a total of $15,000 or more in new money into the new account within 10 business days of account opening; AND 3) Maintain at least a $15,000 balance for 90 days from the date of deposit. The new money cannot be funds currently maintained in a Seacoast Bank account. After you have completed all the above savings account requirements, we’ll deposit the bonus in your new account within 95 days of account opening.
• Interest rates along with the Annual Percentage Yield (APY) for all Seacoast money market and savings accounts will vary by product type account opened and account balance tiers. Rates subject to change at any time. Refer to the Truth in Savings disclosure for applicable rates related to your account opened. Transaction limitations apply. Fees may reduce earnings. Please refer to the Deposit Account Agreement located at seacoastbank.com/agreements-and-disclosures for details regarding fees that may apply.
• Offer Code: CON600

Seacoast Bank $250 or $600 Business Checking Bonus 

Seacoast Bank is offering a $250 bonus when you open a business checking account.

• What you’ll get: $250 Bonus
• Eligible account: Business Checking
• Availability: FL
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: $0-$15; waivable
• How to earn it:
  • To earn the $600 promotional bonus:
    • Open a new Seacoast Business Checking account using promo code BIZ600
    • Deposit $10,000 or more of new money in 15 days of account opening
    • Maintain an average balance of $10,000 or more over 90 days
    • Make 15 qualifying electronic payments within 90 days
  • To earn the $250 promotional bonus:
    • Open a new Seacoast Business Checking account using promo code BIZ250
    • Deposit $5,000 or more of new money in 15 days of account opening
    • Maintain an average balance of $5,000 or more over 90 days
    • Make 10 qualifying electronic payments within 90 days

(Expires 12/31/2025)

Fine Print

• Offer applies to Seacoast Business Checking products EXCLUDING Premium Business Checking and Public Funds Checking. New Business Checking accounts will not qualify for the promotional bonus offer until all information required to open the account is provided. Please consult your Seacoast Bank representative for a copy of the Seacoast Business Checking Schedule of Fees for other account fees, rates and information. Please review the following information to understand how to qualify for the bonus offers.
• Offer(s) valid from 1/1/25-12/31/25. May be subject to change at any time without notice. Offer may not be combined with any other checking bonus offers. Limit one bonus per new business checking relationship. Business must have a current and active registration with the Florida Department of State. All existing Seacoast Bank business checking customers, including those with accounts closed within the last twelve months, are not eligible for new business customer Bonus. This offer does not apply to Public Funds Checking. New business checking accounts will not qualify for the promotional bonus offer until all information required to open the account is provided. Please consult your Seacoast Bank representative for a copy of the Seacoast Business Checking Schedule of Fees for other account fees, rates and information. Fees may reduce earnings. Seacoast Bank reserves the right to cancel or modify this offer at any time without notice. In addition, the account must remain open and in good standing to be bonus eligible. All account openings are subject to approval. We reserve the right to determine the eligibility of customers for this offer.
• To Receive the Business Checking Bonus:
  • Open a new Seacoast Business Checking or Business Checking Plus Checking account
  • Make a minimum deposit of $10,000 within the first 30 days of account opening AND maintain an average balance of $10,000 or more over 90 days
  • Make 15 qualifying electronic payments within 90 days of account opening. Electronic payments include debit card purchases, online bill pay, outgoing automated clearinghouse (ACH) and outgoing wires.
• The bonus reward(s) will be credited to the eligible account within 95 days of opening if the requirements noted above have been met. Bonuses are considered interest and may be reported on IRS Form 1099-INT.
• OFFER CODE: BIZ600
• Offer(s) valid from 1/1/25-12/31/25. May be subject to change at any time without notice. Offer may not be combined with any other checking bonus offers. Limit one bonus per new business checking relationship. Business must have a current and active registration with the Florida Department of State. All existing Seacoast Bank business checking customers, including those with accounts closed within the last twelve months, are not eligible for new business customer Bonus. This offer does not apply to Public Funds Checking. New business checking accounts will not qualify for the promotional bonus offer until all information required to open the account is provided. Please consult your Seacoast Bank representative for a copy of the Seacoast Business Checking Schedule of Fees for other account fees, rates and information.
• Fees may reduce earnings. Seacoast Bank reserves the right to cancel or modify this offer at any time without notice. In addition, the account must remain open and in good standing to be bonus eligible. All account openings are subject to approval. We reserve the right to determine the eligibility of customers for this offer.
• To Receive the Business Checking Bonus:
  • Open a new Seacoast Business Checking or Business Checking Plus Checking account
  • Make a minimum deposit of $5,000 within the first 30 days of account opening AND maintain an average balance of $5,000 or more over 90 days
  • Make 10 qualifying electronic payments within 90 days of account opening. Electronic payments include debit card purchases, online bill pay, outgoing automated clearinghouse (ACH) and outgoing wires.
• The bonus reward(s) will be credited to the eligible account within 95 days of opening if the requirements noted above have been met. Bonuses are considered interest and may be reported on IRS Form 1099-INT.
• OFFER CODE: BIZ250

How To Waive Monthly Fees

• Banking Freestyle Checking: $0 monthly fees with e-statements AND receive one direct deposit of $250 or more per statement cycle. OR Choose e-statements AND make 7 or more debit card purchases per statement cycle.
• Classic Checking: $0 Monthly Maintenance Fee When You Meet Any of the Following Criteria: Keep a minimum daily balance of $1,000. Keep an average monthly balance of $2,500. Keep a $5,000 minimum daily balance combined with savings, money market, CD or IRA. Maintain a consumer loan or line of credit.
• Banking Freestyle Student Checking: We give you three ways to qualify for $0 monthly fees: Primary signer meets age requirement and opts to receive e-Statements. Opt to receive e-Statements and have one direct deposit of $250 or more per month. Opt to receive e-Statements and perform 7 debit card purchases per month.
• Senior Classic Checking: $0 Monthly Maintenance Fee When You Meet at Least One of the Following Criteria: Have one direct deposit of $250 or more per month. Maintain a minimum daily balance of $750. Maintain a minimum monthly balance of $1,500. Maintain a minimum daily combined balance of $5,000 in Savings, Money Market, CD or IRA. Maintain a consumer loan or line of credit.
• Premium Checking: $0 Monthly Maintenance Fee When You Meet Any of the Following Criteria: Maintain a minimum daily balance of $5,000. Maintain a minimum monthly average balance of $7,500. Maintain a minimum daily combined balance of $15,000 in Savings, Money Market, CD or IRA. Maintain a Trust relationship with Seacoast Wealth Management. Maintain a consumer or commercial loan or line of credit.
• Premium Elite Checking: $0 Monthly Maintenance Fee When You Meet Any of the Following Criteria: Maintain a minimum average monthly combined balance of $75,000 in personal deposits excluding time deposits. Maintain a Trust relationship with Seacoast Wealth Management. Maintain Brokerage relationship with Seacoast Investment Services.
• Opportunity Checking: $15 Monthly Maintenance Fee
• Business Checking: $0, when you maintain a $1,000 average monthly balance
• Business Checking Plus: $0, when you Maintain a $2,500 Minimum Daily Balance OR Maintain a $5,000 Average Monthly Balance OR Perform at Least 15 Debit Card Transactions (Not Including ATM Transactions) per Statement Cycle
• Premium Business Checking: $15 monthly maintenance fee, waived with when you maintain a $1,500 Minimum Daily Balance

Conclusion

If you are looking to switch to Seacoast Bank, this is a great start especially with the great offers & bonuses! It looks like a pretty generous bonus especially since it’s a soft pull. Additionally, I think you can just do half the offer if you don’t want to open the savings account. For example, just meet the checking account requirements and you will receive a bonus.

Feel free to leave a comment below if you have experience with this bank! Your feedback is highly appreciated and makes our site even better!

Seacoast Bank has decent rates for CDs and Savings, but always check out our best rates for Savings, Money Market, and CD accounts from the links below.

• Best Savings/Money Market rates
• Best CD Account rates

If you’re not local to the state of Florida, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Check back often for more Seacoast Bank Bonuses, Promotions, or Offers!