Seacoast Bank Bonuses: $250, $500, $600 Checking, Savings, Business Promotions (FL)

Continue reading below for the most up-to-date list of Seacoast Bank bonuses, promotions, and offers.

Currently, Seacoast Bank is offering $250, $500 and $600 bonuses.

Seacoast Bank Bonuses Review

I’ll go over all Seacoast Bank bonuses & offers below.

Seacoast Bank $500 Checking Savings Bonus

Seacoast Bank is offering a chance for customers to earn up to a $500 bonus when you open qualifying checking and savings accounts.

• What you’ll get: Up to $500 Bonus
• Eligible account:
  • Seacoast Premium Checking
  • Seacoast Savings Account
• Availability: FL
• Credit Inquiry: Soft Pull
• Direct Deposit Required: Yes
• Monthly Fee: $0-$15; waivable
• How to earn it:
  • To receive the $350 checking bonus:
    • 1) Open a new Seacoast Premium Checking or Premium Elite Checking account, which is subject to approval;
    • 2) Deposit $50 or more at account opening; AND
    • 3) Have your direct deposit of $500 or more made to this account within 90 days of account opening.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.
    • After you have completed all the above checking requirements, we’ll deposit the bonus in your new account within 95 days of account opening.
  • To receive the $150 money market bonus:
    • 1) Open a new Seacoast Premier Relationship Money Market account, which is subject to approval;
    • 2) Deposit a total of $15,000 or more in new money into the new money market account within 10 business days of account opening; AND
    • 3) Maintain at least a $15,000 balance for 90 days from the date of deposit.
      • The new money cannot be funds currently maintained in a Seacoast Bank account.
    • After you have completed all the above money market requirements, we’ll deposit the bonus in your new account within 95 days of account opening.
  • Offer Code: DM500P

(Expires 12/31/2023)

Fine Print

• Offer(s) valid from 4/03/23-12/31/23. May be subject to change at any time without notice.
• Offers are not available to existing Seacoast checking or money market customers.
• Both offers are not available to those whose accounts have been closed within 12 months.
• Offer only valid for recipient named and addressed to on this mailer (Address on the new account must match address on this collateral to be eligible).
• Valid for Florida residents only. You must be 18 years or older. Seacoast Bank associates are not eligible.
• You can receive only one new checking and one new money market account opening related bonus each calendar year and only one bonus per account per household.
• Seacoast Bank reserves the right to cancel or modify this offer at any time without notice.
• In addition, the account must remain open and in good standing to be bonus eligible.
• All account openings are subject to approval.
• We reserve the right to determine the eligibility of customers for this offer.
• Bonuses are considered interest and may be reported on IRS Form 1099-INT.

Seacoast Bank $600 Business Checking Bonus

Earn up to $600 bonus at Seacoast Bank when you open a business checking and meet the requirements.

• What you’ll get: Up to $600 Bonus
• Eligible account: Business Checking
• Availability: FL (Bank Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: $0-$15; waivable
• How to earn it:
  • Open a business checking account using promo code BIZ600
  • New business checking account must make a minimum $10,000 deposit within the first 15 days of account opening AND maintain an average balance of $10,000 or more over 90 days AND make 15 qualifying electronic payments within 90 days to earn $600 reward. Electronic payments include debit card purchases, online bill pay, outgoing automated clearinghouse (ACH) and outgoing wires.
  • The bonus reward(s) will be credited to the eligible account within 95 days of opening if the aforementioned requirements have been met.

(Offer expires 12/31/2023)

Fine Print

• Offer(s) valid from 1/1/23-12/31/23.
• May be subject to change at any time without notice.
• Offer valid for recipient only.
• Offer may not be combined with any other checking bonus offers.
• Limit one bonus per business.
• Business must have a current and active registration with the Florida Department of State.
• Bonus valid for new Seacoast business checking customers only.
• Individuals who have closed Seacoast Checking accounts in the last 12 months are not eligible for the new customer bonus.
• Offer applies to Seacoast Business Checking products EXCLUDING Premium Business Checking and Public Funds Checking.
• New Business Checking accounts will not qualify for the promotional bonus offer until all information required to open the account is provided.
• Please consult your Seacoast Bank representative for a copy of the Seacoast Business Checking Schedule of Fees for other account fees, rates and information.
• Fees may reduce earnings.
• In addition, the account must remain open and in good standing to be bonus eligible.
• All account openings are subject to approval.
• We reserve the right to determine the eligibility of customers for this offer.
• New business checking account must make a minimum $10,000 deposit within the first 15 days of account opening AND maintain an average balance of $10,000 or more over 90 days AND make 15 qualifying electronic payments within 90 days to earn $600 reward. Electronic payments include debit card purchases, online bill pay, outgoing automated clearinghouse (ACH) and outgoing wires.
• The bonus reward(s) will be credited to the eligible account within 95 days of opening if the aforementioned requirements have been met.
• Bonuses are considered interest and may be reported on IRS Form 1099-INT.
• OFFER CODE: BIZ600

Seacoast Bank $250 or $600 Business Checking Bonus 

Seacoast Bank is offering a $250 bonus when you open a business checking account.

• What you’ll get: $250 Bonus
• Eligible account: Business Checking
• Availability: FL
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: $0-$15; waivable
• How to earn it:
  • To earn the $600 promotional bonus:
    • Open a new Seacoast Business Checking account using promo code BIZ600
    • Deposit $10,000 or more of new money in 15 days of account opening
    • Maintain an average balance of $10,000 or more over 90 days
    • Make 15 qualifying electronic payments within 90 days
  • To earn the $250 promotional bonus:
    • Open a new Seacoast Business Checking account using promo code BIZ250
    • Deposit $5,000 or more of new money in 15 days of account opening
    • Maintain an average balance of $5,000 or more over 90 days
    • Make 10 qualifying electronic payments within 90 days

(Expires 12/31/2023)

Fine Print

• Offer(s) valid from 1/1/23-12/31/23. May be subject to change at any time without notice. Offer valid for recipient only. Offer may not be combined with any other checking bonus offers. Limit one bonus per business. Business must have a current and active registration with the Florida Department of State. Bonus valid for new Seacoast business checking customers only. Individuals who have closed Seacoast Checking accounts in the last 12 months are not eligible for the new customer bonus. Offer applies to Seacoast Business Checking products EXCLUDING Premium Business Checking and Public Funds Checking. New Business Checking accounts will not qualify for the promotional bonus offer until all information required to open the account is provided. Please consult your Seacoast Bank representative for a copy of the Seacoast Business Checking Schedule of Fees for other account fees, rates and information. Fees may reduce earnings. In addition, the account must remain open and in good standing to be bonus eligible. All account openings are subject to approval. We reserve the right to determine the eligibility of customers for this offer.
• New business checking account must make a minimum $10,000 deposit within the first 15 days of account opening AND maintain an average balance of $10,000 or more over 90 days AND make 15 qualifying electronic payments within 90 days to earn $600 reward. Electronic payments include debit card purchases, online bill pay, outgoing automated clearinghouse (ACH) and outgoing wires.
• The bonus reward(s) will be credited to the eligible account within 95 days of opening if the aforementioned requirements have been met. Bonuses are considered interest and may be reported on IRS Form 1099-INT.
• OFFER CODE: BIZ600
• 2. Offer(s) valid from 1/1/23-12/31/23. May be subject to change at any time without notice. Offer valid for recipient only. Offer may not be combined with any other checking bonus offers. Limit one bonus per business. Business must have a current and active registration with the Florida Department of State. Bonus valid for new Seacoast business checking customers only. Individuals who have closed Seacoast Checking accounts in the last 12 months are not eligible for the new customer bonus. Offer applies to Seacoast Business Checking products EXCLUDING Premium Business Checking and Public Funds Checking. New Business Checking accounts will not qualify for the promotional bonus offer until all information required to open the account is provided. Please consult your Seacoast Bank representative for a copy of the Seacoast Business Checking Schedule of Fees for other account fees, rates and information. Fees may reduce earnings. In addition, the account must remain open and in good standing to be bonus eligible. All account openings are subject to approval. We reserve the right to determine the eligibility of customers for this offer.
• New business checking account must make a minimum $5,000 deposit within the first 15 days of account opening AND maintain an average balance of $5,000 or more over 90 days AND make 10 qualifying electronic payments within 90 days to earn $250 reward. Electronic payments include debit card purchases, online bill pay, outgoing automated clearinghouse (ACH) and outgoing wires.
• The bonus reward(s) will be credited to the eligible account within 95 days of opening if the aforementioned requirements have been met. Bonuses are considered interest and may be reported on IRS Form 1099-INT.
• OFFER CODE: BIZ250

Seacoast Bank $400 Checking & Savings Bonus (Expired)

Seacoast Bank is offering a $400 bonus when you open a checking account in the branch.

• What you’ll get: $400 Bonus
• Eligible account: Checking
• Availability: FL
• Credit Inquiry: Soft Pull
• Direct Deposit Required: Yes
• Monthly Fee: $0-$15; waivable
• How to earn it:
  • To receive the $250 checking bonus:
    • Open a new Seacoast Premium Checking account, which is subject to approval;
    • Deposit $50 or more at account opening
    • Have your direct deposit of $500 or more made to this account within 60 days of account opening.
    • After you have completed all the above checking requirements, we’ll deposit the bonus in your new account within 65 days of account opening.
  • To receive the $150 savings bonus:
    • Open a new Seacoast Savings account, which is subject to approval; 2) Deposit a total of $15,000 or more in new money into the new savings account within 10 business days of account opening; AND 3) Maintain at least a $15,000 balance for 90 days from the date of deposit. The new money cannot be funds currently maintained in a Seacoast Bank account. After you have completed all the above savings requirements, we’ll deposit the bonus in your new account within 95 business days of account opening. Additionally, fees may reduce earnings on the account.
  • Offer Code: DM400

(Expires 12/31/2023)

Fine Print

• Offer(s) valid from 5/1/22 – 7/22/22.
• May be subject to change at any time without notice. Checking offer is not available to existing Seacoast checking customers.
• Savings offer is not available to existing Seacoast savings or money market customers.
• Both offers are not available to those whose accounts have been closed within 12 months.
• Offer only valid for recipient named and addressed to on this mailer (Address on the new account must match address on this collateral to be eligible).
• Valid for Florida residents only.
• You must be 18 years or older.
• Seacoast Bank associates are not eligible.
• You can receive only one new checking and one new savings account opening related bonus each calendar year and only one bonus per account per household.

How To Waive Monthly Fees

• Banking Freestyle Checking: $0 monthly fees with e-statements AND receive one direct deposit of $250 or more per statement cycle. OR Choose e-statements AND make 7 or more debit card purchases per statement cycle.
• Classic Checking: $0 Monthly Maintenance Fee When You Meet Any of the Following Criteria: Keep a minimum daily balance of $1,000. Keep an average monthly balance of $2,500. Keep a $5,000 minimum daily balance combined with savings, money market, CD or IRA. Maintain a consumer loan or line of credit.
• Banking Freestyle Student Checking: We give you three ways to qualify for $0 monthly fees: Primary signer meets age requirement and opts to receive e-Statements. Opt to receive e-Statements and have one direct deposit of $250 or more per month. Opt to receive e-Statements and perform 7 debit card purchases per month.
• Senior Classic Checking: $0 Monthly Maintenance Fee When You Meet at Least One of the Following Criteria: Have one direct deposit of $250 or more per month. Maintain a minimum daily balance of $750. Maintain a minimum monthly balance of $1,500. Maintain a minimum daily combined balance of $5,000 in Savings, Money Market, CD or IRA. Maintain a consumer loan or line of credit.
• Premium Checking: $0 Monthly Maintenance Fee When You Meet Any of the Following Criteria: Maintain a minimum daily balance of $5,000. Maintain a minimum monthly average balance of $7,500. Maintain a minimum daily combined balance of $15,000 in Savings, Money Market, CD or IRA. Maintain a Trust relationship with Seacoast Wealth Management. Maintain a consumer or commercial loan or line of credit.
• Premium Elite Checking: $0 Monthly Maintenance Fee When You Meet Any of the Following Criteria: Maintain a minimum average monthly combined balance of $75,000 in personal deposits excluding time deposits. Maintain a Trust relationship with Seacoast Wealth Management. Maintain Brokerage relationship with Seacoast Investment Services.
• Opportunity Checking: $15 Monthly Maintenance Fee
• Business Checking: $0, when you maintain a $1,000 average monthly balance
• Business Checking Plus: $0, when you Maintain a $2,500 Minimum Daily Balance OR Maintain a $5,000 Average Monthly Balance OR Perform at Least 15 Debit Card Transactions (Not Including ATM Transactions) per Statement Cycle
• Premium Business Checking: $15 monthly maintenance fee, waived with when you maintain a $1,500 Minimum Daily Balance

Conclusion

If you are looking to switch to Seacoast Bank, this is a great start especially with the great offers & bonuses! It looks like a pretty generous bonus especially since it’s a soft pull. Additionally, I think you can just do half the offer if you don’t want to open the savings account. For example, just meet the checking account requirements and you will receive a bonus.

Feel free to leave a comment below if you have experience with this bank! Your feedback is highly appreciated and makes our site even better!

Seacoast Bank has decent rates for CDs and Savings, but always check out our best rates for Savings, Money Market, and CD accounts from the links below.

• Best Savings/Money Market rates
• Best CD Account rates

If you’re not local to the state of Florida, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Check back often for more Seacoast Bank Bonuses, Promotions, or Offers!