Here you can find the most recent SMW Financial Credit Union bonuses, promotions, and offers.
Update 5/27/26: There’s currently a $250 checking bonus valid through 6/30/26.
SMW Financial Credit Union Bonuses Review
| Eligibility: Membership in SMW Financial Credit Union is open to anyone who lives, works, worships, attends school, or volunteers in Anoka, Hennepin, Ramsey, or Washington Counties. See current membership details. |
I’ll go over the SMW Financial Credit Union bonuses & offers below.
SMW Financial Credit Union $250 Checking Bonus
Receive a $250 bonus when you open a checking account and meet the requirements.
- What you’ll get: $250 Bonus
- Eligible account: Checking Account
- Where it’s available: MN (Bank Locator)
- Credit inquiry: Soft Pull or Hard Pull? Let us know
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- Open a new Rewards Checking account.
- Eligible account type to receive $100 at the time of opening is a Reward checking account with eStatements, online banking, and debit card.
- Member is eligible for an additional $150 deposit into the new checking account after meeting the monthly qualifications at least once within the first three months after account opening.
- At least $1,000 in direct deposit/ACH credits per month
- At least 15 debit card purchases of at least $3 each
(Expires 06/30/2026)
| Bank of America Checking ($500 Bonus Offer) | KeyBank Checking ($300 bonus) |
| SoFi Checking & Savings Account ($425 bonus) | U.S. Bank Smartly® Checking ($450 Cash Bonus) |
Fine Print
- Offer available from now until June 30, 2026.
- All new accounts are subject to standard account membership terms and disclosures.
- Eligible account type to receive $100 at the time of opening is a Reward checking account with eStatements, online banking, and debit card.
- Member is eligible for an additional $150 deposit into the new checking account after meeting the monthly qualifications at least once within the first three months after account opening.
- Existing members do not qualify for this offer.
- APY = Annual Percentage Yield.
- Rate effective September 1, 2025.
- Minimum to open account is $100. 4.50% APY applies to balances $0.01 – $20,000 that have met account qualifications.
- Monthly Qualification Cycle is the first day of the month to the last day of each calendar month.
- To earn your account’s rewards, the following enrollments must be in place and all transactions and activities must post and settle to your selected Reward Checking account during each Monthly Qualification Cycle: Qualifications include fifteen (15) debit card transactions of at least $3 that post and clear your account each month, at least $1,000 in direct deposit/ACH credits posted during each calendar month and member must be signed up for eStatements.
- All balances will earn 0.05% to 4.50% APY if monthly qualifications are met.
- Rates may change after the account is opened. Fees may reduce earnings.
- Transactions may take one or more business days from the transaction date to post to an account.
- Early direct deposit eligibility may vary between pay periods and timing of payors funding.
- All rates, terms, and products are subject to change at any time without notice.
- Membership eligibility required. Federally insured by NCUA.
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Conclusion
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
Use our bank bonuses page to find other offers if you are not eligible for this one. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Check back often for more SMW Financial Credit Union Bonuses, Promotions, or Offers!
