South State Bank Bonuses: $200, $300, $1000 Checking, Business, Referral Promotions (AL, FL, GA, NC, SC, VA)

Find the latest South State Bank promotions, bonuses, and offers here.

Update 5/14/26:

• There’s currently a $300 checking bonus valid through 6/30/26.
• There’s currently an up to $1000 business checking bonus valid through 6/30/26.
• There’s currently a $200 checking bonus valid as a limited time offer.

South State Bank Bonuses Review

South State Bank is the largest bank in the state of South Carolina. It was established in 1934 and since, has grown to 179 locations across 4 states. If you would like to learn more about the current promotions visit a local branch today.

South State Bank $300 Checking Bonus

• What you’ll get: $300 Bonus
• Eligible account: Checking
• Availability: AL, FL, GA, NC, SC, VA (Bank Locator)
• Credit Inquiry: Soft Pull via ChexSystems
• Direct Deposit Required: Yes
• Monthly Fee: $5-$15; see below on how to waive the fee
• How to earn it:
  • From now until June 30, 2026, new customers can earn $300 when opening a SouthState checking account using promo code 300BONUS and meeting the following qualifiers within 60 days.
  • Make a minimum of 15 debit card purchases/payments.
  • Have a monthly total of $250 qualifying direct deposit OR preauthorized automatic draft(s) of $25.
  • If you meet all of the Eligibility and Qualifications above, we will post the $300 bonus to your account within 2 business days of the completion of the 60 calendar day qualifying period.

(Expires 06/30/2026)

Fine Print

• PROMOTIONAL OFFER RULES: Promotional offer applies to new personal checking accounts (excluding SouthState at Work product type) opened between 04/01/2026 and 06/30/2026 using the promo code 300BONUS. To open an account at a branch location, a $25 minimum deposit is required; no minimum deposit is required for accounts opened online. Residency restrictions may apply and offer not available to employees of SouthState Bank, N.A. or its subsidiaries.
• The Bonus is not available if any primary or joint owner(s) has previously received a Bonus on an eligible SouthState personal checking account. The Bonus cannot be combined with any other checking or deposit offer, or reproduced, purchased, sold, transferred, or traded. SouthState reserves the right to modify or discontinue the offer at any time without notice.
  Eligibility & Qualifications: To receive the $300 bonus you must meet the following criteria:
• • At account opening, which is either the date the account is opened or the next business day if opened on a non-business day, you cannot be a current owner or joint owner of a SouthState personal checking account, or have been an owner or joint owner of a SouthState personal checking account in the past 12 months.
• • Within 60 calendar days of opening the account, you must have:
• – 15 or more posted and cleared debit card purchases/payments from the account; AND
• – Cumulative direct deposits of at least $250 of your salary, pension, Social Security, or other regular recurring income (Note: Internal account transfers, mobile deposits, debit card deposits, person-to-person transfers, instant payments and deposits made at a banking location or ATM do not qualify as a direct deposit.); OR
• – One or more preauthorized automatic drafts by a third party of at least $25 setup using the Bank’s routing number and your account number (Note: recurring debit card payments, person-to-person transfers and instant payments do not qualify as a preauthorized automatic draft for purposes of this promotion).
• • Your account must be open with no changes to the product type (i.e. SouthState Checking, Choice Checking, Gold Checking etc.) at the time of payment.
• Promotional Bonus Payment: If you meet all of the Eligibility and Qualifications above, we will post the $300 bonus to your account within 2 business days of the completion of the 60 calendar day qualifying period. The bonus will be reported to the appropriate taxing authorities, as required by law or regulation.

South State Bank $200 Checking Bonus

When you use promo code EARN200 to open a checking account you can earn a $200 checking bonus.

• What you’ll get: $200 Bonus
• Eligible account: Checking
• Availability: AL, FL, GA, NC, SC, VA (Bank Locator)
• Credit Inquiry: Soft Pull via ChexSystems
• Direct Deposit Required: Yes
• Monthly Fee: $5-$15; see below on how to waive the fee
• How to earn it:
  • To earn $200, new customers can open a SouthState checking account using promo code EARN200 and meet the following qualifiers within 60 days1.
  • Make a minimum of 15 debit card purchases/payments.
  • Have a total of $250 qualifying direct deposit OR preauthorized automatic draft(s) of $25.
  • If you meet all of the Eligibility and Qualifications above, we will post the $200 bonus to your account within 2 business days of the completion of the 60 calendar day qualifying period.

(Limited time offer)

Fine Print

• PROMOTIONAL OFFER RULES: Promotional offer applies to new personal checking accounts (excluding SouthState at Work product type) opened during the promotional period using the promo code EARN200. To open an account at a branch location, a $25 minimum deposit is required; no minimum deposit is required for accounts opened online. Residency restrictions may apply and offer not available to employees of SouthState Bank, N.A. or its subsidiaries.
• The Bonus is not available if any primary or joint owner(s) has previously received a Bonus on an eligible SouthState personal checking account. The Bonus cannot be combined with any other checking or deposit offer, or reproduced, purchased, sold, transferred, or traded. SouthState reserves the right to modify or discontinue the offer at any time without notice.
• Eligibility & Qualifications: To receive the $200 bonus you must meet the following criteria:
• • At account opening, which is either the date the account is opened or the next business day if opened on a non-business day, you cannot be a current owner or joint owner of a SouthState personal checking account, or have been an owner or joint owner of a SouthState personal checking account in the past 12 months.
• • Within 60 calendar days of opening the account, you must have:
• – 15 or more posted and cleared debit card purchases/payments from the account; AND
• – Cumulative direct deposits of at least $250 of your salary, pension, Social Security, or other regular recurring income (Note: Internal account transfers, mobile deposits, debit card deposits, person-to-person transfers, instant payments and deposits made at a banking location or ATM do not qualify as a direct deposit.); OR
• – One or more preauthorized automatic drafts by a third party of at least $25 setup using the Bank’s routing number and your account number (Note: recurring debit card payments, person-to-person transfers and instant payments do not qualify as a preauthorized automatic draft for purposes of this promotion).
• • Your account must be open with no changes to the product type (i.e. SouthState Checking, Choice Checking, Gold Checking etc.) at the time of payment.
• Promotional Bonus Payment: If you meet all of the Eligibility and Qualifications above, we will post the $200 bonus to your account within 2 business days of the completion of the 60 calendar day qualifying period. The bonus will be reported to the appropriate taxing authorities, as required by law or regulation.

South State Bank $1000 Business Checking Bonus

When you open a business checking account you can earn up to a $1000 bonus.

• What you’ll get: Up to $1000 Bonus
• Eligible account: Business Checking
• Availability: AL, FL, GA, NC, SC, VA (Bank Locator)
• Credit Inquiry: Soft Pull via ChexSystems
• Direct Deposit Required: No
• Monthly Fee: $0-$15, avoidable
• How to earn it:
  • Earn $400 with a Business Checking Account.
  • Open a business checking account using promo code LEVELUP by June 30, 2026 and complete the checking account requirements within 90 days to earn $400.
    • Within 90 calendar days of opening the account (“qualifying period”), you must have:
      • 15 or more posted and cleared debit card purchases/payments from the account; OR
      • Cumulative ACH credits of at least $5,000. (Note: Internal account transfers, mobile deposits, debit card deposits, instant payments and deposits made at a banking location or ATM do not qualify as an ACH Credit for purposes of this promotion.)
      • Your account must be open with no changes to the product type (i.e. Small Business Checking, Business Gold Checking, Community Checking, Commercial Checking, etc.) at the time of payment.
  • If you complete the qualifying activities to earn the $400, you will be eligible to earn up to another $600 by completing additional requirements:
    • Get another $200 with $50,000 or more in your new business checking account at the end of the 90-day qualifiying period.
    • Get an extra $200 plus streamline and secure your business’s cash flow operations when you enroll in SouthState’s Treasury Management services.
    • Earn another $200 when you choose one of our industry-leading payment equipment options through SouthState Merchant Services and process $200 in transactions to your new business checking account.

(Expires 06/30/2026))

Fine Print

• PROMOTIONAL OFFER RULES: Promotional offer applies to new business checking accounts (excluding IOTA/IOLTA and Association Checking) opened between 04/01/2026 and 06/30/2026 with the promo code LEVELUP. To open an account at a branch location, a $50 minimum deposit is required. Location and business type restrictions may apply and offer not available for trusts or employees of SouthState Bank, N.A. or its subsidiaries.
• The Bonus is not available if the business has previously received a bonus on an eligible SouthState business/commercial checking account. The Bonus cannot be combined with any other business checking or deposit offer, or reproduced, purchased, sold, transferred, or traded. SouthState reserves the right to modify or discontinue the offer at any time without notice.
• Promotional Rebate Payment: If you meet the Eligibility and Qualifications above, the corresponding Bonus payment amount(s) will be credited to your account within 3 business days of the end of the qualifying period, up to a maximum of $1,000. Each Bonus payment will be reported to the appropriate taxing authorities, as required by law or regulation.

South State Bank $25 Referral Bonus

When you refer someone to open a checking account you can earn a $25 bonus.

• What you’ll get: $25 Bonus
• Eligible account: Checking
• Availability: AL, FL, GA, NC, SC, VA
• Credit Inquiry: Soft Pull via ChexSystems
• Direct Deposit Required: No
• Monthly Fee: $5-$15; see below on how to waive the fee
• How to earn it:
  • Print a refer a friend a friend form and refer your friends and family
  • A $25 minimum deposit is required
  • Referring Customer:
    • The Referring Customer must have an open qualifying personal checking account at South State at both the time of referral and the time of the “Refer a Friend Bonus.”
    • The Referring Customer cannot be an owner or co-owner of the Referred Customer’s new personal checking account.
  • Referred Customer:
    • The Referred Customer cannot have an existing personal checking account at South State and must reside in South Carolina, North Carolina, Georgia or Virginia at the time of account opening.
    • The Referred Customer must have 5 or more posted and cleared debit card purchases/payments within 30 calendar days after account opening.

(Limited time offer)

Fine Print

• New accounts are subject to approval.
• South State reserves the right to modify or discontinue this offer at any time without notice.
• The offer is not available to employees of South State Bank or its subsidiaries.
• The offer is also not available for South State at Work, Health Savings, Money Market, Fiduciary and Construction accounts.
• If all of the eligibility and conditions are met, we will credit the Referring Customer’s account with a $25 Refer a Friend Bonus within 10 calendar days of the Qualifying Period.
• The $25 bonus will be reported to the appropriate taxing authorities, as required by law or regulation.
• Internet service provider fees may apply.
• You must be age 18 or older to access Bill Pay.
• By presenting this form upon account opening, you are agreeing to a one-time waiver of privacy rights to disclose account opening to Referring Customer.

How to Waive Monthly Fees

• SouthState Checking: $5.00 monthly can be waived when you’re enrolled in eStatements
• Choice Checking: $8.00 monthly can be waived with:
  • 15 or more posted & cleared debit card purchases/payments or
  • $250 or more in combined direct deposits
  • $1,500 or more average daily balance
• Gold Checking: $15.00 monthly can be waived with:
  • $5,000 minimum daily balance,
  • $25,000 aggregate loan and deposit balances
• Community Hero Checking: No monthly fees
• Small Business Checking: No monthly fees
• Business Gold Checking: $15.00 monthly can be waived when you have:
  • $2,500 average daily balance in checking or
  • $10,000 minimum daily balance in other combined deposits or
  • $10,000 minimum daily balance in outstanding combined loan balances, or
  • 15 posted and cleared SouthState debit card purchases/payments
• Community Checking: No monthly fees

Conclusion

South State Bank is a notable bank that offers a wide range of services. If you are a small business owner and in need of a bank account, South State Bank offers nice features and generous bonuses. These offers might be for you! However, there are definitely other banks that offer similar promotions. For more information, take a look at our complete list of Bank Bonuses.

Additionally, If you have experience with South State Bank, feel free to leave a comment below telling us what you like about the bank! Also, leave your contact information below to take advantage of the referral bonus.

CD accounts or Savings Accounts are also another great way to earn and save money. If you are interested, check out our nationwide list of Best Bank Rates and CD Rates.

If you aren’t from these states, you can check out other top offers from HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.

Lastly, check back often for more South State Bank Bonuses, Promotions, or Offers!