The Spirit Airlines World Mastercard from Bank of America has an introductory offer of 40,000 Free Spirit bonus miles. The value for these 40k miles will be worth about $160. There’s also an annual fee of $79 included, but the bonus will be able to cover the cards price for about two years.
With Spirit Airlines, it’s a domestic low priced carrier and the 7th largest commercial airline in the U.S. They operate more than 600 daily flights to about 73 destinations in the United States, Latin America, and the Caribbean.
The Spirit Airlines World Mastercard is a good choice if you fly with the “bare fare” airline often. However, if you don’t then you should consider getting a different travel rewards card instead.
Table of Contents
Spirit Airlines Card Summary
Bonus Available | Get 40,000 Free Spirit bonus miles plus $100 Flight Voucher after you spend $1,000 within the first 90 days of account opening. |
Bonus Value | $160 |
Travel Credit | Receive a $100 Companion Flight Voucher each anniversary after making at least $5,000 in purchases within the prior year |
Ongoing Rewards/Benefits |
Gain 2 miles for each $1 spent on daily expenses. Earn 5,000 anniversary bonus miles when you’ve made a minimum of $10,000 in annual expenses. |
Foreign Transaction Fees? | No |
Airport Lounge Access | N/A |
Annual Fee | $79, waived the first year. |
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
*If interested see our list of Bank of America bonuses for Checking & Savings accounts.*
*Bonus value is an estimated value calculated by BankCheckingSavings and not the card issuer.
*View our latest valuations here.
Pros
- Bonus miles
- Annual spend bonus
- No foreign transaction fees
Cons
- Annual fee
- Good-Excellent credit needed to qualify
- Low points value
- Limited redemption options
- No transfer partners
Editor’s Alternate Pick
![]() The Southwest Rapid Rewards Premier Credit Card offers 75,000 bonus points after spending $5,000 on purchases in the first 3 months. In addition, you'll earn 6,000 bonus points after your Cardmember anniversary each year. You'll earn: • Earn 3X points on Southwest purchases. • Earn 2X points on local transit and commuting, including rideshare. • Earn 2X points on internet, cable, phone services, and select streaming. You're able to redeem your points for flights, hotel stays, gift cards, access to events and more. This card does carry a $99 annual fee, but there are no foreign transaction fee. |
Spirit Airlines Up to 40,000 Bonus Miles
Make use of the Spirit Airlines card’s introductory Free Spirit bonus miles offer of: no more than 40,000. The evaluation for these 30k miles will be worth about $160 (more on that later).
You must charge your card with a minimum of $1,000 in the first 90 days of having your account open, and make your first charge on your card. This is how you will be able to qualify for the first 15,000 bonus miles welcome offer.
Here are some ideas on meeting the spending requirement:
What are Free Spirit Miles Worth?
Compared to other airline branded credit cards, depending on how you decide to use your miles will reflect their value. Typically, every Free Spirit mile will be worth about $0.004. This is way under the $0.01 industrial average for other credit card bonuses.
The only option given to you when you want to redeem your Free Spirit miles will be to use them towards award flights with Spirit Airlines. They will start at 2,500 miles and will vary depending on:
- Flight distance (4 regions)
- Flight timing (off-peak, standard, peak)
Off-peak awards will be available only for Spirit Airlines World Mastercard members that reserve flights with their card.
Remember that Free Spirit flight redemptions will only cover the airfare price. There will be extra fees that will be included for:
- Carry-on and check-in luggage
- Seat selection
- Taxes and government fees
- Security fee
- Redemption fee
Since it’s a low priced carrier, Spirit Airlines will cut corners to decrease the price to your benefit. When you fly with this budget airline, it’s a bare minimum carrier at a lower cost. However, any additional add-ons will be priced at a larger amount in fees. You should consider different options if you haven’t had any experience with Spirit Airlines prior to getting this card.
Spirit Airlines Card Top Features
Receive an additional 5,000 anniversary bonus miles if you’ve spent a minimum of $10,000 on your Spirit Airlines credit card in the year before. This fine print states that you will get this bonus after you’ve paid for the annual fee for this card. In other words, this mans this benefit won’t work until your second account anniversary.
Buy things overseas without having to stress over any foreign transaction fees with the Spirit Airlines credit card
Conclusion
If you look at this card carfully, the Spirit Airlines World Mastercard isn’t really the best credit card in the platform. You would be able to receive better rewards values if you look into a good time to book your award travels at the right time.
With this platform, there are tons of other credit cards that would provide you a better value with more redemption choices. With that in mind, Spirit Airlines also doesn’t have a good reputation when it comes down to their guest experience.
(Visit Bank of America for more information)
What’s the Competition?
There are some of Spirit Airlines top competitors listed below.
![]() The Chase Sapphire Preferred Card 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards. You'll earn: • 5X points on travel purchased through Chase Ultimate Rewards • 3X points on dining • 3X points on select streaming services and online grocery purchases • 2X points on all other travel purchases • 1X point per $1 spent on all other purchases Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit and when you redeem your points for travel through Chase Ultimate Rewards, you'll get 25% more value! This card carries a $95 annual fee. |
![]() The Capital One VentureOne Rewards Card offers 20,000 Miles once you spend $500 on purchases within 3 months from account opening. You'll earn 1.25 Miles per dollar on every purchase, every day and pay no annual fee. This card comes with no annual fees and no foreign transaction fees which is a great choice as your go-to travel card! |
![]() The American Express® Gold Card offers 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months. Terms apply. You'll earn: • 4X Membership Rewards Points on Restaurants, including takeout and delivery • 4X Membership Rewards points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). This card has an annual fee of $250 with no foreign transaction fees (See Rates & Fees). Terms Apply. |
Other airline credit cards:
![]() The Delta SkyMiles® Gold American Express Card offers 40,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months. Earn now. Travel when you're ready. After you spend $10,000 in purchases in a calendar year, you will receive a $100 Delta Flight Credit on your Card to inspire your next travel. You'll earn: • 2X Miles on Delta purchases at restaurants worldwide, including takeout and delivery in the U.S., and at U.S. supermarkets • 1X mile for every eligible dollar you spend on purchases. There is a $99 annual fee, however, there is a $0 introductory annual fee for the first year (See Rates & Fees). Now, you'll get get more savings with your first checked bag for free on Delta flights. Terms Apply. |
![]() The United Explorer Card offers up to 70,000 bonus miles. Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. Plus, earn an additional 10,000 miles after you spend $6,000 total on purchases in the first 6 months your account is open. You'll earn: • Earn 2 miles per $1 spent on dining, hotel stays, and United purchases • Earn 2 miles per $1 spent on dining including eligible delivery services Perks of this card include: • Getting up to $100 Global Entry / TSA PreCheck Fee Credit • Get your first bag checked for free (up to $140 savings per roundtrip) when you using your Card to purchase your ticket • Get priority boarding perks & visit the United Club with 2 one-time passes each year for your anniversary • 25% back on United inflight purchases This card does come with a $95 annual fee, however, the annual fee is waived for the first year. |
![]() The Southwest Rapid Rewards Premier Credit Card offers 75,000 bonus points after spending $5,000 on purchases in the first 3 months. In addition, you'll earn 6,000 bonus points after your Cardmember anniversary each year. You'll earn: • Earn 3X points on Southwest purchases. • Earn 2X points on local transit and commuting, including rideshare. • Earn 2X points on internet, cable, phone services, and select streaming. You're able to redeem your points for flights, hotel stays, gift cards, access to events and more. This card does carry a $99 annual fee, but there are no foreign transaction fee. |