The Spirit Airlines World Mastercard from Bank of America has an introductory offer for no more than 30,000 Free Spirit bonus miles. The value for these 30k miles will be worth about $120. There’s also an annual fee of $59 included, but the bonus will be able to cover the cards price for about 2 years.
With Spirit Airlines, it’s a domestic low priced carrier and the 7th largest commercial airline in the U.S. They operate more than 600 daily flights to about 73 destinations in the United States, Latin America, and the Caribbean.
The Spirit Airlines World Mastercard is a good choice if you fly with the “bare fare” airline often. However, if you don’t then you should consider getting a different travel rewards card instead.
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Spirit Airlines Card Quick Facts
| Bonus Available | Receive 15,000 bonus miles once you’ve charged your card for the first time.
Get another 15,000 bonus miles once you’ve made a minimum of $500 in expenses in the first 90 days of having your account open. |
| Bonus Value | $120 |
| Travel Credit | No travel credit |
| Ongoing Rewards/Benefits | Gain 2 miles for each $1 spent on daily expenses.
Earn 5,000 anniversary bonus miles when you’ve made a minimum of $10,000 in annual expenses. |
| Foreign Transaction Fees? | No |
| Airport Lounge Access | N/A |
| Annual Fee | $59, waived the first year. |
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
*If interested see our list of Bank of America bonuses for Checking & Savings accounts.*
Pros
- Bonus miles
- Annual spend bonus
- No foreign transaction fees
Cons
- Annual fee
- Good-Excellent credit needed to qualify
- Low points value
- Limited redemption options
- No transfer partners
Editor’s Alternate Pick
 The Southwest Rapid Rewards® Premier Credit Card offers 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open. In addition, you'll earn 6,000 bonus points after your Cardmember anniversary. You'll earn 2x points per $1 spent on Southwest® purchases & Rapid Rewards® hotel/car rental partner purchases; 1x point on all other purchases. You're able to redeem your points for flights, hotel stays, gift cards, access to events and more. This card does carry a $99 annual fee, but there are no foreign transaction fee. |
Spirit Airlines Up to 30,000 Bonus Miles
Make use of the Spirit Airlines card’s introductory Free Spirit bonus miles offer of: no more than 30,000. The evaluation for these 30k miles will be worth about $120 (more on that later).
You must charge your card with a minimum of $500 in the first 90 days of having your account open, and make your first charge on your card. This is how you will be able to qualify for the first 15,000 bonus miles welcome offer.
Here are some ideas on meeting the spending requirement:
| • Plastiq: Plastiq allows you to pay for expenses that you generally won’t be able to with your card like rent, tuition, auto lease, mortgage payment, and more. There’s a 2.5% processing fee for using your credit card. However, this’ll be worth the card bonus you’ll get. There’s also a referral program where you can earn “Fee-Free Dollars” to use towards processing fees. See our Plastiq review. |
| • Fund Checking accounts with your card: Many banks will allow you to fund the opening deposit with a credit card. Consider opening Checking accounts that also offer a sign-up bonus. This way, you can work towards bonuses from two different sources. Big banks like Chase, HSBC, Huntington, and TD Bank have great offers and allow credit card funding. You can generally fund anywhere from $50 to $1,000 towards the opening deposit with a credit card, depending on the bank. |
| • Buy gift cards: Consider buying gift cards with your credit card that you can then spend later at your leisure. Individual merchant cards (restaurants, gas stations, supermarkets, etc.) generally don’t have purchase fees, so this is a plus. On the other hand, American Express and Visa gift cards will have purchase fees. Amazon gift cards are a great idea as you can shop for almost anything there with no purchase fees either. Unfortunately, Citi credit cards tend to code gift card purchases as Cash Advances and there’ll be a fee. Call in to customer service and lower your Cash Advance limit to $0 before purchasing gift cards. You can also buy discounted gift cards as well from Raise or find gift cards on eBay. |
| • Everyday spending & bills: Always using your credit card for everyday spending, such as for dining, gas, groceries, etc. You can also use your credit card to pay for things like insurance bills, property taxes and income taxes. However, you’ll have to consider the convenience fees. |
What are Free Spirit Miles Worth?
Compared to other airline branded credit cards, depending on how you decide to use your miles will reflect their value. Typically, every Free Spirit mile will be worth about $0.004. This is way under the $0.01 industrial average for other credit card bonuses.
The only option given to you when you want to redeem your Free Spirit miles will be to use them towards award flights with Spirit Airlines. They will start at 2,500 miles and will vary depending on:
- Flight distance (4 regions)
- Flight timing (off-peak, standard, peak)
Off-peak awards will be available only for Spirit Airlines World Mastercard members that reserve flights with their card.
Remember that Free Spirit flight redemptions will only cover the airfare price. There will be extra fees that will be included for:
- Carry-on and check-in luggage
- Seat selection
- Taxes and government fees
- Security fee
- Redemption fee
Since it’s a low priced carrier, Spirit Airlines will cut corners to decrease the price to your benefit. When you fly with this budget airline, it’s a bare minimum carrier at a lower cost. However, any additional add-ons will be priced at a larger amount in fees. You should consider different options if you haven’t had any experience with Spirit Airlines prior to getting this card.
Spirit Airlines Card Top Features
Receive an additional 5,000 anniversary bonus miles if you’ve spent a minimum of $10,000 on your Spirit Airlines credit card in the year before. This fine print states that you will get this bonus after you’ve paid for the annual fee for this card. In other words, this mans this benefit won’t work until your second account anniversary.
Buy things overseas without having to stress over any foreign transaction fees with the Spirit Airlines credit card
Bottom Line
If you look at this card carfully, the Spirit Airlines World Mastercard isn’t really the best credit card in the platform. You would be able to receive better rewards values if you look into a good time to book your award travels at the right time.
With this platform, there are tons of other credit cards that would provide you a better value with more redemption choices. With that in mind, Spirit Airlines also doesn’t have a good reputation when it comes down to their guest experience.
(Visit Bank of America for more information)
What’s the Competition?
There are some of Spirit Airlines top competitors listed below.
 The Chase Sapphire Preferred® Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®! You'll earn 2X points on travel and dining at restaurants worldwide; 1 point per dollar spent on all other purchases. And when you redeem your points for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards, you'll get 25% more value! |
 The Capital One® VentureOne® Rewards Card offers a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel. You'll earn 1.25X miles on every purchase, every day and pay no annual fee. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture. This card comes with no annual fees and no foreign transaction fees which is a great choice as your go-to travel card! |
 The American Express® Gold Card offers 35,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 3 months. You'll have the opportunity to earn 4X Membership Rewards® points when you dine at restaurants worldwide & at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X); 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. This card has an annual fee of $250 with no foreign transaction fees. Some benefits including earning up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. In addition, a $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline. |
Other airline credit cards:
 The Delta SkyMiles® Gold American Express Card offers up to 70,000 bonus miles. Earn 60,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months. Plus, earn an additional 10,000 bonus miles after your first anniversary of Card Membership. Offer Expires 4/1/2020. You'll earn 2X Miles on Delta purchases, at restaurants worldwide and at U.S. supermarkets; 1X mile for every eligible dollar you spend on purchases. There is a $95 annual fee, however, there is a $0 introductory annual fee for the first year (See Rates & Fees). Now, you'll get a savings of up to $240 per round trip for a family of four by being able to check your first bag free on Delta flights. |
 The UnitedSM Explorer Card offers 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. You'll earn 2X Miles per $1 spent at restaurants, hotel stays, & purchases from United; 1X miles for all other purchases. Perks of this card include: • Getting up to $100 Global Entry / TSA Pre✔® Fee Credit • Get your first bag checked for free (up to $120 savings per roundtrip) when you using your Card to purchase your ticket • Get priority boarding perks & visit the United Club with 2 one-time passes each year for your anniversary This card does come with a $95 annual fee, however, the annual fe is waived for the first year. |
The Southwest Rapid Rewards® Premier Credit Card offers 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open. In addition, you'll earn 6,000 bonus points after your Cardmember anniversary. You'll earn 2x points per $1 spent on Southwest® purchases & Rapid Rewards® hotel/car rental partner purchases; 1x point on all other purchases. You're able to redeem your points for flights, hotel stays, gift cards, access to events and more. This card does carry a $99 annual fee, but there are no foreign transaction fee. |
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