The Spirit Airlines World Mastercard from Bank of America has an introductory offer of 40,000 Free Spirit bonus miles. The value for these 40k miles will be worth about $160. There’s also an annual fee of $79 included, but the bonus will be able to cover the cards price for about two years.
With Spirit Airlines, it’s a domestic low priced carrier and the 7th largest commercial airline in the U.S. They operate more than 600 daily flights to about 73 destinations in the United States, Latin America, and the Caribbean.
The Spirit Airlines World Mastercard is a good choice if you fly with the “bare fare” airline often. However, if you don’t then you should consider getting a different travel rewards card instead.
Spirit Airlines Card Summary
| Bonus Available | Get 40,000 Free Spirit bonus miles plus $100 Flight Voucher after you spend $1,000 within the first 90 days of account opening. |
| Bonus Value | $160 |
| Travel Credit | Receive a $100 Companion Flight Voucher each anniversary after making at least $5,000 in purchases within the prior year |
| Ongoing Rewards/Benefits |
Gain 2 miles for each $1 spent on daily expenses. Earn 5,000 anniversary bonus miles when you’ve made a minimum of $10,000 in annual expenses. |
| Foreign Transaction Fees? | No |
| Airport Lounge Access | N/A |
| Annual Fee | $79, waived the first year. |
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
*If interested see our list of Bank of America bonuses for Checking & Savings accounts.*
*Bonus value is an estimated value calculated by BankCheckingSavings and not the card issuer.
*View our latest valuations here.
Pros
- Bonus miles
- Annual spend bonus
- No foreign transaction fees
Cons
- Annual fee
- Good-Excellent credit needed to qualify
- Low points value
- Limited redemption options
- No transfer partners
Editor’s Alternate Pick
 The Southwest Rapid Rewards® Premier Credit Card offers 50,000 bonus points after you spend $1,000 on purchases in the first 3 months from account opening. In addition, you'll earn 6,000 bonus points after your Cardmember anniversary each year. You'll earn: • Earn 3X points on Southwest purchases. • Earn 2X points on local transit and commuting, including rideshare. • Earn 2X points on internet, cable, phone services, and select streaming. You're able to redeem your points for flights, hotel stays, gift cards, access to events and more. This card does carry a $99 annual fee, but there are no foreign transaction fee. |
Spirit Airlines Up to 40,000 Bonus Miles
Make use of the Spirit Airlines card’s introductory Free Spirit bonus miles offer of: no more than 40,000. The evaluation for these 30k miles will be worth about $160 (more on that later).
You must charge your card with a minimum of $1,000 in the first 90 days of having your account open, and make your first charge on your card. This is how you will be able to qualify for the first 15,000 bonus miles welcome offer.
Here are some ideas on meeting the spending requirement:
What are Free Spirit Miles Worth?
Compared to other airline branded credit cards, depending on how you decide to use your miles will reflect their value. Typically, every Free Spirit mile will be worth about $0.004. This is way under the $0.01 industrial average for other credit card bonuses.
The only option given to you when you want to redeem your Free Spirit miles will be to use them towards award flights with Spirit Airlines. They will start at 2,500 miles and will vary depending on:
- Flight distance (4 regions)
- Flight timing (off-peak, standard, peak)
Off-peak awards will be available only for Spirit Airlines World Mastercard members that reserve flights with their card.
Remember that Free Spirit flight redemptions will only cover the airfare price. There will be extra fees that will be included for:
- Carry-on and check-in luggage
- Seat selection
- Taxes and government fees
- Security fee
- Redemption fee
Since it’s a low priced carrier, Spirit Airlines will cut corners to decrease the price to your benefit. When you fly with this budget airline, it’s a bare minimum carrier at a lower cost. However, any additional add-ons will be priced at a larger amount in fees. You should consider different options if you haven’t had any experience with Spirit Airlines prior to getting this card.
Spirit Airlines Card Top Features
Receive an additional 5,000 anniversary bonus miles if you’ve spent a minimum of $10,000 on your Spirit Airlines credit card in the year before. This fine print states that you will get this bonus after you’ve paid for the annual fee for this card. In other words, this mans this benefit won’t work until your second account anniversary.
Buy things overseas without having to stress over any foreign transaction fees with the Spirit Airlines credit card
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Conclusion
If you look at this card carfully, the Spirit Airlines World Mastercard isn’t really the best credit card in the platform. You would be able to receive better rewards values if you look into a good time to book your award travels at the right time.
With this platform, there are tons of other credit cards that would provide you a better value with more redemption choices. With that in mind, Spirit Airlines also doesn’t have a good reputation when it comes down to their guest experience.
(Visit Bank of America for more information)
What’s the Competition?
There are some of Spirit Airlines top competitors listed below.
 The Chase Sapphire Preferred® Card offers 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. You'll earn: • 5x on travel purchased through Chase TravelSM • 3x on dining, select streaming services and online groceries • 2x on all other travel purchases • 1x on all other purchases • $50 Annual Chase Travel Hotel Credit • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM This card carries a $95 annual fee. |
 The Capital One VentureOne Rewards Card offers 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel. Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.24% - 29.24% variable APR after that; balance transfer fee applies You'll earn: • 1.25 Miles per dollar on every purchase, every day. • 5 Miles per dollar on hotels and rental cars booked through Capital One Travel. This card comes with no annual fees and no foreign transaction fees which is a great choice as your go-to travel card! |
 The American Express® Gold Card offers 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. You'll earn: • 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. • 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. • 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. • 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. • 1X Membership Rewards® point per dollar spent on all other eligible purchases. Other benefits: • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That's up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards points for Uber Eats purchases made at restaurants or U.S. supermarkets. Point caps and terms apply. • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express(R) Gold Card at U.S. Dunkin' locations. • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express(R) Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required. • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express(R) Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required. • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property. This card has an annual fee of $325 with no foreign transaction fees (See Rates & Fees). Terms Apply. |
Other airline credit cards:
 The Delta SkyMiles® Gold American Express Card offers 50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Delta SkyMiles Gold American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees. You'll earn: • 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. • 1X Miles on all other eligible purchases. • $100 Delta Stays Credit: Get up to $100 back per year as a statement credit after using your Delta SkyMiles Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com. • $200 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel. Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card. Want even more flexibility? Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com. You can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that's a potential savings of up to $280 per round-trip flight. There is a $150 annual fee ($0 introductory annual fee for the first year, then $150) and no foreign transaction fees. (See Rates & Fees). Now, you'll get get more savings with your first checked bag for free on Delta flights. Terms Apply. |
 The United Explorer Card offers 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. You'll earn: • 2x miles on United® purchases, dining, and hotel stays. • 1x mile on all other purchases Perks of this card include: • Enjoy priority boarding privileges and visit the United Club with 2 one-time passes each year for your anniversary • Free first checked bag - a savings of up to $160 per roundtrip. Terms Apply. • Up to $120 Global Entry, TSA PreCheck or NEXUS fee credit • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card There is a $0 introductory annual fee for the first year, then $95. Member FDIC |
The Southwest Rapid Rewards® Premier Credit Card offers 50,000 bonus points after you spend $1,000 on purchases in the first 3 months from account opening. In addition, you'll earn 6,000 bonus points after your Cardmember anniversary each year. You'll earn: • Earn 3X points on Southwest purchases. • Earn 2X points on local transit and commuting, including rideshare. • Earn 2X points on internet, cable, phone services, and select streaming. You're able to redeem your points for flights, hotel stays, gift cards, access to events and more. This card does carry a $99 annual fee, but there are no foreign transaction fee. |
