Find an updated list of Sterling National Bank bonuses, promotions, and offers here.
Right now, if you open a qualifying account can earn a variety of bonuses when you complete all the requirements.
Sterling National Bank Bonuses Review
Established in 1902 and headquartered in Toms River, New Jersey, OceanFirst Bank has around 61 branches all in the state of New Jersey and boasts an A health rating. OceanFirst Foundation provides grants that help families, organizations, schools, and communities.
- Availability: NJ, NY (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Requirement: None Listed
Ocean First Bank has decent rates for CDs and Savings, but always check out our best rates for Savings, Money Market, and CD accounts from the links below.
If you’re not local to any of the states above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
I’ll go over all Sterling National Bank offers below.
Sterling National Bank $1,000 Checking Bonus
Qualified residents can earn a $1,000 bonus when you open a Private Banking Checking Account along with a Private Banking Savings, MMA, or CD and meet all the requirements.
- What you’ll get: $1,000 Bonus
- Eligible account: Checking Account
- Where it’s available: NJ, NY
(No expiration date listed)
Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
KeyBank Checking ($300 bonus) |
How to Earn Bonus
- $300 Bonus:
- Deposit between $50,000 and $249,999 from a source outside of Sterling National Bank into a new or existing Private Banking Checking account.
- Have qualifying direct deposits totaling $1,000 or more made to this account during the statement cycle.
- Maintain ≥ $50,000 in average daily balances during the statement cycle.
- $500 Bonus:
- Deposit between $250,000 and $499,999 from a source outside of Sterling National Bank into a new or existing Private Banking Checking account.
- Have qualifying direct deposits totaling $1,000 or more made to this account during the statement cycle.
- Maintain ≥ $250,000 in average daily balances during the statement cycle.
- $1,000 Bonus:
- Deposit more than $500,000 from a source outside of Sterling National Bank into a new or existing Private Banking Checking account.
- Have qualifying direct deposits totaling $1,000 or more made to this account during the statement cycle.
- Maintain ≥ $500,000 in average daily balances during the statement cycle.
- Your account must be open at the time the bonus is credited.
- This offer can be revoked at any time.
- Once the account has been opened, or new money minimum has been added to an existing Private Banking Checking account, as confirmed by Sterling National Bank, this offer is valid for up to the first three statement cycles thereafter.
- Cash bonus will be reported as income on IRS Form 1099-INT.
- Offer is available on one (1) Private Banking Checking account per client and cannot be combined with other offers.
- Offer is only available to clients who have not participated in one of Sterling National Bank’s previous Cash Back Bonus Campaigns after August 10, 2020.
- A “Qualifying Direct Deposit” is an Automated Clearing House (ACH) credit from your employer or the government for your paycheck, pension or governmental benefits (such as Social Security).
- It does not include transfers from one account to another or person to person.
Sterling National Bank $500 Business Checking Bonus
Qualified residents can earn a $500 bonus when you open a Business Checking Account and meet all the requirements.
- What you’ll get: $500 Bonus
- Eligible account: Checking Account
- Where it’s available: NJ, NY
(No expiration date listed)
Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
KeyBank Checking ($300 bonus) |
How to Earn Bonus
- Up to $500 as a sign-on bonus earned in increments of $100 per statement cycle if Elite Level requirements are met for the statement cycle.
- Balances of $250K and more across all eligible accounts will be automatically upgraded to Sterling’s most rewarding business checking tier: Elite.
- With Elite, there is no charge for incoming domestic wires, no monthly service fee for remote deposit capture—plus a $500 sign-on bonus.
- Limitations apply.
- Credit up to $500 may apply for one scanner and is subject to terms and conditions.
- Please contact your Relationship Manager for details.
Sterling National Bank $50 Merchant Service Activation Bonus
Earn a $50 activation credit when you open a new merchant services account.
- What you’ll get: $50 Bonus
- Eligible account: Checking Account
- Where it’s available: NJ, NY
(Expires 09/30/2021)
Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
KeyBank Checking ($300 bonus) |
How to Earn Bonus
- Offer valid for new Heartland merchants only; to qualify a merchant application must be submitted by September 30, 2021.
- Merchant must receive credit approval and activate (defined as at least $50 in processed volume) within 30 days of application submission to be eligible.
- $50 offer will appear as a credit on first processing statement after merchant has activated.
- Offer does not apply to Health or ProPay merchants.
- Offer may be withdrawn at any time.
- All trademarks contained herein are the sole and exclusive property of their respective owners.
- Any use of those marks without the express written permission of their owner is strictly prohibited. © 2021 Heartland Payment Systems, LLC, a Global Payments company (NYSE: GPN).
- All rights reserved. Heartland Payment Systems, LLC is a registered ISO of Wells Fargo Bank, N.A., Concord, CA, and The Bancorp Bank, Philadelphia, PA.
(Expired) Sterling National Bank $225 Bonus
Earn up to a $225 bonus for a new checking account with this offer from Sterling National Bank.
- What you’ll get: $225 Bonus
- Eligible account: Checking Account
- Where it’s available: NJ, NY
(No expiration date listed)
Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
How To Earn Bonus
- Open Free Checking Account with at least $15,000
- Maintain balance of $15,000 for four consecutive months
- Set up direct deposit within 60 days and have at least one direct deposit posted to your account for two consecutive months.
- You will be rewarded with a $250 bonus
- The cash bonus will be reported as income on IRS Form 1099-INT.
- Offer can be revoked by Sterling National Bank at any time.
How to Waive Monthly Fees
- There are no monthly service fees for this account.
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Conclusion
All in all, the current promotion from Sterling National Bank is a great promotion from those looking for an easy bonus. You will receive a bonus for features you would need with your banking experience. However, I would only recommend this promotion only if it triggers a soft pull.
For those who have had an experience with Sterling National Bank, definitely comment below and let us know about how it went! We value your feedback and will keep you posted on the most up to date promotions from this bank!
Check back soon to find more Sterling National Bank bonuses, offers, and promotions.