Find an updated list of Stoneham Bank bonuses, promotions, and offers here.
Currently, they have a $25 or $250 bonus when you open a Checking Account and meet all the requirements.
Stoneham Bank Bonuses Review
Stoneham Bank is headquartered in Stoneham, Massachusetts, and was founded in 1887. Since then they have grown to 2 locations and offer money market rates that are 4X the national average.
- Availability: MA (Bank/ATM Locator)
- Credit Inquiry: Soft Pull
Stoneham Bank has decent Money Market rates, but you should still check our best rates Savings, Money Market, and CD accounts.
If you’re not local to the state of Massachusetts, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
I’ll go over all Stoneham Bank offers below.
Stoneham Bank $250 Checking Bonus
Stoneham Bank now has a $250 bonus offer when you open an eligible checking account.
- What you’ll get: $250 Bonus
- Eligible account: Optimum One or Optimum Plus Checking
- Where it’s available: MA
(No expiration date listed)
Chase Private Client ($3,000 Bonus) | U.S. Bank Smartly® Checking ($700 Cash Bonus) |
KeyBank Checking ($200 bonus) | Fifth Third Preferred Checking ($200 Bonus) |
How to Earn Bonus
- Earn a $250 bonus when you open a new Optimum Plus or Optimum One Checking account with a $10 minimum opening deposit balance
- Complete the following requirements within each of the first full three calendar months following the date the new account is funded:
- Receive a monthly direct deposit(s) totaling $1,000 or more.
- Enroll in Online Banking.
- You must not currently have a StonehamBank personal checking account or have had one in the last 24 months.
- A $250 bonus will be deposited into your new account within 30 days of completing requirements if qualification conditions are met, and the account remains in good standing.
- The primary account holder is solely responsible for any federal, state and local taxes, and must provide StonehamBank with a valid social security number or taxpayer identification number before the bonus will be provided.
- A form 1099-MISC will be issued to the primary account holder.
- This offer may be withdrawn at any time.
- All other rules and regulations for checking accounts apply.
Stoneham Bank $25 Referral Bonus
Stoneham Bank now has a $25 bonus offer when you open an eligible checking account.
- What you’ll get: $25 Bonus
- Eligible account: Optimum One or Optimum Plus Checking
- Where it’s available: MA
(No expiration date listed)
U.S. Bank Smartly® Checking ($700 Cash Bonus) | SoFi Checking & Savings Account ($325 bonus) |
Chase Total Checking ($300 Bonus) | KeyBank Checking ($200 bonus) |
Bank of America Checking ($200 Bonus Offer) | Fifth Third Bank Checking ($200 Bonus) |
Axos Bank Rewards Checking ($300 Bonus) | Truist Checking ($400 bonus) |
How to Earn Bonus
- Complete this coupon and give it to a friend.
- When they open their own StonehamBank personal checking account, you will receive a $25 referral credit to your account.
- Your friend will get a $25 new account credit and a great checking account.
- To be eligible for the referral credit, you must be an existing StonehamBank customer and refer a new customer who opens any StonehamBank personal checking account.
- Limit of four referral credits per individual.
- To be eligible for the new account credit, new customers must open any StonehamBank personal checking account.
- Business checking accounts are not eligible for this promotion.
- Minimum deposit to open any StonehamBank personal checking account is $10.
- Limit one new account credit per individual.
- Coupon must be presented at account opening.
- This offer may be changed or withdrawn at any time without notice.
- Please allow 5-7 business days for the credits to be posted to your account.
- StonehamBank employees and their families are not eligible.
How To Waive Monthly Fees
- Optimum One Checking: $10 monthly fee, waived with one of the following: Maintain monthly direct deposit of $500, maintain an average daily balance of $1,500, or use your debit card 5 times per month for Point of Sale Transactions not ATM.
- Optimum Plus Checking: $15 monthly fee, waived if the average daily balance in your checking is $10,000 or greater or if your combined checking, savings, money market, CD and IRA balances are $25,000 or greater.
- Simple Checking: None
- Optimum Advantage Business Checking: $10 monthly fee, waived with one of the following: Maintain monthly direct deposit of $500, maintain an average daily balance of $1,500, or use your debit card 5 times per month for Point of Sale Transactions not ATM.
- Business Free Checking: None
- Non-Profit Checking: None
- IOLTA Checking: None
Conclusion
Overall, this is a good bonus offer to have when you open a new eligible checking account with Stoneham Bank. There are lots of features that come with the account that you’ll be able to benefit from. Plus, these accounts have a soft pull on it, which won’t harm your credit at all.
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