Find the latest Sunflower Bank bonuses, promotions, and offers here.
Update 2/7/25: The $200 checking bonus with no direct deposit requirement has been extended to 3/31/25. If you have an account, feel free to input your referral info down in the comment section.
Sunflower Bank Bonuses Review
Established in 1870, Sunflower Bank’s philosophy is simple: they offer a full range of financial products that create possibilities in the lives we touch and the communities they serve. They value the needs of each customer and partner with them to help achieve their goals through innovative solutions and locally informed decision-making.
I’ll go over all Sunflower Bank bonuses & offers below.
Sunflower Bank $200 Checking Bonus
Sunflower Bank is offering a $200 bonus for a new checking account at your local branch.
- What you’ll get: $200 bonus
- Eligible account: Checking Account
- Availability: AZ, CO, KS, MO, NM, TX (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: $6-$10; waivable
- How to earn it:
- Customer will receive a $200 reward when they:
- Open their first personal checking account opened in-branch (offer applies to Foundation, Elevation and Pinnacle checking accounts only)
- Complete 25 or more debit card purchases (pinned, signed, or credit).
- Receive one or more qualifying Automated Clearing House (ACH) Direct Deposit credit(s) totaling $500 or more in the new checking account.
- Customer will receive a $200 reward when they:
(Expires 03/31/2025)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Offer valid 1/1/2025-3/31/2025 at any Sunflower Bank branch location, and may be canceled without notice.
- Customer will receive a $200 reward when they open their first personal checking account opened in-branch (offer applies to Foundation, Elevation and Pinnacle checking accounts only) and meet the following promotion requirements: 1) Open qualifying checking account with a minimum deposit of $100. 2) Complete 25 or more debit card purchases (pinned, signed, or credit).
- Each purchase must be greater than or equal to $10 and must post to the new checking account on or before 4/30/2025. Recurring debit card transaction payments and ATM transactions do not qualify as a debit card purchase. 3) Receive one or more qualifying Automated Clearing House (ACH) Direct Deposit credit(s) totaling $500 or more in the new checking account.
- Qualifying ACH Direct Deposits include: electronic deposits of your payroll, government benefits (e.g. social security), pensions, annuities, retirement plans, and child support that post to the new checking account on or before 4/30/2025.
- The following types of transactions do not qualify as ACH Direct Deposit for promotion: Deposits processed as a debit card credit, account-to-account transfers or peer-to-peer (e.g. Zelle® , Venmo, PayPal and similar) credits, micro-deposits (small deposits less than $1), merchant transactions from PayPal, Square and similar, and external bank ACH transfers not from employers, bank transfers from one account to another account, dividends, wires, mobile check deposits/transfers, or other electronic money transfers, such as those made through internet payment services, and deposits made at a branch or ATM.
- The Bank reserves the right to request documentation that the direct deposits qualify.
- The account must have a positive balance at least one day between 4/1/2025–4/30/2025 to be eligible for the reward payment.
- The qualifying reward payment will be paid into new checking account by end of business day on 5/9/2025.
- The account must be in an open status to receive the reward payment.
- Customers (any account owner) who currently have or previously had a personal checking account between 1/1/2024 and 1/1/2025 are not eligible for this offer.
- Maximum payment per checking account is $200.
- Not valid with any other offer and may be canceled or changed without notice.
Sunflower Bank $50 Referral Bonuses
Sunflower Bank is offering a $50 bonus for referring a new checking account at your local branch.
- What you’ll get: $50 bonus
- Eligible account: Checking Account
- Availability: AZ, CO, KS, MO, NM, TX
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: $6-$10; waivable
- How to earn it:
- To participate in the Refer A Friend program, customer must be an owner on a personal checking account at Sunflower Bank. Referring customer will earn $50 when referee opens their first personal checking account at Sunflower Bank.
- When making a referral, be sure that your friend or family member is not already a current Sunflower Bank personal checking account owner.
- Give eligible friends or family members a referral card. When they bring it to a location near them, they could get rewarded for opening their first personal checking account.
- Minimum of $100 is required to open a personal checking account.
- To participate in the Refer A Friend program, customer must be an owner on a personal checking account at Sunflower Bank. Referring customer will earn $50 when referee opens their first personal checking account at Sunflower Bank.
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
How To Earn Bonus
- To participate in the Refer A Friend program, customer must be an owner on a personal checking account at Sunflower Bank. Referring customer will earn $50 when referee opens their first personal checking account at Sunflower Bank.
- When making a referral, be sure that your friend or family member is not already a current Sunflower Bank personal checking account owner.
- Give eligible friends or family members a referral card. When they bring it to a location near them, they could get rewarded for opening their first personal checking account.
- Minimum of $100 is required to open a personal checking account.
Fine Print
- Offer valid at any Sunflower Bank location.
- To participate in the Refer A Friend program, customer must be an owner on a personal checking account at Sunflower Bank.
- Qualifying account must be open and have a positive balance on the date the referee account is opened to receive bonus payment.
- New customer (referee) must present referral card, letter, or email offer at time of account opening.
- Customers will receive an annual 1099-INT for bonus payments earned.
- Offer subject to change/cancellation at any time without notice.
- Referee may participate in current personal checking offers at time of account opening and is eligible to participate in the Refer A Friend program.
How to Waive Monthly Fees
- SunNet Checking: $7.00 monthly waived if minimum daily balance of $100 is maintained.
- Foundation Checking: $7.00 monthly waived if minimum daily balance of $100 is maintained or if primary account owner is under the age of 18.
- Elevation Checking: $6.00 monthly
- Pinnacle Checking: $10.00 monthly waived if minimum daily balance of $2,000 is maintained.
- SunNet Savings: $5.00 monthly waived if minimum daily balance to avoid Account Maintenance Fee is $100
- Essential Savings: $5.00 monthly waived if minimum daily balance to avoid Account Maintenance Fee is $100
- Supreme Money Market: $8.00 monthly if minimum daily balance to avoid Account Maintenance Fee is $1,000
- Health Savings Account: No monthly fees
- Small Business Checking: $9.00 monthly waived with compensating average collected balances.
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Conclusion
Make sure to check out Sunflower Bank to learn more about the current Bonuses if this interests you. If you did not receive the targeted promotion in the mail, visit a local branch to see if you qualify. If you already have an account with Sunflower Bank, you can start referring new members!
Although Sunflower Bank rates are not that competitive compared to online banks, you can check our best rates Savings, Money Market, and CD accounts to find other competitive rates.
If you are not interested in the promotion above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Feel free to comment on this post with any questions you may have about Sunflower Bank.
Check back often for more Sunflower Bank Bonuses, Promotions, or Offers!
