First Citizens Bank is offering residents of Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington and West Virginia a chance to earn a maximum bonus of $200. All you have to do is open a premier or prestige checking account, obtain a debit card and meet one of the listed qualifiers within 60 days. This offer is only valid until September 30, 2017, so hurry into your local First Citizens Bank and get started today! Make sure to check out the master post of First Citizens Bank Bonuses on all the latest bank deals!
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First Citizens Bank Checking Account Summary:
- Apply Now
- Account Type: Premier or Prestige Checking
- Maximum Bonus: $200
- Availability: AZ, CA, CO, FL, GA, KS, MD, MO, NC, NM, OK, OR, PA, SC, TN, TX, VA, WA & WV (Branch Locator)
- Expiration Date: 9/30/2017
- Soft/Hard Pull: Hard Pull (Equifax)
- Credit Card Funding: Up to $1000
- Direct Deposit Requirement: Optional
- Additional Requirements: Receive a qualifying direct deposit or make 10 debit card transactions. A “qualifying direct deposit” is a $500 or larger recurring electronic deposit (e.g., direct deposit of your paycheck, pension payment, Social Security payment or other regular monthly income) that is automatically credited to your account by an employer, government agency or other third party.
- Avoid Monthly Fee: Monthly fee of $16 or $20, but can be waived. (see details below)
- The Premier Checking: Has a $16 monthly fee unless you have a $5,000 combined daily balance in Premier Checking, Together Card, Regular Savings, Bonus Savings, e.savings, Tiered Money Market Savings, Premium Tiered Money Market Savings, CDs, IRAs or an Investor Services Account OR direct deposits totaling $4,000 or more OR an EquityLine of at least $25,000 OR a Home EquityLoan.
- The Prestige Checking: Has a $20 monthly fee unless you have a $25,000 combined daily balance in Prestige Checking, Together Card, Regular Savings, Bonus Savings, e.savings, Tiered Money Market Savings, Premium Tiered Money Market Savings, CDs, IRAs or an Investor Services Account OR direct deposits totaling $6,500 or more OR an EquityLine of at least $100,000 OR a Home EquityLoan.
- Early Termination Fee: Termination fee of $25, if account is not open for at least 180 days.
First Citizens Bank Checking Bonus Requirements:
Requirements to Earn $200 Bonus:
- Open a new Premier or Prestige checking account
- Obtain a new debit card,
- Meet one of the following qualifiers within the first 60 days of account opening:
- Receive a qualifying direct deposit
- Qualifying direct deposit is defined as a deposit of $500.00 or more that is electronically deposited by an employer or an outside agency, such as a paycheck, pension, Social Security or other regular monthly income
- Make 10 debit card purchases,
- Receive a qualifying direct deposit
First Citizens Bank Checking Account Fine Print:
- You may receive a $200 bonus credit when you open a new Premier or Prestige checking account, obtain a new debit card on the account, and meet one of the following qualifiers within the first 60 days of account opening: (i) receive a qualifying direct deposit or (ii) make 10 debit card transactions. A “qualifying direct deposit” is a $500 or larger recurring electronic deposit (e.g., direct deposit of your paycheck, pension payment, Social Security payment or other regular monthly income) that is automatically credited to your account by an employer, government agency or other third party.
- Account must be opened between July 1, 2017 and September 30, 2017.
- Standard account opening prerequisites apply.
- Minimum deposit required to open a Premier or Prestige account is $100; however, there is no minimum balance requirement to qualify for the bonus.
- Bonuses to qualified accounts will be credited, at Bank’s sole discretion, any time within 90 days after all qualifiers have been met.
Conclusion:
First Citizens Bank bonus is only valid for one bonus per household and is not offered at all of the First Citizens branches, so make sure you locate a branch and call before. Once you have completed the requirements, bonus will be credited to the eligible account any time, at Bank’s discretion, within 90 days after all conditions have been met. I recommend doing the Premier checking account to waive the fee by keeping $5,000 in the account. If you qualifying hurry in for a possible $200 bonus and get started today! If not, see our complete list of National Bank Deals and Regional Bank Deals for all your banking needs!
