If you are interested in learning about WaterStone Bank bonuses, promotions, and offers, be sure to keep reading!
Generally, they have bonuses that range from $250, $300, or $350 when you open a new account and meet all the requirements.
WaterStone Bank Bonuses Review
Established in 1921, WaterStone Bank has been dedicated to being a top financial resource to their communities. Using their expertise, they aspire to strengthen customer loyalty and maximize shareholder value. Additionally, they have grown to 13 locations and offer an A+ health rating.
I’ll go over all WaterStone Bank Bonuses below.
WaterStone Bank $350 Checking Money Market Bonus
WaterStone Bank is offering a $350 bonus when you open a new qualifying checking account and money market account.
- What you’ll get: $350 Bonus
- Eligible account: Universal Checking, Money Market
- Availability: WI (Bank Locator)
- Credit Inquiry: Soft Pull
(No expiration date listed)
Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
Bank of America Checking ($300 Bonus Offer) | Fifth Third Bank Checking ($375 Bonus) |
SoFi Checking & Savings Account ($325 bonus) | Truist Checking ($400 bonus) |
How to Earn Bonus
- $200 cash bonus when direct deposit of payroll or government benefits totaling $300.00 or more is deposited within 90 calendar days of account opening.
- 1,000 ScoreCard® Rewards bonus points (a $50 value!) when logging into ScoreCard® Rewards website for the first time.
- $25 e-statement credit when e-statements are set up within 90 calendar days of account opening.
$25 CheckCard usage bonus if used five times within one statement cycle within 90 calendar days of account opening. - $100 cash bonus when the account balance reaches $10,000.00 or more within 90 calendar days of account opening.
- Additionally, a 1099 form may be issued at year end for recipients of bonuses
- Other checking options are available for this offer, ask CSR for more details
- However, employees and agents of WaterStone Bank SSB, its respective affiliates and subsidiaries are not eligible
- Offer is redeemable at any branch location
- Furthermore, bonus cannot be combined with other offers
- Limited to one per customer
- Not valid to individuals that received an incentive under another offer in the past 5 years
WaterStone Bank $300 Checking Bonus
WaterStone Bank is offering a $300 bonus + 1,000 ScoreCard Reward Points when you open a new Essential Checking account
- What you’ll get: $300 bonus + 1,000 ScoreCard Reward Points
- Eligible account: Essential Checking
- Availability: WI (Bank Locator)
- Credit Inquiry: Soft Pull
(No expiration date listed)
Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($375 Bonus) |
KeyBank Checking ($300 bonus) | HSBC Premier Checking (Up to $2,500 Cash Bonus), |
How to Earn Bonus
- Open a Universal Checking account with the minimum opening deposit of $100 and complete the following within 90 days:
- $200 cash bonus when direct deposit of payroll or government benefits totaling $500.00 or more is deposited
- Upon opening a WSB Universal Checking account and enrolling in ScoreCard® Rewards program, 1,000 ScoreCard® Rewards points will be credited to your ScoreCard® Rewards account within 30 calendar days of account opening.
- Open a Money Market account and complete the following:
- $100 cash bonus when the account balance reaches $10,000 or more within 90 calendar days of account opening
- Additionally, a 1099 form may be issued at year end for recipients of bonuses
- Other checking options are available for this offer, ask CSR for more details
- However, employees and agents of WaterStone Bank SSB, its respective affiliates and subsidiaries are not eligible
- Offer is redeemable at any branch location
- Furthermore, bonus cannot be combined with other offers
- Limited to one per customer
- Lastly, not valid to individuals that received an incentive under another offer in the past 5 years
WaterStone Bank $300 Checking Money Market Bonus (Military Valor Program)
WaterStone Bank is offering a $300 bonus when you open a new qualifying checking account and money market account.
- What you’ll get: $300 Bonus
- Eligible account: Universal Checking, Money Market
- Availability: WI (Bank Locator)
- Credit Inquiry: Soft Pull
(No expiration date listed)
Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($375 Bonus) |
KeyBank Checking ($300 bonus) | HSBC Premier Checking (Up to $2,500 Cash Bonus), |
How to Earn Bonus
- To earn the $300 Bonus, simply open a MVP checking & money market account, and get 1,000 ScoreCard Rewards bonus points!
- To enroll in the Military Valor Program you must show a government issued military identification card as proof you are an active duty, retired, National Guard or Reserve member or a veteran of the military and have a WaterStone Bank (WSB) Universal checking account.
- Fees that are assessed to your checking account for withdrawing funds at an ATM with your WSB Debit Card will be refunded to your WSB checking account within the next business day.
- WSB HELOC (Home Equity Line-of-Credit) annual fee will be refunded to your WSB Checking Account within 30 business days of the fee being assessed to your HELOC.
- $500.00 will be credited to your WSB checking account within 30 business days of closing your 1st mortgage home loan with WSB and setting up autopay from your WSB checking account.
- You may only receive this benefit one time with WSB.
- Free patriotic MVP club checks will be provided by WSB and this benefit does not include reimbursement of other check designs you have previously purchased or plan to purchase.
- Voucher for a free U.S. Flag will be provided annually in June if at that time your average balance of deposit accounts you own is greater than or equal to $10,000.00 or you have a WSB HELOC or 1st mortgage home loan.
- Employees and agents of WSB and affiliates are not eligible.
- All benefits and features for the Military Valor Program are subject to change.
- Please see a WSB banker for more details.
WaterStone Bank $250 Business Checking Bonus
WaterStone Bank is offering a $250 bonus when you open a new qualifying business checking account.
- What you’ll get: $250 Bonus
- Eligible account: Business Checking
- Availability: WI (Bank Locator)
- Credit Inquiry: Soft Pull
(No expiration date listed)
Chase Business Checking ($300 Bonus) | U.S. Bank Business Checking ( $400 or $900 Bonus) |
Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
Huntington Business Checking 100 ($200 Bonus) | Bank of America Business Checking ($200 bonus offer) |
Axos Business Premium Savings ($375 Bonus) |
How to Earn Bonus
- Business Checking bonus offer requires a new WaterStone Bank SSB (WSB) Business Checking account.
- Account must be open and active for the entire statement cycle in order to qualify for the bonus.
- Business Checking account requires $100.00 minimum balance to open the account.
- Use Promo Code: SMBIZ
- Offer(s) applies to new checking account customers only and does not apply to individuals that closed a WSB checking account within the past 180 calendar days.
- Offeris redeemable at any branch location.
- Cannot be combined with other offers.
- Limited to one per customer.
- Not valid to individuals that received an incentive under another offer in the past 5 years.
- For tax reporting purposes, a 1099 form may be issued at yearend for recipients of bonuses.
- A statement cycle may be from the first day of a month to the last day of that same month.
- To determine your statement cycle please ask your Personal Banker at time of account opening.
- Bonus will be paid on the last day of the first full statement cycle.
- Offer is limited to one per customer or household.
- Account must be open and active for 180 calendar days, or a $30.00 closing fee may be assessed at account closing.
- See Account Disclosure for more information.
- Offer subject to change at any time.
(Expired) WaterStone Bank $100 Checking Bonus
WaterStone Bank is offering a $100 bonus when you open a new qualifying checking account.
- What you’ll get: $100 Bonus
- Eligible account: Checking Account
- Availability: WI (Bank Locator)
- Credit Inquiry: Soft Pull
(No expiration date listed)
How to Earn Bonus
- Open a Essential Checking account with the minimum opening deposit of $100 and complete the following:
- Set up to receive at least $200 in direct deposits within 90 days
- However, offer applies to new checking account customers only and does not apply to individuals that closed a WSB checking account within the past 180 calendar days
- Offer is redeemable at any branch location
- Furthermore, bonus cannot be combined with other offers
- Limited to one per household
- Additionally, a 1099 form may be issued at year end for recipients of bonuses
- Other checking options are available for this offer, ask us for more details
- See Account Disclosure for more information
(Expired) WaterStone Bank $100 Checking Bonus
WaterStone Bank is offering a $100 bonus when you open a new qualifying checking account.
- What you’ll get: $100 Bonus
- Eligible account: Checking Account
- Availability: WI (Bank Locator)
- Credit Inquiry: Soft Pull
(No expiration date listed)
How to Earn Bonus
- The WaterStone Bank Military Valor Program* is exclusively for Active Duty Service Members, Military Veterans and Reserve and National Guard Service Members who have or open a new WaterStone Bank Checking account
- $100 direct deposit credit requires a $200 minimum automatic deposit of military payroll, government benefit or employer payroll to be received within 90 days of enrollment
- Furthermore, bonus cannot be combined with other offers
- Limited to one per household
- Employees and agents of WSB and affiliates are not eligible
- All benefits and features for the Military Valor Program are subject to change
- You may only receive this benefit one time with WSB
- Free patriotic MVP club checks will be provided by WSB and this benefit does not include reimbursement of other check designs you have previously purchased or plan to purchase
- See Account Disclosure for more information
How To Waive Monthly Fees
- Essential Checking: $10 monthly fee. Complete one of the following to avoid the monthly account fee:
- With 5 Debit Card purchases or more that have posted and settled to the checking account each statement cycle(ATM transactions do not qualify)
- Direct deposits of payroll or government benefits totaling $300.00 or more each statement cycle
- Universal Checking: $25 monthly fee. Complete one of the following to avoid the monthly account fee:
- With $1,000.00 average daily balance, qualify to participate in the MVP, Student, or BRAVO Program,
- Have $10,000.00 or more in average daily balances for the statement cycle of related accounts
- Business Essential Checking: $15 monthly fee. Maintain daily balance of $200.00 or average daily balance of $500.00
- Business Advantage Checking: $20 monthly fee. Maintain daily balance of $2,500.00 or average daily balance of $5,000.00 or if you have a business loan of at least $250,000.00
- Business Analysis Checking: $25 monthly fee. Maintain average daily balance of $10,000.00 or consolidated balance of $25,000.00
- Business Interest Checking: $15 monthly fee. Maintain daily balance of $200.00 or average daily balance of $500.00
Conclusion
Lastly, the current promotion from WaterStone Bank is available to residents of Wisconsin who is on the market for a new banking option. Additionally, you will have access to a host of account features! Therefore, I would not recommend this promotion for the very fact that the requirements are hard to obtain.
Furthermore, we value your feedback and will continue to keep you posted on the latest bank offers nationwide.
Additionally, CD accounts or Savings Accounts are also another great way to earn and save money. Furthermore, check out our nationwide list of Savings, Money Market, and CD accounts.
However, you can look at more offers from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
Additionally, check back for updated WaterStone Bank promotions, bonuses and offers.