Wintrust Bank Bonuses: $200, $300, $500 Checking, Savings, Business Offers (IL, FL, IN, WI)

Find the latest Wintrust Community Bank bonuses, promotions, and offers here.

Currently, you can find promotions ranging from $200, $300, $500 for a new checking account.

Wintrust Community Bank Bonuses Review

Wintrust Bank is part of the 150+ affiliated Wintrust Bank locations. Established in 1994 and headquartered in Chicago, Illinois, Wintrust Bank has around 30 locations in Illinois.

I’ll go over all Wintrust Community Bank Bonuses below.

Wintrust Community Bank $500 Checking Savings Bonus

Wintrust Community Bank is offering a $500 bonus when you open a qualifying checking account.

• Direct Links:
  • IL $300 Checking + $200 Savings
  • FL $300 Checking + $200 Savings
  • IN $300 Checking + $200 Savings
  • WI $300 Checking + $200 Savings
• Eligible account: Total Access Checking Account
• Where it’s available: IL, FL, IN, WI (Bank Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Required: Yes
• Monthly Fee: None
• How to earn it:
  • $300 Bonus:
    • Enroll in online banking
    • Activate eStatements
    • Have at least monthly occurring direct deposits totaling $500.00 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened
  • $200 Bonus:
    • Open a new Statement Savings account
    • Tell them you are aware of this Statement Savings account bonus offer at account opening
    • Deposit $15,000.00 or more of new money, defined as money not held at any WTFC location
    • Maintain a minimum balance of at least $15,000.00 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened

(Offer expires 01/31/2024)

Fine Print

• General Bonus Information. These Total Access Checking and Statement Savings account bonus offers are valid for new accounts opened January 1, 2022 through January 31, 2024. These Total Access Checking and/or Statement Savings account bonus offers are not available to existing or closed checking and/or savings account customers of Wintrust Financial Corporation (‘WTFC’) and its subsidiaries or its active employees. Limit 1 bonus payment per customer, regardless of the number of accounts opened. If you qualify for this Total Access Checking and/or Statement Savings account bonus offer, you are ineligible to receive the same bonus offer or any other interest rate offer in the same product from any other WTFC location.
• Total Access Checking Bonus Information. If you qualify for this Total Access Checking bonus offer, you are ineligible to receive this Total Access Checking bonus offer from any other WTFC location. If you qualify for any other WTFC savings offer it may be combined with this Total Access Checking account bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day. The $300.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.
• Statement Savings Bonus Information. If you qualify for any other WTFC checking offer it may be combined with this Statement Savings bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day. The $200.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.

Wintrust Community Bank $300 Checking Bonus

Wintrust Community Bank is offering a $300 bonus when you open a qualifying checking account.

• Direct Link: Alternative links for this promotion include:
  • Total Access Checking
  • White Sox Checking
  • Cubs Checking
  • Northwestern Wildcats Checking
• What you’ll get: $300 Bonus
• Eligible account: Checking
• Where it’s available: IL, FL, IN, WI
• Credit Inquiry: Soft Pull
• Direct Deposit Required: Yes
• Monthly Fee: None
• How to earn it:
  • Open a new qualifying checking account
  • Have at least monthly occurring direct deposits totaling $500.00 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened
  • Enroll in online banking and activate e-statements within the Qualification Period

(Offer expires 01/31/2024)

Fine Print

• This Northwestern Wildcats Checking bonus offer is not available to existing or closed checking account customers of Wintrust Financial Corporation (‘WTFC’) and its subsidiaries or its active employees
• Limit 1 bonus payment per customer, regardless of the number of accounts opened
• If you qualify for this Northwestern Wildcats Checking bonus offer, you are ineligible to receive this Northwestern Wildcats Checking bonus offer from any other WTFC location
• If you qualify for any other WTFC savings offer it may be combined with this Northwestern Wildcats Checking bonus offer
• However, the $300.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.

Wintrust Community Bank $300 or $500 Business Checking Bonus

• What you’ll get: $300 or $500 Bonus
• Eligible account: Business Community Checking
• Where it’s available: IL, FL, IN, WI
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: $15-$25
• How to earn it:
  • Entrepreneur Checking $300 Bonus Qualifications.
    • Open a new Entrepreneur Checking account.
    • Mention this offer during in-branch account opening;
    • Maintain a minimum balance of at least $1,500.00 on each day of the last business day of the two (2) consecutive calendar months following the calendar month the account was opened (“Qualification Period”);
    • Complete five (5) qualifying transactions, defined as ACH debit, ACH credit, wire transfer and debit card transactions, within the Qualification Period; and
    • Enroll in business online banking and activate e-statements within the Qualification Period.
    • After you have completed all the above bonus qualifications, we will deposit the $300.00 bonus payment to your new Entrepreneur Checking account within thirty (30) calendar days after the Qualification Period.
  • Business Community Checking $500 Bonus Qualifications.
    • Open a new Business Community Checking account;
    • Mention this offer during in-branch account opening;
    • Maintain a minimum balance of at least $5,000.00 on each day of the last business day of the 2 consecutive calendar months after the calendar month your new account was opened (‘Qualification Period’);
    • Complete 10 qualifying transactions, defined as ACH debit, ACH credit, wire transfer and debit card transactions, within the Qualification Period; and
    • Enroll in business online banking and activate e-statements within the Qualification Period.
    • After you have completed all the above bonus qualifications, we will deposit the bonus payment into your new account within 30 calendar days after the Qualification Period.

(Offer Expires 01/31/2024)

Fine Print

• Entrepreneur Checking Bonus Information. This Entrepreneur Checking account bonus offer is valid for new Entrepreneur Checking accounts opened during the Promotional Period January 1, 2022 through January 31, 2024 that meet the bonus qualifications set forth below. This Entrepreneur Checking account bonus offer is not available to existing or closed checking account customers of Wintrust Financial Corporation and its subsidiaries (“WTFC”) or its active employees. Limit one bonus payment per customer, regardless of the number of accounts opened. If you qualify for this Entrepreneur Checking account bonus payment, you are ineligible to receive this Entrepreneur Checking account bonus payment from any other WTFC location. If you qualify for any other WTFC savings offer it may be combined with this Entrepreneur checking account bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day. If you are a sole proprietorship or a single member LLC, the $300.00 bonus is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.
• Business Community Checking Bonus Information. This Business Community Checking account bonus offer is valid for new accounts opened September 29, 2023 through January 31, 2024. This Business Community Checking account bonus offer is not available to existing or closed checking account customers of WTFC and its subsidiaries or its active employees. Limit 1 bonus payment per customer, regardless of the number of accounts opened. If you qualify for this Business Community Checking account bonus offer, you are ineligible to receive this Business Community Checking account bonus offer from any other WTFC location. If you qualify for any other WTFC savings offer it may be combined with this Business Community Checking account bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day. If your business is a sole proprietorship or a single member LLC, the $500.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.

Wintrust Community Bank $300 Business Checking Bonus (Expired)

Receive a $300 bonus when you open a new Entrepreneur Checking account and meet the qualifications.

• What you’ll get: $300 Bonus
• Eligible account: Entrepreneur Checking Account
• Where it’s available: IL, FL, IN, WI
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: $15
• How to earn it:
  • Open a new Entrepreneur Checking account and mention that you are aware of this Entrepreneur Checking account bonus offer at account opening;
  • Maintain a minimum balance of at least $1,500.00 on each day of the last business day of the two (2) consecutive calendar months following the calendar month the account was opened (“Qualification Period”);
  • Ccomplete five (5) qualifying transactions, defined as ACH debit, ACH credit, wire transfer and debit card transactions, within the Qualification Period; and
  • Enroll in business online banking and activate e-statements within the Qualification Period.
  • After you have completed all the above bonus qualifications, we will deposit the $300.00 bonus payment to your new Entrepreneur Checking account within thirty (30) calendar days after the Qualification Period

(Offer Expires 03/31/2023)

Editors Note: Check out this alternative link to find another way to access this bonus.

Fine Print

• Accounts are governed by the Deposit Account Agreement provided to you at account opening.
• This Entrepreneur Checking Account Bonus Offer Addendum shall be considered a part of your Deposit Account Agreement.
• This Entrepreneur Checking account bonus offer is not available to existing or closed checking account customers of Wintrust Financial Corporation and its subsidiaries (“WTFC”) or its active employees.
• Limit one bonus payment per customer, regardless of the number of accounts opened.
• If you qualify for this Entrepreneur Checking account bonus payment, you are ineligible to receive this Entrepreneur Checking account bonus payment from any other WTFC location.
• If you qualify for any other WTFC savings offer it may be combined with this Entrepreneur checking account bonus offer.
• Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment.
• Balance is determined as of the end of each Business Day as the funds currently in your Account including deposits and withdrawals made in the Business Day.
• If you are a sole proprietorship or a single member LLC, the $300.00 bonus is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.

How To Avoid Monthly Fees

• Total Access Checking: No monthly fees for this account
• Access Plus Checking: $10.00 monthly can be waived with $1,000 minimum daily balance or $2,500 average daily balance for the statement cycle.
• Premier Checking: $25.00 monthly can be waived with $10,000 average daily balance or $75,000 combined average relationship balance for the statement cycle.
• Cubs Checking: No monthly fees for this account
• White Sox Checking: No monthly fees for this account
• Student Checking: No monthly fees for this account
• Platinum Preferred Checking: $10.00 monthly can be waived with $1,000 minimum daily balance
• Money Smart Checking: No monthly fees for this account
• Entrepreneur Checking: $15.00 monthly when 75 transactions complete the $1,5000 minimum average collected balance
• Business Community Checking: $15.00 monthly if the $5,000 minimum average balance is not maintained
• Have-It-All Business Checking: $25.00 monthly if the $20,000 minimum average balance is not maintained

Conclusion

Lastly, if you are currently looking to earn bonuses, be sure to head on over to Wintrust Community Bank to learn more about the current bonuses. Additionally, you will be able to take advantage of all the great account features that come with your new experience. However,  don’t forget, the bonuses will be reported on IRS Form 1099-INT.

Additionally, this bonus from Wintrust Community Bank is super simple to earn and I recommend taking advantage of this offer before it expires. However, Wintrust Community Bank rates aren’t that great, so check our best rates Savings, Money Market, and CD accounts.

• Best Savings/Money Market rates
• Best CD Account rates

Furthermore, if you’re not local to any of the States above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Furthermore, definitely check back at this review for more Wintrust Community Bank bonuses, promotions, and offers!