Here you can find the latest Y-12 Federal Credit Union bonuses, promotions, and offers.
Current offers include a $300 bonus when opening a new account and meeting the requirements.
Y-12 Federal Credit Union Bonuses Review
Y-12 Federal Credit Union is headquartered in Oak Ridge and is the 6th largest credit union in the state of Tennessee. It is also the 268th largest credit union in the nation. It was established in 1950 and as of June of 2022, it had grown to 344 employees and 109,785 members at 14 locations. Y-12 Federal Credit Union has an A health rating.
Eligibility: Y-12 Federal Credit Union is open to those who reside, worship, attend school, or work in Anderson, Blount, Campbell, Knox, Loudon, Roane, Sevier, or Union counties in Tennessee. Membership details.
I’ll go over the Y-12 Federal Credit Union bonuses & offers below.
Y-12 Federal Credit Union $300 Checking Bonus
Earn a $300 bonus when you open a checking account and meet the requirements.
- What you’ll get: $300 Bonus
- Eligible account: Checking
- Availability: TN (Bank Locator)
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- Direct Deposit Required: Yes
- Monthly Fee: $5-$10; waivable
- How to earn it:
- Open a new checking account.
- A minimum recurring Direct Deposit of $500 monthly must be posted to your new checking account two times within 90 days of account opening in order to be eligible for bonus.
- Once the 90-day account opening period has elapsed, eligible accounts will receive the $300 bonus on the last day of the month.
(Expires 12/31/2023)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | Truist Checking ($400 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | |
Fine Print
- A minimum recurring Direct Deposit of $500 monthly must be posted to your new checking account two times within 90 days of account opening in order to be eligible for bonus.
- Once the 90-day account opening period has elapsed, eligible accounts will receive the $300 bonus on the last day of the month.
- Limit one per member. Current members with an existing checking account do not qualify.
- Checking account must be opened between 4/01/2023 and 12/31/2023 in order to be eligible for bonus.
- APY is Annual Percentage Yield. The APY for Everyday Checking, effective 4/01/2022, is 0.05%.
- The APY for High Yield Checking, effective 4/01/2022, is 2.50% for balances of $0 to $15,000; 0.05% for balances of $15,000.01 and above.
- Offer can expire anytime without prior notice.
- Additional exclusions apply.
- To learn more about High Yield Checking, visit y12fcu.org/high-yield-checking.
- Insured by NCUA.
Y-12 Federal Credit Union $50 Referral Bonuses (Expired)
Earn a $50 bonus when you refer friends and family to open a checking account and meet the requirements.
- What you’ll get: $50 Bonus
- Eligible account: Checking
- Availability: TN (Bank Locator)
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- Direct Deposit Required: Yes
- Monthly Fee: $5-$10; waivable
- How to earn it:
- Earn $50 by telling your family and friends how much you love your credit union. It’s easy! Just tell your family and friends to:
- Open a new qualifying checking account between now – Dec. 31.
- Mention your name and phone number when they open the account.
- A minimum Direct Deposit of $500 must be posted to the new member’s checking account within 90 days of account opening.
- Earn $50 by telling your family and friends how much you love your credit union. It’s easy! Just tell your family and friends to:
(Expires 12/31/2022)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- To earn $50 referral bonus, a new member must open an Everyday or High Yield Checking account and mention your name during the promotion period.
- A minimum Direct Deposit of $500 must be posted to the new member’s checking account within 90 days of account opening.
- Bonus will be posted to your primary share account after the second month that consecutive Direct Deposits are received.
- A new member is someone who is not a current primary account owner or has not been a primary account owner for at least 12 months.
- New member checking account must be opened between 10/1/2022 thru 12/31/2022.
- Offer can expire anytime without prior notice.
- Commercial checking accounts and Opportunity Checking are excluded from this offer.
- Y-12 FCU employees are not eligible for incentive.
How To Waive Monthly Fee
- High Yield Checking: $10 monthly fee waived, and dividends paid by meeting EACH of the following:
- Receive eStatements -AND-
- 20 debit AND/OR credit card monthly combined transactions (based on date posted) -AND-
- One of the following:
- Minimum $2,000 average daily share balance
- Cumulative $1,000 monthly direct deposit
- Requirements waived for teens and young adults age 14-23.
- Everyday Checking:
- $5 monthly fee waived, and dividends paid by meeting ONE of the following:
- Minimum $1,000 average daily share balance -OR-
- 10 debit AND/OR credit card monthly combined transactions (based on date posted) -OR-
- Cumulative $500 ACH direct deposit
- Requirements waived for members age 65 and older.
- $5 monthly fee waived, and dividends paid by meeting ONE of the following:
 |
 |
Conclusion
If you live near an Y-12 Federal Credit Union location, you have the opportunity to earn a generous bonus with simple requirements.
Although these bank promotions are rather generous, you can also utilize our list of Savings, Money Market, and CD rates.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include U.S. Bank, Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
