
Find the latest American First Credit Union CD rates, offers, and promotions here.
Currently, they offer competitive rate of 12 Month 4.25% APY high yield CDs.
About American First Credit Union CD Rates
American First Credit Union has a legacy going back 70 years as a not-for-profit financial institution that, at its founding, was dedicated to supporting grocery store workers. American First Credit Union has since undergone waves of change over the years, keeping its heritage in mind while charting a path toward modernization and growth.
Today the Southern California-based credit union has expanded its reach while offering the latest in digital banking solutions. Now savers across America have access to American First Credit Union saving products.
American First Credit Union CD Rates Summary
- Availability: Nationwide
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- Minimum Balance Requirement: $1 minimum deposit
| Term | APY Rate | |
| 12-Month Certificate | 4.25% | Learn More |
| 18-Month Certificate | 4.00% | Learn More |
| 24-Month Certificate | 3.75% | Learn More |
| Technology Credit Union 5-Month No Penalty CD | 5.15% APY | Review |
| American First Credit Union 24-Month Certificate | 4.65% APY | Review |
| American First Credit Union 12-Month Certificate | 4.50% APY | Review |
| Discover Bank | Up to 4.05% APY | Review |
| Ponce Bank 3-Month High Yield CD | 3.90% APY | Review |
| Ponce Bank 4-Month No Penalty CD | 3.90% APY | Review |
| Blue Federal Credit Union 9-Month No Penalty CD | 3.85% APY | Review |
| Western Alliance Bank 3-Month CD | 3.80% APY | Review |
| Blue Federal Credit Union 15-Month Share Certificate | 3.80% APY | Review |
| Sallie Mae 14-Month CD | 3.75% APY | Review |
| Quontic Bank | Up to 3.75% APY | Review |
| First Mid Bank & Trust 9-Month CD | 3.50% APY | Review |
| Western Alliance Bank 6-Month CD | 3.50% APY | Review |
| Western Alliance Bank 12-Month CD | 3.30% APY | Review |
| CIT Bank 13-Month CD | 3.25% APY | Review |
| CIT Bank 11-Month No Penalty CD | 3.25% APY | Review |
| Ponce Bank 1-Month High Yield CD | 3.00% APY | Review |
American First Credit Union CD Rates Features
- Federally insured by NCUA. No fees. $1 minimum to open.
- 24/7 online access to funds.
Eligibility
To be eligible to open an account, you will need the following:
- Be at least 18 years old
- Social Security number (SSN)
- Your U.S. residential address
- Government-issued photo ID
- An existing bank account
- $1 opening deposit
What You’ll Need To Apply
You will need the following information readily available when applying online:
- Full name
- Home address
- Date of birth (DOB)
- Social Security number (SSN)
- Login information to an existing bank account (to fund your CD)
![]() |
![]() |
Conclusion
If you’re looking to build your savings and/or emergency fund, here’s a great account to do so with. Earn a high, competitive rate with a safe and secure vehicle to earn interest on your money.
For more options, browse our list of the latest and best CD rates and top no penalty CDs.
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.



