Here you can find the most recent Carolina Trust Federal Credit Union bonuses, promotions, and offers.
Update 10/8/25: There’s currently a $300 checking bonus valid through 10/31/25.
Carolina Trust Federal Credit Union Bonuses Review
| Eligibility: Carolina Trust Federal Credit Union is open to those who reside, regularly conduct business or work, volunteer, attend school or worship in Georgetown, Horry, Marion, southern part of Florence County (south of Lynches River), Williamsburg, South Carolina or Brunswick County in North Carolina. Family of credit union members are also eligible. See current membership details. |
I’ll go over the Carolina Trust Federal Credit Union bonuses & offers below.
Carolina Trust Federal Credit Union $300 Checking Bonus
Receive a $300 bonus when you open a checking account and meet the requirements.
- What you’ll get: $300 Bonus
- Eligible account: Checking Account
- Where it’s available: SC (Bank Locator)
- Credit inquiry: Soft Pull or Hard Pull? Let us know
- Direct Deposit Required: Yes
- Monthly Fee: A $5.95 Monthly Maintenance Fee** applies if qualifications are not met. This fee is waived for members 18-24.
- Be enrolled in eStatements and log in to digital banking monthly, and
- Meet two of the following:
- Direct deposits totaling at least $1,000 to your Rewards+ Checking each month
- Make 12 debit card point of sale or online purchases using your Rewards+ Checking debit card.
- A non-revolving personal loan with a balance of $10,000+
- An active mortgage in good standing
- How to earn it:
- Open a new Rewards+ Checking account.
- Within ninety (90) calendar days of the account opening date, you must meet the minimum qualification requirements, for each calendar month during the Qualification Period:
- (1) be enrolled in e-statements;
- (2) log into digital banking once per qualification cycle
- And in addition, meet two of the following qualifying activity requirements:
- Receive at least $1,000 in qualifying direct deposits each month.
- Debit Card Activity: Complete at least twelve (12) debit card purchase transactions per month.
- Loan or Mortgage Requirement: Maintain either:
- (1) An active, non-revolving personal loan with a principal balance of $10,000 or more with Carolina Trust, or
- (2) An active mortgage loan, both originated and serviced by Carolina Trust.
- If all Offer requirements are met, the $300 bonus will be credited to your Eligible Account within thirty (30) calendar days following the end of the Qualification Period.
(Expires 10/31/2025)
| Bank of America Checking ($500 Bonus Offer) | KeyBank Checking ($300 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | |
Fine Print
- Bonus Payment: If all Offer requirements are met, the $300 bonus will be credited to your Eligible Account within thirty (30) calendar days following the end of the Qualification Period. The account must remain open and in good standing through the date the bonus is deposited. Only one bonus will be paid per individual, per account, or per Social Security Number (SSN), regardless of the number of accounts opened. Bonuses are not transferable, assignable, or redeemable for cash except as explicitly provided herein.
- Limitations and Exclusions:
- This Offer may not be combined with any other consumer deposit promotional offer.
- The Offer is void where prohibited by law and is not available to non-resident aliens or foreign entities submitting IRS Form W-8.
- The Offer and bonus may not be reproduced, transferred, purchased, sold, or traded in any form or by any means.
- All determinations regarding qualification for this Offer and bonus eligibility are made solely by Carolina Trust and are final.
- Additional Disclosures:
- Carolina Trust is not responsible for delays or errors caused by third parties, including but not limited to payroll providers or payment processors.
- This Offer is governed by applicable federal and state laws and is subject to the terms of your account agreement and other applicable Carolina Trust policies.
- By participating in this Offer, you acknowledge that you have read and understood these terms and agree to be bound by them.
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Conclusion
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
Use our bank bonuses page to find other offers if you are not eligible for this one. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Check back often for more Carolina Trust Federal Credit Union Bonuses, Promotions, or Offers!
