Here you can find the most recent SouthPoint Financial Credit Union bonuses, promotions, and offers.
Update 12/23/25: There’s currently an up to $400 checking bonus offer valid through 1/31/26.
SouthPoint Financial Credit Union Bonuses Review
| Eligibility: The credit union’s original field of membership was limited to members of St. Mary’s Parish of Sleepy Eye, their immediate families and associations of such members. The most recent field of membership expansion happened in 2025 which went to 30 counties that include; Blue Earth, Brown, Carver, Chippewa, Cottonwood, Dakota, Faribault, Freeborn, Goodhue, Kandiyohi, Lac qui Parle, Le Sueur, Lyon, Martin, McLeod, Meeker, Murray, Nicollet, Redwood, Renville, Rice, Scott, Sherburne, Sibley, Stearns, Steele, Waseca, Watonwan, Wright and Yellow Medicine. See current membership details. |
I’ll go over the SouthPoint Financial Credit Union bonuses & offers below.
SouthPoint Financial Credit Union $400 Checking Bonus
Receive a $400 bonus when you open a checking account and meet the requirements.
- What you’ll get: $400 Bonus
- Eligible account: Checking Account
- Where it’s available: MN (Bank Locator)
- Credit inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- Open a new SouthPoint Checking account with a debit card.
- Make 30 debit card transactions
- Enroll in online banking, mobile banking & estatements
- Receive $100 cash back with a direct deposit of $2,000+
- Receive $200 cash back with a direct deposit of $5,000+
- Receive $400 cash back with a direct deposit of $7,500+.
(Expires 01/31/2026)
| Bank of America Checking ($500 Bonus Offer) | KeyBank Checking ($300 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | |
Fine Print
- Offer valid 12/1/25 – 1/31/26.
- Limit one account per membership.
- This offer is not available to current SouthPoint Financial Credit Union checking account holders or to individuals who have closed a checking account within the past 90 days or closed one with a negative balance in the last two years.
- You may receive only one new checking account bonus every four years, based on your last coupon enrollment date.
- Each coupon is valid for one-time use only.
- To qualify for the cash back bonus, complete the following within 90 days of opening a new EzMoney Checking, North Star Checking, Rising Star Checking, or Shining Star Checking account with a debit card (subject to approval): make 30 debit card transactions; enroll in online banking, mobile banking & estatements, receive $100 cash back with a direct deposit of $2,000+; receive $200 cash back with a direct deposit of $5,000+; receive $400 cash back with a direct deposit of $7,500+.
- You must be at least 16 years old to qualify.
- If under 18, a parent or guardian must be a joint account holder.
- Business and trust accounts are excluded.
- Micro-deposits (typically less than $1) do not count as qualifying direct deposits.
- Your account must remain open and unrestricted at the time of bonus payout.
- If the account is closed within six months of coupon enrollment, the bonus will be deducted at closing.
- Rates may change after account opening.
- All deposit accounts are federally insured up to $250,000 by the NCUA.
- Fees may reduce earnings.
- Employees, volunteers, and their immediate family members are not eligible.
 |
 |
Conclusion
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
Use our bank bonuses page to find other offers if you are not eligible for this one. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Check back often for more SouthPoint Financial Credit Union Bonuses, Promotions, or Offers!
