Find the latest Citizens Bank bonuses, promotions, and offers here.
You’ll find a $600 Checking and Savings offer from Citizens Bank here and a $1,000 bonus when you complete the qualifying activities.
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Citizens Bank Bonuses Review
As the 13th largest retail bank in the United States, Citizens Bank has been delivering excellent financial services.
- Promotion Links:
- $600 Checking Bonus (04/16/2020)
- $1,000 Savings Bonus (No expiration date)
- Account Type: One Deposit Checking, Value Checking, Personal Checking with Interest, Circle Gold Checking with Interest, and/or GoalTrack Savings Account
- Availability: Nationwide (Bank Locator)
- Branches: 1200+ (Bank Locator)
- Credit Inquiry: Soft Pull via ChexSystems
- Direct Deposit Options: ACH, Capital One 360
These bonuses from Citizens Bank are fairly simple to earn and I recommend taking advantage of this offer before it expires. However, Citizens Bank rates aren’t that great, so check our best rates Savings, Money Market, and CD accounts.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
I’ll go over all Citizens Bank offers below.
Citizens Bank $600 Checking Bonus 
Earn up to a $600 bonus when you open a checking and savings account and meet certain requirements.
- What you’ll get: $600 Bonus
- Eligible account: Checking and Savings Account
- Credit inquiry: Soft Pull
- Where it’s available: Nationwide (Bank Locator)
- How to earn it:
- Open a qualifying checking account and make a direct deposit of $500 or more
- Open a savings account with a minimum of $15,000
- When you’ll receive it: Not listed, check with CSR
- Monthly fee: Varies by account, see below how to waive
(Expires 04/16/2020)
Editor’s Note: If you were targeted for this promotion, you would had to have received this flyer in place.
I’d recommend comparing this checking offer with other popular ones. Chase Bank offers $200 & $300 bonuses, TD Bank offers $150 & $300 bonuses, Huntington Bank offers a $200 bonus, Discover Bank offers $360 bonus, and HSBC Bank offers $350 & $700 bonuses.
How To Earn the $600 Bonus
- For those who qualify:
- $300 when you open a qualifying checking account and make a direct deposit of $500 or more within 60 days
- An additional $200 when you open a savings account with a minimum of $15,000
- Get an additional $100 when you do both
- One Deposit Checking:
- Any amount to open
- No overdraft fees if overdraft occurs due to a transaction of $5 or less
- 24/7 account access to view accounts online and via mobile app
- Platinum Checking:
- Personalized advice
- Fewer fees and Platinum rates
- Preferred service at Citizens Platinum Services
- One Deposit Checking Account: $9.99 monthly fee waived with one direct deposit per statement
- Platinum Checking Account: $25 fee is waived with $25,000 in combined deposits
- Primary signer on the new checking and savings accounts may not be or have been a signer on any Citizens Bank personal checking or savings account within the previous six months.
- Eligibility: Customer must open their first new Platinum Checking or One Deposit via Citizens Bank’s online account opening system accessed by clicking on one of the links on this page.
- Customer will only be paid a one-time bonus for this program.
- Bonus will be reported to the IRS for income tax purposes.
Citizens Bank $1,000 Savings Bonus
Receive a $1,000 bonus when you open a CollegeSaver account and meet the requirements.
- What you’ll get: $1,000 Bonus
- Eligible account: CollegeSaver
- Credit inquiry: Soft Pull
- Where it’s available: Nationwide (Bank Locator)
- How to earn it:
- Open a CollegeSaver account
- Make the minimum monthly contribution
- When you’ll receive it: Not listed, check with CSR
- Monthly fee: None
(No expiration date)
How To Earn the $1,000 Bonus
- Open a CollegeSaver account from Citizens Bank
- Receive the $1,000 bonus plus interest when you save the monthly minimum amount each year:
- $25 if child is under age 6
- $50 if child is age 6-11
- Visit us at more than 1,100 branches and over 2,900 ATMs
- Bank securely with 24/7 fraud monitoring and FDIC insurance
- Bank anytime, anywhere with Online, and Mobile Banking
- There are no monthly fees
- Interest will be reported to the IRS for the account owner (e.g., a parent or a child for UTMA (Uniform Transfers to Minors Act)).
- Account must be opened before child’s 12th birthday.
- One skipped deposit allowed per year.
- One account per child.
- Once the program requirements have been met, the bonus plus accrued interest will be credited to your CollegeSaver account and labeled as “CollegeSaver Bonus” on your statement; bonus will post within 45 days after the child’s 18th birthday.
Conclusion
Citizens Bank is always coming out with new coupons and bonuses for their Checking, Savings and Business accounts — too many to keep up with. That’s why, we’re here to provide you with the best promotions Citizens Bank has to offer.
Feel free to comment on this post with any questions you may have about Citizens Bank, their accounts they offer, or Citizens Bank coupon codes.
Check back often for more Citizens Bank Bonuses, Promotions, or Offers!
The Best Bank Offers are updated here. See the below pages to get started with some of the best offers: • Chase Bank Offers. Chase offers a range of attractive Checking, Savings and Business Accounts. Chase has a great selection of sign-up bonuses in comparison to other big banks. • HSBC Bank Offers. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • Huntington Bank Offers. Huntington Bank has high bonus amounts available through their Checking and Business Checking. Huntington also offers a Business Premier Money Market Account. • Discover Bank Offers. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. • TD Bank Offers. TD Bank consistently offers a fantastic selection of checking accounts to cater to your banking needs. However, savings account offers are less frequently available. |
| BONUS LINK | OFFER | REVIEW |
| Chase SapphireSM Checking | $1,000 Cash | Review |
| Chase Private Client | $2,000 Cash | Review |
| Chase Total Business Checking® | $200 Cash | Review |
| Chase Premier Plus CheckingSM | $300 Cash | Review |
| Chase Total Checking® + Chase SavingsSM | $350 Cash | Review |
| Discover Bank Online Savings | $200 Cash | Review |
| BBVA Online Checking | $250 Cash | Review |
| CIT Bank Savings Builder | $300 Cash | Review |
| HSBC Premier Checking Member FDIC | $700 Cash | Review |
| HSBC Advance Checking Member FDIC | $350 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington 5 Checking | $200 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
I used the previous promotion that expired in December 2019. And, after banking with Citibank, Chase, HSBC, Capital One, Amex Personal Savings, & Bank of America, this has been the WORST banking experience for me. You can’t easily transfer money, between YOUR own accounts, they have limits, of which they don’t disclose or notify you. I had to jump through the million hoops to JUST FUND that savings account. When with all other mentioned banks transfers were easy and smooth. And if you want to transfer out of Citizens bank – online- they’ll charge you $3. WTF?
and you receive two plastic cards: one for savings one for checking account-another WTF? and i almost never curse. And today a customer service representative said that i forfeited my promotion by not funding the savings account on the same day? (I promise, my last) WTF!. it’s an ON-line account, did they write in the promotion that you have to post a check or cash? but then again, perhaps they have limits on depositing cash. like with even in-coming transfers you can request nor schedule separate transfers on the same day – well, i will NEVER bank with them again
I took $200 bonus on Citizens Bank last year.
it has already been 6 months since I closed my account. Can I take another bonus ?
I thought somewhere in print it says that customer can have this bonus for only 1 time.
I I started my account with Citizens Bank on 11 September. The account didn’t officially open until the 19 September, go figure. I am still waiting to get the promotional credit almost 120 days in. I have reached out the bank on numerous occasions no credit yet.