Available nationwide, find the latest Axos Bank Promotions, Rates, Bonuses, & more. Continue reading below to learn everything you need to know about Axos Bank.
Update 10/13/25:
- Now with the Axos ONE savings and checking bundle – you’ll get up to 4.51% APY (up from 4.46%) on savings and 0.51% APY on checking all with no monthly maintenance fees.
- You can currently earn a $200 bonus when opening a new Axos Basic Business Checking account through 6/30/26.
- You can currently earn up to a $600 bonus when you bundle your Business Premium Savings with a checking account through 6/30/26.
About Axos Bank Bonuses
Axos Bank is a financial institution built on providing their clients with a diverse range of financial tools and serve.
Additionally, they aspire to innovate the banking industry for the customers nationwide.
Axos Bank Basic Business Checking $200 Bonus
Open a Basic Business Checking account and earn up to $200 bonus.
How to earn it:
- Open a Basic Business Checking account using promo code START200 by June 30, 2026.
- Maintain an average daily balance of $3,000 over your account’s first few months. You’ll earn up to $50 cashback per calendar month, up to $200 total.
- To earn up to a maximum of $200, a $50 payout can be earned in any four (4) of the first five (5) statement cycles (calendar months), including the cycle during which the account is opened.
- To earn each $50 cash incentive, the average daily balance in your Basic Business Checking account must be at least $3,000 for that statement cycle.
- The incentive will be deposited into your Basic Business Checking account within 10 business days following the end of the statement cycle during which the balance requirement was met, as long as the account is open and in good standing.
- Open a Basic Business Checking account using promo code START200 by June 30, 2026.
- Every dollar counts when you’re starting out. That’s why new businesses can earn up to $200 opening a new Basic Business Checking account today.
- No initial deposit requirement
- No minimum balance requirement
- No monthly maintenance fees
- Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
- Unlimited domestic ATM fee reimbursements
- Unlimited item processing (debits, credits, and deposited items)
- Cash deposits via MoneyPass and AllPoint networks
(Learn More at Axos Bank)
Axos Bank Business Premium Savings $600 Bonus
Discover the Axos Business Bundle, combining flexible checking with high-yield savings and earn an exclusive bonus up to $600. Use promo code SBB600.† Bundle your Business Premium Savings with a checking account and earn up to $600!
How to earn it:
- To be eligible to qualify for the Cash Bonus Promotion, a business must:
- Become a new Axos business customer in the Promotion Period (10/9/2025 – 6/30/2026)
- Apply and be approved for a Business Premium Savings account AND a Basic Business Checking account through a single application (bundle)
- Enter the promo code (SBB600) in the Business Premium Savings / Basic Business Checking application
- Not have qualified for any part of this, or another, Axos promotion on any account(s) within the last 12 months as of the date that the bundled accounts were opened
- To qualify for each cash bonus during an eligible Statement Cycle, an eligible business must meet the following requirements in each Qualification Period:
- Deposit $1,000 or more (via ACH, check, or wire) into their Basic Business Checking account from an external source
- Use the debit card associated with their Basic Business Checking account to make 2 or more approved purchases of at least $50 for each transaction
- Maintain an average daily balance of at least $1,500 in the Basic Business Checking account
- Maintain an average daily balance of at least $50,000 in the Business Premium Savings account
- The Qualification Period begins on the first business day of the month and runs through the 25th of the month.
Terms:
- Axos Small Business Banking customers can earn up to $600 through the Axos Small Business Banking Cash Bonus Promotion. Promotional terms and conditions are subject to change or removal without notice.
- Axos Small Business Banking Cash Bonus Promotion Terms The following terms and conditions (the “Terms”) apply to the Axos Small Business Banking Cash Bonus Promotion, which allows eligible businesses (as defined below) to earn up to $600 on their Basic Business Checking account over 6 statement cycles after account opening by completing the required actions described below.
- Promotion Period: October 9th, 2025 at 12:00 a.m. E.T. – June 30, 2026 at 11:59 p.m. E.T.
- Who is eligible for the Cash Bonus Promotion?
- To be eligible to qualify for the Cash Bonus Promotion, a business must:
- Become a new Axos business customer in the Promotion Period (10/9/2025 – 6/30/2026)
- Apply and be approved for a Business Premium Savings account AND a Basic Business Checking account through a single application (bundle)
- Enter the promo code (SBB600) in the Business Premium Savings / Basic Business Checking application
- Not have qualified for any part of this, or another, Axos promotion on any account(s) within the last 12 months as of the date that the bundled accounts were opened
- Businesses who have opened an Axos Small Business Banking account prior to the Promotion Period are not eligible for the Cash Bonus Promotion. Eligible businesses must complete the qualifying activities described below in each Statement Cycle in order to receive the cash bonus in that Statement Cycle.
- What qualifying activities do I need to complete to earn the cash bonus?
- To qualify for each cash bonus during an eligible Statement Cycle, an eligible business must meet the following requirements in each Qualification Period:
- Deposit $1,000 or more (via ACH, check, or wire) into their Basic Business Checking account from an external source
- Use the debit card associated with their Basic Business Checking account to make 2 or more approved purchases of at least $50 for each transaction
- Maintain an average daily balance of at least $1,500 in the Basic Business Checking account
- Maintain an average daily balance of at least $50,000 in the Business Premium Savings account
- The Qualification Period begins on the first business day of the month and runs through the 25th of the month. If the 25th of the month is followed by a non-business day, the average daily balance will be calculated including the following non-business day(s). Any qualifying deposits received after the 25th of the month will count toward the next Qualification Period. The Qualification Period for new accounts will begin on the day the account is approved. New accounts opened on or after the 25th of the month will be eligible to earn the Cash Bonus starting in the following month.
- Qualifying deposits only include deposits from the following eligible sources: (i) ACH transfers from external accounts, (ii) inbound wire transfers from external accounts, (iii) check deposits. Qualifying deposits do not include: (i) transfers internal to the bank (i.e., transfers between an account holder’s Checking and/or Savings account), (ii) interest payments, (iii) promotional bonuses, (iv) credits, reversals, and refunds.
- Both accounts must be in an open and active status on the 25th of the month and on the date the Cash Bonus is paid to receive the Cash Bonus for that statement cycle. If either account closes during the Qualification Period, neither account will be eligible to earn the Cash Bonus for that statement cycle. Account transactions may take one or more business days from the transaction date to post to the account.
Bundle with checking and unlock a bonus of up to $600.- Discover the Axos Business Bundle, combining flexible checking with high-yield savings and earn an exclusive bonus up to $600. Use promo code SBB600.†
- Earn 3.80% APY* With Business Premium Savings
- Free domestic and international incoming wires
- No monthly maintenance fee
- No minimum opening deposit
- No average daily balance requirement
- Business deposit accounts FDIC insured up to $250k
(at Axos Bank)
Axos ONE Checking & Savings Features
- Earn up to 4.51% APY on savings, and 0.51% APY on checking when you meet requirements.
- It’s easy to earn the boosted rates for ONE Savings (4.51% APY) and ONE Checking (0.51% APY). Just receive qualifying monthly direct deposits of at least $1,500 in total and maintain an average daily balance of $1,500 in your Axos ONE® Checking account.
- Get your money up to 2 days early. You’ve earned it, so start earning on it.
- No monthly maintenance, minimum balance, account opening, or overdraft fees.
- We’ve got you covered. Access expanded FDIC Insurance for up to $265 million.
- Access a network of over 95,000 fee-free ATMs.
- Manage all your bank accounts from one place in the Axos app.
- Link external accounts in the app to move your money seamlessly.
(FDIC Insured)
Axos Bank Business Interest Checking
Take advantage of industry-leading rates and services to better your business through Axos Business Interest Checking Account! In addition, you can enjoy no monthly fee.
- Up to 1.01% APY**
- $100 minimum opening deposit
- Pay no monthly maintenance fee with an average daily balance of at least $5,000
- Unlimited domestic ATM fee reimbursements
- Up to 100 free items per month, $0.50 per item thereafter (includes debits, credit, and deposited items)
- Up to 60 items per month for Remote Deposit Anywhere (includes monthly per item processing limitation)
- Free online banking, image statements, and Bill Pay
(FDIC Insured)
Axos Bank Business Savings
Axos Bank has a 0.20% APY Rate for their Business Savings Account. Just open one and meet all of their requirements to earn this rate now!
It comes with several perks such as:
- Free online banking
- Mobile banking
- Remote deposits
- Variable interest compounded daily
(FDIC insured)
Axos Bank High Yield Savings
To earn Axos Bank’s competitive rate, simply have an opening deposit of $250. That’s all it takes and you’ll get to enjoy earning up to 0.61% rate on all balances.
- No monthly maintenance fees
- No minimal balance requirements
- $250 minimum opening deposit
- Free incoming Wires
- Zero Minimum Balance Requirement
(FDIC Insured)
Axos Bank High Yield Money Market
To earn Axos Bank’s competitive rate, simply deposit a minimum balance of $1,000. That’s all it takes and you’ll get to enjoy earning the 0.25% APY rate on all balances.
- No maintenance fees
- Check writing privileges
- $1000 minimum balance to open an account
- FDIC Insured
- No monthly minimum balance requirements
- Debit card transactions
(FDIC Insured)
Axos Bank CashBack Checking
When you open a Cashback Checking account, you can get paid for shopping! Earn up to 1.00% cash back on all transactions that require a signature.
- Earn up to 1.00% cash back on signature-based purchases
- Unlimited domestic ATM fee reimbursement
- No monthly maintenance fees
- Unlimited check writing privileges
(FDIC Insured)
Axos Bank Business Premium Savings Account
Axos Bank has a 0.20% APY Rate for their Business Premium Savings Account. Just your new account and earn this decent APY Rate. Some features are:
- Competitive rates
- Remote deposit
- No monthly fees
- Free image statements
(FDIC insured)
Axos Bank Business Money Market Account
With Axos Bank, it’s offering a 0.20% APY Rate when you open a Business Money Market Account. Just open the new account and follow the steps to meet the requirements. Some perks are:
-
- Competitive rates
- No monthly fees
- Remote deposit from anywhere
- Free image statements
(FDIC insured)
Axos Self Directed Trading
Axos Self Directed Trading Features
- Open an Account in Under 10 Minutes.
- Trade thousands of S&P 500, NASDAQ, NYSE, and other listed stocks
- Commission-free ($0 per trade on eligible stocks and ETFs; other fees may apply)
- Easy-to-use platform with the tools you need and the convenience of placing trades anytime, anywhere.
- Upgrade to Axos Elite and boost your account with instant access to funds, lower fees, increased buying power, and enhanced market knowledge.
- Link your Axos Bank account for fast, safe, and easy money transfers.
(Visit for more information)
Axos Managed Portfolio
Axos Managed Portfolio Features
- Open an Account in Under 10 Minutes.
- No investing experience needed
- Automatic portfolio rebalancing
- No account minimum or annual account maintenance fee; it only takes $500 to get to your first portfolio
- Free auto-deposit scheduling tool
- Available tax-loss harvesting
(Visit Axos Invest to learn more)
UFB High Yield Savings Rate Up to 5.25% APY Rate Offer
UFB Direct offers an online savings account with competitive rates. In addition, this account is available online, nationwide.
- Earn up to 5.25% APY*.
- No monthly maintenance fees.
- No minimum deposit required to open an account.
- Access your funds 24/7 with easy-to-use digital banking tools.
UFB Secure Money Market Up to 5.25% APY
Earn up to 5.25% APY*.- No monthly maintenance fees.
- No minimum deposit required to open an account.
- Access your funds 24/7 with easy-to-use digital banking tools.
(FDIC Insured)
Axos Bank Rewards Checking $500 Bonus (Expired)
Cash in on up to a $500 bonus and up to 3.30% APY with a new Rewards Checking account. Just use promo code RC500 before July 31.
The Rewards Checking account from Axos Bank earns interest and has no monthly maintenance fees. Additionally, this account is available online, nationwide.
- Cash in on up to a $500 bonus† and up to 3.30% APY* with a new Rewards Checking account. Just use promo code RC500 before July 31.
- Build your own APY with up to 3.30% APY*
- Zero monthly maintenance fees
- Zero overdraft or NSF fees
- Zero minimum monthly balance reqs
- No initial deposit requirement
- Unlimited domestic ATM fee reimbursements
- Online debit card management
- Simple, 3-step process for direct deposit
(FDIC Insured)
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Conclusion
Axos Bank has an abundance of services able to their customers to use. In addition with online and mobile banking, you’ll be able to access your money from anywhere at anytime!
Feel free to comment on this post with any questions you may have about Axos Bank Bonuses, their accounts they offer, or Axos Bank coupon codes. However, if you are not currently interested, be sure to check out our list of Best Bank Rates for all your saving needs!
Check back often for more Axos Bank Bonuses, Promotions, or Offers!
