Here you can find the most recent Bank of Oklahoma bonuses, promotions, and offers.
Update 11/7/25: There is currently a $300 student checking bonus available through 3/31/25 and a $200 personal checking bonus for a limited time.
Bank of Oklahoma $200 Checking Bonus
- What you’ll get: $200 Bonus
- Eligible account: Checking Account
- Where it’s available: OK (Bank Locator)
- Credit inquiry: Soft Pull or Hard Pull? Let us know
- Direct Deposit Required: Yes
- Monthly Fee: None (see below)
- How to earn it:
- To receive the bonus:
- 1) open a new account either by visiting a banking center, by calling ExpressBank, or online using the Notice Code “FinBen“; and
- 2) Have an aggregate of at least $1,500 in ACH deposits within the first 90 days of account opening. Person-to-person payments such as Zelle are not considered an ACH deposit.
- Ninety (90) days after account opening, accounts will be evaluated and, if qualifications are met, will receive the credit within 30 days.
- To receive the bonus:
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | Truist Checking ($400 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | |
Fine Print
- Offer available to new customers only.
- A new customer is defined as an individual not listed as a primary or secondary account holder on an existing checking account or checking account that has closed within the last 180 days.
- One bonus per account.
- To receive the bonus: 1) open a new account either by visiting a banking center, by calling ExpressBank, or online using the Notice Code “FinBen”; and 2) Have an aggregate of at least $1,500 in ACH deposits within the first 90 days of account opening. Person-to-person payments such as Zelle are not considered an ACH deposit.
- Ninety (90) days after account opening, accounts will be evaluated and, if qualifications are met, will receive the credit within 30 days.
- New accounts are subject to approval.
- To receive the bonus, the qualifying account must not be closed at the time of payout.
- The bonus is considered interest and will be reported on IRS form 1099-INT. Offers may end at any time.
Bank of Oklahoma $300 Student Checking Bonus
- What you’ll get: $300 Bonus
- Eligible account: Checking Account
- Where it’s available: OK (Bank Locator)
- Credit inquiry: Soft Pull or Hard Pull? Let us know
- Direct Deposit Required: No
- Monthly Fee: None (see below)
- How to earn it:
- For a limited time, there is a $300 bonus offer to college students that open a new Access checking account with direct deposit.
- To receive the bonus with online account opening:
- a) Open a new account online;
- b) email a photo of current college ID and new account number to [email protected] within 60 days of account opening;
- c) have an aggregate of at least $200 in aggregate deposits from any source/channel within the first 90 days of account opening; and
- d) 10 debit card transactions within the first 90 days of account opening.
- To receive the bonus with a banking center or phone (ExpressBank) account opening:
- a) Open a new account either by visiting a banking center or by calling ExpressBank;
- b) show proof of current enrollment in a college, university or vocational school; and
- c) have an aggregate of at least $200 in aggregate deposits from any source/channel within the first 90 days of account opening; and
- d) 10 debit card transactions within the first 90 days of account opening.
(Expires 03/31/2025)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | HSBC Premier Checking & Savings (Up to $3,000 Cash Bonus), |
Fine Print
- Customer must present current and valid school ID from any college, university, or vocational school to qualify for the offer. Offer available to new customers only. New customer is defined as individuals not listed as a primary accountholder on an existing checking account or checking account that has closed within the last 180 days. One bonus per account. The offer is $300 for an Access Checking account. Student must be listed as primary owner on the new checking account.
- Ninety (90) days after account opening, accounts will be evaluated and, if qualifications are met, will receive the credit within the following 30 days. New accounts are subject to approval. To receive the bonus, the qualifying account must be open at the time of payout. The bonus is considered interest and will be reported on IRS form 1099-INT. Offer ends on 3/31/2025.
How To Waive Monthly Fees
- Access Checking: No monthly service fee when you choose to receive online statements
- Select Checking: $15 monthly fee is waived when you maintain one of the following:
- EITHER maintain $10K average combined monthly balances in any combination of the following personal accounts: checking, money markets, savings, CDs, IRAs, installment loans, and lines of credit. Your mortgage balances with us are excluded from the combined balance calculation.
- OR maintain a mortgage from us with auto-debit. Accounts are not automatically linked. Please notify your banker which accounts should be linked.
- Premier Checking: For each statement cycle that one of the following requirements of average daily balances are met, you’ll avoid the $25 monthly service fee:
- $25,000 or more in linked bank deposit accounts (checking, savings, CDs, FDIC-insured IRAs)
- or $50,000 or more in any combination of qualifying linked banking, brokerage (available through BOK Financial Advisors – excluding 529s and managed trusts) and 10% credit balances (mortgage, HELOC, PLOC, auto loan & personal loan – excludes small business loans). Accounts are not automatically linked. Please notify your banker which accounts should be linked.
- We will waive the monthly service fee for the first two statement cycles after opening the Premier Checking account to allow you to meet the requirements and avoid the monthly service fee.
- Student Checking: No monthly service fee
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Conclusion
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
Use our bank bonuses page to find other offers if you are not eligible for this one. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Check back often for more Bank of Oklahoma Bonuses, Promotions, or Offers!
