Bank of Texas Bonuses: $400, $800 Checking Bonus (TX)

Here you can find the most recent Bank of Texas bonuses, promotions, and offers.

Update 3/10/25: There is now a $800 personal checking bonus exclusively for The Woodlands clients available at the 24 Waterway Ave, The Woodlands, TX 77380 location valid through 5/31/25.

Bank of Texas $800 Checking Bonus

• What you’ll get: $800 Bonus
• Eligible account: Checking Account
• Where it’s available: TX (Bank Locator) 24 Waterway Ave, The Woodlands, TX 77380
• Credit inquiry: Soft Pull or Hard Pull? Let us know
• Direct Deposit Required: Yes
• Monthly Fee: None (see below)
• How to earn it:
  • The offer will vary by product type: Access Checking accounts $400, and Premier Checking $800.
  • Open a new Access Checking or Premier Checking account by May 31st, 2025 by visiting a banking center, calling our ExpressBank, or opening online using the notice code “TEXOFR”; and
    • To Receive $400: Open an Access Checking account and have an aggregate of at least $1,500 in ACH deposits within the first 90 days of account opening.
    • To Receive $800: Open a Premier Checking account and have an aggregate of at least $1,500 in ACH deposits within the first 90 days of account opening; AND maintain a monthly average balance of $10,000 or higher.
  • Ninety (90) days after account opening, accounts will be evaluated and, if qualifications are met, will receive the credit within the following 30 days.

(Expires 05/31/2025)

Fine Print

• Offer available to new customers only. New customer is defined as individuals not listed as a primary or secondary accountholder on an existing checking account or checking account that has closed within the last 180 days. One bonus per customer. The offer will vary by product type: Access Checking accounts $400, and Premier Checking $800.
• To receive the personal checking bonus:
• Open a new Access Checking or Premier Checking account by May 31st, 2025 by visiting a banking center, calling our ExpressBank, or opening online using the notice code “TEXOFR”; and
  • To Receive $400: Open an Access Checking account and have an aggregate of at least $1,500 in ACH deposits within the first 90 days of account opening.
  • To Receive $800: Open a Premier Checking account and have an aggregate of at least $1,500 in ACH deposits within the first 90 days of account opening; AND maintain a monthly average balance of $10,000 or higher.
• Person-to-person payments such as Zelle OR bank-to-bank transfers are not considered ACH deposits. Ninety (90) days after account opening, accounts will be evaluated and, if qualifications are met, will receive the credit within the following 30 days. New accounts are subject to approval. To receive the bonus, the qualifying account must be open and in good standing at the time of payout. The bonus is considered interest and will be reported on IRS form 1099-INT. Offer ends on 5/31/2025. Offer may change or discontinue at any time before this date without notice. Offer only available in The Woodlands, Texas.

Bank of Texas $250 Checking Bonus (Expired)

• What you’ll get: $250 Bonus
• Eligible account: Checking Account
• Where it’s available: TX (Bank Locator)
• Credit inquiry: Soft Pull or Hard Pull? Let us know
• Direct Deposit Required: Yes
• Monthly Fee: None (see below)
• How to earn it:
  • The offer will vary by product type: Access Checking & Opportunity Banking accounts $150 bonus, Select Checking $200, and Premier Checking $250 bonus.
  • To receive the bonus:
    • 1) open a new account either by visiting a banking center, by calling ExpressBank, or online using the Notice Code “MTGOFR“; and
    • 2) Have an aggregate of at least $1,500 in ACH deposits within the first 90 days of account opening. Person-to-person payments such as Zelle are not considered an ACH deposit.
  • Ninety (90) days after account opening, accounts will be evaluated and, if qualifications are met, will receive the credit within 30 days.

(Expires 08/15/2024)

Fine Print

• One bonus per account. The offer will vary by product type: Access Checking & Opportunity Banking accounts $150, Select Checking $200, and Premier Checking $250.
• To receive the bonus: 1) open a new account either by visiting a banking center, by calling ExpressBank, or online using the Notice Code “MTGOFR”; and 2) Have an aggregate of at least $1,500 in ACH deposits within the first 90 days of account opening.
• Person-to-person payments such as Zelle are not considered an ACH deposit.
• Ninety (90) days after account opening, accounts will be evaluated and, if qualifications are met, will receive the credit within 30 days.
• New accounts are subject to approval.
• To receive the bonus, the qualifying account must not be closed at the time of payout.
• The bonus is considered interest and will be reported on IRS form 1099-INT.
• Offer ends on 8/15/24.

How To Waive Monthly Fees

• Premier Checking: For each statement cycle that one of the following requirements of average daily balances are met, you’ll avoid the $25 monthly service fee:
  • $25,000 or more in linked bank deposit accounts (checking, savings, CDs, FDIC-insured IRAs)
  • or $50,000 or more in any combination of qualifying linked banking, brokerage (available through BOK Financial Advisors – excluding 529s and managed trusts) and 10% credit balances (mortgage, HELOC, PLOC, auto loan & personal loan – excludes small business loans). Accounts are not automatically linked. Please notify your banker which accounts should be linked.
  • We will waive the monthly service fee for the first two statement cycles after opening the Premier Checking account to allow you to meet the requirements and avoid the monthly service fee.
• Select Checking: $15 monthly fee is waived when you maintain one of the following:
  • EITHER maintain $10K average combined monthly balances in any combination of the following personal accounts: checking, money markets, savings, CDs, IRAs, installment loans, and lines of credit. Your mortgage balances with us are excluded from the combined balance calculation.
  • OR maintain a mortgage from us with auto-debit. Accounts are not automatically linked. Please notify your banker which accounts should be linked.
• Access Checking: There is no monthly service fee for this account.
  • If you choose to receive a monthly statement via postal mail, a statement fee of $2 will be assessed each month. To avoid this fee, you can turn off paper statements by logging in to Online or Mobile Access, selecting “online only”, and accepting the Online Statements Terms and Conditions. Opting out of paper statements will terminate the mailing of your monthly statement.
• Opportunity Banking: $5 monthly service fee
  • If you choose to receive a monthly statement via postal mail, a statement fee of $2 will be assessed each month. To avoid this fee, you can turn off paper statements by logging in to Online or Mobile Access, selecting “online only”, and accepting the Online Statements Terms and Conditions. Opting out of paper statements will terminate the mailing of your monthly statement.

Conclusion

I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.

• Best Savings/Money Market rates
• Best CD Account rates

Use our bank bonuses page to find other offers if you are not eligible for this one. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Check back often for more Bank of Texas Bonuses, Promotions, or Offers!