Available nationwide, you can earn 4.00% APY on balances up to $3 million with the Bluevine Premier Business Checking account.
Update 12/2/24: The rate has decreased to 4.00% APY from 4.25%.
Editor’s Note: If you don’t want to pay the monthly fee to earn the highest rate, you can still earn 2.00% APY with the BlueVine Small Business Checking Account with no monthly fee!
Bluevine Premier Business Checking Rate
- Learn More at Bluevine
- What you’ll get: Up to 4.00% APY
- Eligible account: Business Money Market
- Credit inquiry: Hard Pull or Soft Pull? Let us know.
- Where it’s available: Nationwide
- Opening Deposit: Any
- Monthly fee: $95 monthly fee (see below on how to waive)
- Early Termination Fee: None listed
(Member FDIC)
| Chase Business Checking ($300 or $500 Bonus) | U.S. Bank Business Checking ( $500 or $900 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bluevine Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | |
Account Rates
| Balance Tiers | % APY |
| Up to $250,000 (Standard Account) | 1.50% |
| Up to $3M (Premier Account) | 4.00% |
How To Waive Monthly Fee
With Bluevine Premier, you get a higher yield business checking account, savings on payments, and more. There are two options:
Standard Account ($0/month)
- No monthly fees and unlimited transactions
- 2.0% APY on balances up to $250,0004
- FDIC insurance up to $3M
- Free standard ACH and incoming wires
Bluevine Premier Account ($95/month or $0/month)
Enjoy everything you get with our standard plan, plus:
- 4.00% APY on balances up to $3M
- 50% off most standard payment fees
- Priority customer support
You can waive the monthly fee for Premier by maintaining an average daily balance of at least $100,000 across your Bluevine Business Checking account and sub-accounts each billing period, and spending at least $5,000 with your Bluevine debit card each billing period.
Bluevine Premier Business Checking Account Benefits
- Maximize your earnings with market-leading interest on balances up to $3 million.
- Keep funds in one place. Earn more interest without the need to maintain and manage a separate savings or brokerage account.
- Protect your money. Get up to $3 million in FDIC insurance—that’s up to 12x the standard coverage of $250,000.
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Conclusion
Phenomenal rate for a business checking account but only if you can waive the monthly fee!
In addition to the rate from Bluevine, check out our list of best rates Savings, Money Market, and CD accounts.
If you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
