Find the latest Bread Financial CD Rates, Offers, and Promotions here.
Currently, they offer competitive rates up to 5.00% APY when opening their high yield CDs.
About Bread Financial CD Rates
Bread Financial, formerly Comenity Direct, has been helping people get more for their money since they introduced their first credit card in 1986. Bread Financial mission has been to understand what’s most important to customers and develop innovative solutions that meet their needs.
Bread Financial CD Rates Summary
- Availability: Nationwide
- Credit Inquiry: Soft Pull
- Minimum Balance Requirement: $1500
| Term | APY Rate | Minimum opening deposit |
| 12-Month | 5.00% | $1,500 |
| 24-Month | 4.75% | $1,500 |
| 36-Month | 4.50% | $1,500 |
| 48-Month | 4.35% | $1,500 |
| 60-Month | 4.25% | $1,500 |
(FDIC Insured)
| Technology Credit Union 5-Month No Penalty CD | 5.15% APY | Review |
| American First Credit Union 24-Month Certificate | 4.65% APY | Review |
| American First Credit Union 12-Month Certificate | 4.50% APY | Review |
| Discover Bank | Up to 4.05% APY | Review |
| Ponce Bank 3-Month High Yield CD | 3.90% APY | Review |
| Ponce Bank 4-Month No Penalty CD | 3.90% APY | Review |
| Blue Federal Credit Union 9-Month No Penalty CD | 3.85% APY | Review |
| Western Alliance Bank 3-Month CD | 3.80% APY | Review |
| Blue Federal Credit Union 15-Month Share Certificate | 3.80% APY | Review |
| Sallie Mae 14-Month CD | 3.75% APY | Review |
| Quontic Bank | Up to 3.75% APY | Review |
| First Mid Bank & Trust 9-Month CD | 3.50% APY | Review |
| Western Alliance Bank 6-Month CD | 3.50% APY | Review |
| Western Alliance Bank 12-Month CD | 3.30% APY | Review |
| CIT Bank 13-Month CD | 3.25% APY | Review |
| CIT Bank 11-Month No Penalty CD | 3.25% APY | Review |
| Ponce Bank 1-Month High Yield CD | 3.00% APY | Review |
CD Account Features
- Balances
- $1,500 minimum opening deposit
- FDIC insured
- Maximum deposit limit of $1 million per account and $10 million limit per customer
- Interest
- Accrued and compounded daily
- Credited and posted monthly
- Fees
- No hidden fees so you save more
- Free monthly maintenance
- Free online statements
- Early withdrawal penalty applies
- $25 per outgoing wire transfer
- $15 per official check request
- $5 per paper statement request
- Auto-renew at maturity or cash out without penalty within the 10-day grace period
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Conclusion
Now, when you open a new CD Account, you’ll be able to take advantage of their perks and save money in no time.
Additionally, they offer competitive rates available nationwide.
For more options, browse our list of the best CD rates and no penalty CDs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
